What is AIG Travel Insurance Deluxe about?
With AIG's Travel Insurance Deluxe plan, you can claim compensation for injuries, disability and even death caused by an unexpected incident while overseas. Not only that, you can also be reimbursed for medical expenses, and travel inconvenience.
With this policy, you can request travel assistance for both domestic and overseas trips. If you think that is not enough, you can purchase an additional rider benefit to include coverage for your precious golfing equipment, and any mishaps and injuries sustained due to your participation in risky sports such as scuba diving and winter sports.
Who can apply for this policy?
You can either purchase an individual policy for yourself, or you can gather the troops and include your whole family! Also, you will need to depart from Malaysia to be able to make a purchase. The age limit for enrolment will depend if you choose an annual plan or per trip plan.
Annual trip plan - 18 to 60 years old, and renewable up to 65 years old.
Per trip plan - 31 days to 65 years old.
Child coverage will only be applicable for those between the ages of 31 days and 18 years old, if there financially dependant and are still studying full-time.
How are my premiums determined?
Your premium will depend on your choice of plan, destination, and how long you wish to be covered for. This is the most expensive plan, with a of up to RM715 for a month's worth of coverage for your family.
How long will my coverage lasts for each trip?
Per trip plan - 180 days for overseas trip, 60 days for domestic trip
Annual Plan - 100 days for overseas trip, 60 days for domestic trip
If I require emergency assistance while overseas, what do I do?
You can call Travel Guard at 603 2772 5600. It is advised that you call Travel Guard before seeking for any medical attention, if possible.
Can I cancel my policy and get a refund?
No, your premium will not be refunded once your policy has been issued.