Underwritten by Zurich Insurance Malaysia Berhad

Zurich TermLife

Keep your family away from financial uncertainty with term cash payments in the event of your death or permanent disability. Pick and choose the protection you need!

    • RM25k Minimum Sum Assured
    • Death and TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Get covered now with Zurich TermLife

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How to Claim

Who do I call to make a claim or state an emergency?

Zurich Hotline
  •  1300888622
  • Features

    What makes this Zurich insurance policy stand out?

    Cover Type
    term-life insurance
    Cover Term
    protection up to age 70
    Premium Type
    progressive rate. increases as you age.
    Plan Conversion
    option to convert to whole-life plan
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Zurich help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    up to 70 years oldYes, up to 100% of sum assured
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    up to 70 years oldYes, up to 100% of sum assured

    Age Requirements

    Am I eligible to apply for this Zurich insurance?

    Minimum Age
    at least 16 years of age
    Maximum Age
    at most 65 years of age
    Expiry Age
    at most 70 years of age

    Frequently Asked Questions about Zurich TermLife

    Things you might want to know

    How will my family benefit with Zurich TermLife?

    TermLife is a term life insurance policy by Zurich which offers flexible coverage and affordable premiums . Choose how long you'd want to be covered for death and permanent disability. 

    Do you want to keep paying until your children moves out of the house? Until you reach retirement? It's your choice.

    This Zurich TermLife is non-participating policy - that means you wouldn't have to pay extra for any unwanted investments, making your premium payments that much more manageble.

    What kind of protection will I get?

    In the event of your death or total and permanent disability, Zurich can pay the total amount of your sum assured to you or your next of kin.

    Unlike other insurance providers with shorter coverage of up until the age of 65, total and permanent disability benefits by Zurich will be payable up till you reach 70 years old - that's 5 years worth of extra protection.

    Who can buy this term life policy?

    TermLife by Zurich is offered to anyone between the ages of 16 to 65 years.

    Can I choose how long I want to be covered for?

    That great thing about the Zurich TermLife is that it gives you flexibility to choose how long you want to be covered for. 

    That means you can pick an insurance plan that fits your individual timeline and personal finances - do you think you won't be needing this insurance protection once your retirement funds kicks in? Now that's something for you to think about!

    You can also add on various enhancement options to this life term insurance plan. These additional riders can be tailored fit to the areas of your family life and finances which need additional protection, whether it is a mortgage, health coverage, or your children’s education.

    Anything else that's special about this plan?

    As an insurance provider serving many other Malaysians like yourself, Zurich understands that protecting you also means protecting your business interests. 

    If you run your own business, you can buy the Zurich TermLife to keep things running smoothly during an unfortunate loss of an employee.

    You’ll be provided with cash liquidity in the event of the unexpected death or permanent disability of an employee while you take the time to find a suitable replacement.

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