AIG Student Assist Classic

Looking to have the adventure of a lifetime and backpack overseas? Make sure you are protected from any injuries, and have all your medical bills paid for!

AIG Student Assist ClassicLaptop Loss Coverage
Personal Accident
up to RM100k
Medical Expenses
up to RM10k
Trip Cancellation
Not covered
Travel Delay
Not covered
Lost Baggage
Not covered
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24-hours worldwide travel assistance
AIG Hotline

Regions Covered

Which regions are covered by this plan?

Worldwide (Area 2)

Premiums

How much must I pay to be insured during my travels?

Premiums for Worldwide (Area 2)
PlanIndividual

Coverage

What can I claim from this insurance policy?

Personal AccidentWorldwide (Area 2)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Death or Disability of Education Sponsor
Get your study fees covered no matter what happens to your sponsor
  • RM50k individual
  • RM0 per adult
  • RM0 per child
Study Interruption
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Medical RelatedWorldwide (Area 2)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Medical Evacuation and Transportation to Malaysia
Emergency transportation can be expensive - get covered
  • RM250k individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceWorldwide (Area 2)
Loss of Luggage and Personal Belongings
You might arrive safely at your destination, but will your suitcase?
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM100k individual
  • RM0 per adult
  • RM0 per child

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip For Individuals
   Between 15 and 45 years of age
Annual Plan For Individuals
   Between 15 and 45 years of age
Children Travelling With Family Per Child
   Between 15 and 17 years of age

More Information

Why should I choose AIG's Student Assist Classic Travel Insurance?

You should really consider getting this policy if you are planning to study abroad in the near future. 

Other than the conventional coverage for injuries, death, and disability, students will be compensated for any study interruption caused by any unforeseen events such as the death of a parent.

Your policy term can range from 6 months and up to a maximum of 3 years. You will need to renew your insurance cover annually.

Does that mean students of any age can apply for this policy?

Only full-time students enrolled in a recognised educational institution of higher learning aged between 15 and 45 years of age can sign up for this insurance policy.

How do I make an insurance claim with AIG?

The first thing to remember is that you will have to notify the company within 30 days from the date of loss. Here are other supporting documents that you will need:

  1. Police report and investigation findings
  2. Doctor's medical reports such as diagnosis note, proof for duration of hospitalisation, Driver's license (for motor accident), post-mortem report and death certificate.
  3. Medical Specialist Report regarding disablement
  4. Letter of Administration/ Distribution Order and a copy of Identity Card with supporting relationship of the person(s) receiving the policy benefits payment for death.

All claims will be paid directly to you. In the case of your death, the claims can be paid to your estate or nominee.

Can I cancel my policy and receive a refund?

Yes, you can cancel your policy by giving AIG a 30 days written notice via registered mail. 

You will be entitled to a premium refund on the unexpired period of coverage.

Will my travel insurance premiums increase the longer my policy term?

Yes, it is only natural! The longer the policy term you choose, the higher your premium. 

It will become more expensive when you add optional benefits such as death and total permanent disability.

Premium payments can be made by cash, cheque, or credit card.