AIG

Underwritten by AIG Malaysia Insurance Berhad

AIG Travel Insurance Basic

Don't let your dream holiday turn into a nightmare! Apply for this international insurance plan to get covered worldwide, to allow for complete freedom and peace of mind.

    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • None
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60327725600
  • 24/7 Worldwide Travel Assistance
  • Doctor On Call
  • World Event Alert Services
  • Global Weather
  • Emergency Travel Services
  • Emergency Language Interpreter
  • Ambassador Services
  • Global Cash
  • AIG Hotline
  •  1800888811
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 11.00
    Not insured
    RM 28.00
    6 - 10 days
    RM 13.00
    Not insured
    RM 34.00
    11 - 20 days
    RM 19.00
    Not insured
    RM 51.00
    21 - 31 days
    RM 25.00
    Not insured
    RM 67.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 24.00
    Not insured
    RM 64.00
    6 - 10 days
    RM 29.00
    Not insured
    RM 80.00
    11 - 20 days
    RM 43.00
    Not insured
    RM 119.00
    21 - 31 days
    RM 57.00
    Not insured
    RM 158.00
    Additional Week
    RM 13.00
    Not insured
    RM 33.00
    Annual Plan
    RM 141.00
    Not insured
    RM 392.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 36.00
    Not insured
    RM 98.00
    6 - 10 days
    RM 45.00
    Not insured
    RM 122.00
    11 - 20 days
    RM 43.00
    Not insured
    RM 182.00
    21 - 31 days
    RM 57.00
    Not insured
    RM 243.00
    Additional Week
    RM 19.00
    Not insured
    RM 50.00
    Annual Plan
    RM 277.00
    Not insured
    RM 789.00

    All fees & charges are inclusive of 6% GST if applicable


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

  • RM 30000
  • RM 200000
  • RM 200000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 15000
  • RM 250000
  • RM 250000
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

  • RM 20000
  • Not covered
    Not covered
    Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 75000
  • RM 75000
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 1000 individual
  • RM 3000 family
  • Not covered
    Not covered
    Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 150
  • Not covered
    Not covered
    Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 150
  • Not covered
    Not covered
    Travel Agent Ticket Booking

    Get covered for tickets booked through a tour operator or travel agency

  • RM 150
  • Not covered
    Not covered
    Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 1000 individual
  • RM 3000 family
  • Not covered
    Not covered
    Home Care

    Loss or damage to your home and contents when you are away

  • RM 5000
  • RM 5000
  • RM 5000
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 500000
  • RM 500000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 31 days and 65 years of age
    For Insured and Spouse
    Between 31 days and 65 years of age
    For Families
    Between 31 days and 65 years of age

    Annual Plan
    For Individuals
    Between 18 and 60 years of age
    For Insured and Spouse
    Between 18 and 60 years of age
    For Families
    Between 18 and 60 years of age

    Children Travelling With Family
    Per Child
    Between 31 days and 18 years of age

    Frequently Asked Questions about AIG Travel Insurance Basic

    Things you might want to know

    My grandparents are over 60 years old, are they eligible?

    They're in luck as the maximum entry age for the single trip plan is 65, while the annual plan is 60, and can renew their insurance policy up to the age of 65 if they want to - better to see the world before, you know...they start taking harp lessons up in the clouds!

    However, AIG will not cover for any travels made in, to or through Afghanistan, Cuba, Democratic Republic or Congo, Iran, Iraq, Liberia, Sudan or Syria.

    How do I make an insurance claim for the AIG Travel Assist Basic?

    There are a few easy steps to follow before you would like to for example, be reimbursed for any medical expenses at an overseas hospital. You will have to first, submit a completed travel claim form within 30 days from the date of hospitalisation, together with any and all relevant documents to AIG Malaysia Insurance headquarters at

     Menara Worldwide, No. 198, Jalan Bukit Bintang, 55100 Kuala Lumpur.

    Will I be able to cancel my travel insurance plan anytime and claim premium refunds?

    Yes, provided that you submit a written statement declaring your policy cancellation. Unfortunately, you will not be able to claim back the premiums you have paid for in the past.

    How much can i be reimbursed per hour for any flight delay or cancellation?

    You will not be able to claim anything from flight delays or cancellation. The only travel related incident you can claim for is personal liability, for example - if you where to have caused injury to a stranger while on your travels, the costs of the medical bills will be covered by your insurance provider.

    The maximum your policy can pay out is RM500,000 which is still a huge amount, even for a basic travel insurance plan.

    Will my insurance plan cover for any burglary at my house while traveling?

    For sure - any loss or damage of any household belongings will be reimbursed for a trips no shorter than 2 days, and no more longer than 31 days. Have a relative check on your house every other day while you're away!

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