Why should I get Zurich TermLife?
TermLife is a life insurance policy by Zurich that offers flexible plans so you can choose how much you want to be insured for and how long. It offers you affordable premiums while giving you extensive liability protection.
To help you and your family get the most out of this policy, you could always get a quote and have your policy issued to you when you apply on RinggitPlus. Our friendly customer-help team will give you a call to get your details and payment information and get you covered with the right plan for you.
How does my protection work?
In the event of your death or permanent disability, Zurich will proceed to pay the total amount of your sum assured to you or your next of kin.
This Total and Permanent Disability protection will be payable should it occur before the age of 70. Also there's a flexibility to choose from the different coverage terms and sum assured amounts which extends to a maximum coverage age of 80! So if you don't have a backup financial safety net, this is an ideal risk management investment for you and your loved ones.
What Zurich TermLife plans can I choose from?
Zurich TermLife offers sum assured benefits of either RM50,000, RM100,000 and RM200,000 depending on your financial obligations and life-goals.
Next, you can choose the coverage period that you want with flexible plans of either 5 years, 10 years or 20 years.
Only for 20 year plans, you'll also be able to surrender your plan for its accumulated cash value.
How do I pay my premiums?
Have your credit or debit card ready. Once you've provided your payment details you have the option of choosing your payments be charged to either your debit or credit card. You can also decide then if you would prefer to make monthly payments or do them annually.
What happens when my policy expires?
Once you start approaching 60, and your coverage period is coming to an end you'll have the option of converting your plan to a whole life insurance policy that will continue to cover you in the event of your death or total permanent disability.
Who can buy this term life policy?
Zurich TermLife is offered to anyone between the ages of 16 to 45 years that meets Zurich's health requirements.