AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin Smart Traveller Annual Gold

If you are a frequent traveller, the Smart Traveller Annual plan may just be the one for you with immediate activation, comprehensive coverage and 24-hour emergency assistance wherever you are in the world.

    • Individual
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View

Apply online now for AXA Affin Smart Traveller Annual Gold

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60321420399
  • 24-hour AXA Travel Assistance Hotline
  • AXA Affin Hotline
  •  +60321708282
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    Annual Plan
    RM 220
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    Annual Plan
    RM 320
    Not insured
    Not insured

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 250000 per adult
  • RM 250000 per child
  • RM 250000 per adult
  • RM 250000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 250000 individual
  • RM 250000 individual
  • Loss of Limbs or Sight

    Injury that prevents you from ever working again

    Not covered
  • RM 125000 individual
  • RM 125000 individual
  • Child Education
    Not covered
  • RM 10000
  • RM 10000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 200000 per adult
  • RM 200000 per child
  • RM 200000 per adult
  • RM 200000 per child
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500 per adult
  • RM 500 per child
  • RM 500 per adult
  • RM 500 per child
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 20000 per adult
  • RM 20000 per child
  • RM 20000 per adult
  • RM 20000 per child
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

    Not covered
  • Unlimited individual
  • Unlimited individual
  • Funeral In Malaysia

    Bringing your body back home for burial

    Not covered
  • Unlimited individual
  • Unlimited individual
  • Quarantine

    Catch a contagious disease and you'll be spared the cost of isolation

    Not covered
  • RM 2000 per adult
  • RM 2000 per child
  • RM 2000 per adult
  • RM 2000 per child
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 10500 per adult
  • RM 10500 per child
  • RM 10500 per adult
  • RM 10500 per child
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Loss of Passport and Money

    Every traveller's worst nightmare covered

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 800 per adult
  • RM 800 per child
  • RM 800 per adult
  • RM 800 per child
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 2000 per adult
  • RM 2000 per child
  • RM 2000 per adult
  • RM 2000 per child
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

    Not covered
  • RM 20000 per adult
  • RM 20000 per child
  • RM 20000 per adult
  • RM 20000 per child
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 20000 per adult
  • RM 20000 per child
  • RM 20000 per adult
  • RM 20000 per child
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 250 per adult
  • RM 250 per child
  • RM 250 per adult
  • RM 250 per child
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 300 per adult
  • RM 300 per child
  • RM 300 per adult
  • RM 300 per child
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

    Not covered
  • RM 200 individual
  • RM 200 per adult
  • RM 200 per child
  • RM 200 individual
  • RM 200 per adult
  • RM 200 per child
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 1000000 per adult
  • RM 1000000 per child
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • RM 10000 per adult
  • RM 10000 per child
  • RM 10000 per adult
  • RM 10000 per child
  • Ransom Payment for Hostage and Kidnapping

    It's some consolation to know that your captor's demands will be met

    Not covered
  • RM 100000 per adult
  • RM 100000 per child
  • RM 100000 per adult
  • RM 100000 per child
  • Loss of Travel Deposit due to Airline Bankruptcy

    Probably not a wise choice to fly with this airline again

    Not covered
  • RM 10000 per adult
  • RM 10000 per child
  • RM 10000 per adult
  • RM 10000 per child
  • Substitution Cost

    Can't go on that business trip after all? Send someone else at no extra cost

    Not covered
  • RM 3000 per adult
  • RM 3000 per child
  • RM 3000 per adult
  • RM 3000 per child
  • Loss or Damage of Golf Equipment

    Your clubs don't come cheap - get them covered!

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Annual Plan
    For Individuals
    Between 18 and 69 years of age
    For Families
    Between 30 days and 69 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age