What is the Travel Guard Premier?
This AIG Travel insurance policy is one of its more exclusive plans, known for its great benefits and comprehensive coverage schemes. It is a plan for everyone, individual, couple or family and is just flexible enough for you to use almost anywhere in the world.
How much does it cover?
Because we must try to be prepared for everything, this policy will offer personal accident protection in the case of death and permanent disability, whilst traveling. Coverage will be offered to both you and your loved ones covered under the policy.
In the case of medical expenses, the following is a list of everything the policy will cover;
- Medical expenses related to accidents and injuries
- Medical evacuation and transportation to Malaysia
- Follow-up treatments in Malaysia
- Traditional or Alternative Medicine
- Hospital Fees
- Child Care
- Visiting Allowance
Those last two benefits are in case you are incapacitated in the hospital and need someone to mind your children as well as in the case you need to visit a loved one or vice versa who’s hospitalized too far away.
What about regular travel coverage?
Not to worry, this is a travel insurance plan first and foremost. The policy offers you coverage for travel inconveniences such as;
- Loss of luggage and personal belongings
- Luggage Delays
- Travel delays
- Travel Cancellations
- Loss of Passport and money
- Travel re-routing
- Missed connections, Interruptions and Denied Boarding
Other than these occurrences, you will have coverage for Home Care, just in case you experience a break-in while you’re away. On top of that the plan will cover you for hijacking, terrorism, and a and natural disasters.
Who can apply for this policy?
The policy is as mentioned, available to everyone. Individuals, couples and families alike. To pick up the plan you will need to be at least 18 years of age and have an income that can sustain the policy.
Any children you would like to include in the policy will need to be over the age of 30 days, and can be covered to a maximum age of 18. After which, they can then get their own individual plans.
Maximum entry age for this policy is 70 years old.