Underwritten by Zurich Insurance Malaysia Berhad

Zurich SeniorGold

Enjoy retirement and the golden years ahead with the only life insurance plan that promises guaranteed acceptance, level premiums that don't increase with age and no medical check-up required!

    • RM1.6k Minimum Sum Assured
    • Death Coverage Until Age 100
    • Death Benefit Up To 100% of Sum Assured

Secure Your Golden Years with Zurich SeniorGold

- No Medical Check Up - Up to 5x Basic Sum Assured - From RM50 Monthly Premium - Coverage up to 100 Years Old

Get covered now with Zurich SeniorGold

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How to Claim

Who do I call to make a claim or state an emergency?

Zurich Hotline
  •  1300888622
  • Features

    What makes this Zurich insurance policy stand out?

    Cover Term
    protection up to age 100
    Premium Type
    flat rate. stays the same throughout policy term.
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Zurich help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    from 50 to 100 years oldYes, up to 100% of sum assured
    Accidental Death
    Death due to injury from an accident. Acts of war and illegal activities exempted.
    from 50 to 100 years oldYes, up to 500% of sum assured if betwen 50-65 years of age

    Age Requirements

    Am I eligible to apply for this Zurich insurance?

    Maximum Age
    at most 80 years of age
    Expiry Age
    at most 100 years of age

    Frequently Asked Questions about Zurich SeniorGold

    Things you might want to know

    Why should I get Zurich SeniorGold?

    This is a life insurance policy for those of you in your golden years. Just as life doesn’t stop when you’re done with work and happily retired, life insurance shouldn’t either.

    How protected am I?

    Protect yourself or signup a parent for this plan with an affordable fixed premium of RM50 per unit, an expense you won’t even notice. The best part, your premiums remain the same no matter what your age.

    What are the age requirements?

    This life insurance is available to anyone between the ages of 50 and 80. You are not required to go for a medical check-up when signing on for this policy.

    Furthermore, Zurich SeniorGold is a renewable policy that works for you even at the age of 100.

    What life insurance benefits do I get?

    Besides the high age entry and the low premiums, Zurich offers you an Accidental Death Benefit of up to 5x your basic sum assured. Of course this is exclusively available to you between the ages of 50 and 65. However, fear not, if you fall between 66 and 80 years old, the benefit applies to you at 3x the basic sum assured. If you are above 80 years of age you will be offered 2x the basic sum assured.

    In the case that you happen to pass due to natural causes, you will receive the basic sum assured provided you've been on the plan for 2 years. If you haven't had the insurance for that long, maybe you're a new customer, any premiums that you have paid will be refunded to you.

    Another thing, after retirement it is entirely common for people or couples to travel the world and explore new horizons. Zurich understands this and offers a repatriation benefit of up to RM3,000.

    Added Income Tax Relief

    Regardless of what happens in the future, here is what we can control. With the Zurich SeniorGold, you are entitled to a maximum of RM6,000 a year in income tax relief. This is a loan that tries to help at every turn, so ditch the stress and hit the apply now to sign up right now for some well-deserved peace of mind.

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