Underwritten by Zurich Insurance Malaysia Berhad

Zurich TermLife

Customize and prioritize the protection you need as well as how long you need it for. With the Zurich TermLife Insurance you can pick and choose what works best for you and still be assured that your family will be taken care off if you are no longer able to.

    • RM25k Minimum Sum Assured
    • Death and TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Get covered now with Zurich TermLife

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How to Claim

Who do I call to make a claim or state an emergency?

Zurich Hotline
  •  1300888622
  • Features

    What makes this Zurich insurance policy stand out?

    Cover Term
    protection up to age 70
    Premium Type
    progressive rate. increases as you age.
    Plan Conversion
    option to convert to whole-life plan
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Zurich help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    up to 70 years oldYes, up to 100% of sum assured
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    up to 70 years oldYes, up to 100% of sum assured

    Age Requirements

    Am I eligible to apply for this Zurich insurance?

    Minimum Age
    at least 16 years of age
    Maximum Age
    at most 65 years of age
    Expiry Age
    at most 70 years of age

    Frequently Asked Questions about Zurich TermLife

    Things you might want to know

    How will my family benefit with Zurich TermLife?

    The Zurich TermLife is an insurance policy brought out by Zurich and offers flexible coverage and affordable premiums. With this policy you get to choose how long you would like to be covered for in the case of death and permanent disability.

    As a policy holder you can hold on to it for as long as you are able, wit the maximum renewal age of 70 years. It protects your family in the unfortunate event that you are compromised.

    Also since the Zurich TermLife is non-participating policy you will not have to pay any extra premiums for any unwanted investments. This will make your premiums will be more affordable and easier to manage.

    What kind of protection will I get?

    In the even of your death or if you face a permanent disability, Zurich will proceed to pay the total amount of your sum assured to you or your next of kin.

    Unlike most insurers, this policy allows you to extend your protection against total and permanent disability up to the age of 70. So if you have only just started on the path of life insurance, this is a great deal that will benefit you in the long run. 

    Who can buy this term life policy?

    TermLife by Zurich is offered to anyone between the ages of 16 to 65 years. Since term life insurance is meant for individuals as a policy holder, you will not be able to cover your kids under the same plan. 

    That being said, if you would like to purchase the policy for your child separately, you can as long as they are 16 years old and over. 

    Can I choose how long I want to be covered for?

    One of the great things about the Zurich TermLife policy is that it gives you flexibility to choose how long you want to be covered for. 

    This means you can pick an insurance plan that both adheres to your individual timeline and stays within your budget. After you've worn out the plan, Zurich continues to offer you an array of insurance schemes that you can later choose from.

    You also have the choice to add on certain enhancement options to this life term insurance policy. These additional riders can be tailored fit specific areas of your life, family and finances that may need additional protection. So, whether it is a mortgage, health coverage, or your children’s education, customize your plan to take it all. 

    Anything else that's special about this plan?

    As an insurance provider serving many other Malaysians like yourself, Zurich understands that protecting you also means protecting your business interests. 

    Therefore, if you run your own business and have employees in your care, then this Zurich policy allows for you to take care of your employees in the event of their death or if they face permanent disability. The policy will protect them until there comes a time you find a replacement for said employee.

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