What is this Student Assist plan all about?
The AIG Student Assist Superior is a travel insurance plan made specifically for Malaysian students who want to expand their horizons by studying abroad. Take up this insurance plan to make sure you have some protection whilst you travel overseas and pursue your education.
With the plan, you will have protection for personal accidents as well as travel inconveniences. So in case of an emergency you will have at least this umbrella of coverage before your parents or loved ones can come help you out.
What does it cover exactly?
As mentioned, the policy is unique in the sense it will also act as a personal accident plan with coverage for death and permanent disability. Other than that, the personal accident coverage offers you protection in case of a criminal assault. But the plan doesn’t only look out for your person, but your education as well. Therefore, should you lose your education sponsor to death or a disability, the policy will issue a pay-out to cover the costs of your fees.
The policy also gives you medical related coverage, in case you are in an accident and sustained injuries, all medical expenses will be paid for by this insurance plan. This coverage extends to emergency medical evacuation and a visiting allowance if you need to head home to visit a family member in hospital.
What about regular travel coverage?
Of course, the policy being a travel insurance first and foremost will give you coverage for travel inconveniences. In the case you have lost your, luggage and personal belongings, passport, money or experience a travel delay. Then you can document these instances, make a report with the airline and claim damages with the policy.
It is only fair that you are compensated for your inconveniences due to a loss or delay caused by the airlines.
Who is this plan for?
Since this is a student assist plan, it is only available to individuals between the ages of 15 and 45, whether you’re a parent sending their child off to boarding school or a university student who wants the international experience. The plan is meant for you, to give you a cover whilst your away from home to expand your intellect.
If you are traveling with your family, or its you parent who are migrating, you can pick up this policy for your child if they are between the ages of 15 and 17 years old, for their education before they start their tertiary.
What else do I need to know?
Well the policy is only open to Malaysian’s who want to study overseas, as the coverage will only apply outside of Malaysia. So please take note of this before you go to purchase the policy.