Zurich

Underwritten by Zurich Takaful Malaysia Berhad

Zurich Takaful Term 80

Don't take chances with your life and get the protection plan that looks out for both your future and the future of your family, in any situation.

    • RM50k Minimum Sum Assured
    • Add-on Critical Illness Coverage
    • Full Refund at Maturity
    • Death and TPD Coverage Until Age 0
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

How to Claim

Who do I call to make a claim or state an emergency?

Zurich Hotline
  •  +603-6287 6666
  • Features

    What makes this Zurich insurance policy stand out?

    Cover Term
    protection up to age 80
    Premium Type
    flat rate. stays the same throughout policy term.
    Maturity Refund
    get back your full sum assured at the end of your proctection term.
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Zurich help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    up to years oldYes, up to 100% of sum assured
     
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    up to years oldYes, up to 100% of sum assured
     
    Enjoy the full benefits of your insurance plan with great add-on coverage
    Add-on Coverage
    Am I Protected?
    Critical Illness Coverage
    Protection against serious diseases such as cancer, heart attack, stroke or heart bypass surgery
    Yes
    Permanent Disability Indemnity
    Cash compensation for loss of ability to work and earn income
    Yes
    Hospital Benefit
    Payment for hospital visits, including room and other costs charged during your stay
    Yes
    Parent Contributor
    Cash payments to mum or dad in the event of your death or permanent disability
    Yes
    Spouse Contributor
    Financial help for your husband or wife in case of your death or serious handicap.
    Yes
    Accidental Death or Dismemberment
    Protection for when you die or lose a limb due to an accident
    Yes

    Age Requirements

    Am I eligible to apply for this Zurich insurance?

    Minimum Age
    at least 30 days of age
    Maximum Age
    at most 70 years of age
    Expiry Age
    at most 80 years of age

    Frequently Asked Questions about Zurich Takaful Term 80

    Things you might want to know

    What is the Zurich Takaful Term 80?

    The Takaful Term 80 is a takaful term life protection plan for open to anyone and everyone, to ensure the financial safety of both yourself and your family in case of an unfortunate situation. In the event of your death or are permanently disabled, Zurich will proceed to pay you or your next of kin the full sum that you are assured for.

    Unlike most insurance plans, this one will work for you up to the age of 80, hence the name. With a no claim benefit, you can also receive the sum assured upon the maturity of your policy.

    How do I pay my premiums?

    Well there are several ways for you to do just that. Besides making credit transfers at an ATM, you can now make online payments, or use the contactless payment on your debit card at any Zurich outlet.

    Similarly, you can opt for an auto-debit feature or even talk to your employer about having a salary deduction for your insurance premiums.

    Do I get a refund if I cancel my policy?

    That would depend on when you choose to cancel your policy. There is a 15-day cooling period after picking up the policy, where you can decide that you don’t want the policy. Within this time period any premiums paid will be returned to you in full.

    However, after this cooling period there is no guarantee that you will get all your money back. Please take note though, that to make a cancellation, you will need to submit a written notification to Zurich at least a month in advance.

    Who can buy this term life policy?

    Anyone over the age of 18 can chose to pick up this protection plan. Parents who want to pick it up for your kids they need to be at least 30 days old.

    If you have any questions, give us a call at 03 9212 3118 for more info.

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