AXA Affin Smart Traveller Annual Gold

If you are a frequent traveller, the Smart Traveller Annual plan may just be the one for you with immediate activation, comprehensive coverage and 24-hour emergency assistance wherever you are in the world.

AXA Affin Smart Traveller Annual GoldImmediate Activation
Personal Accident
up to RM250k
Medical Expenses
up to RM200k
Trip Cancellation
up to RM20k
Travel Delay
up to RM2k
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24-hour AXA Travel Assistance Hotline
AXA Affin Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China (excluding Mongolia
  • Nepal & Tibet)
  • Hong Kong
  • Macau
  • India
  • Indonesia
  • Japan
  • South Korea
  • Laos
  • Myanmar (Burma)
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam
Worldwide (Area 2)

Excluded Countries:

  • USA
  • Canada
  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic Republic of Congo
  • North Korea
  • Somalia
  • Sudan
  • South Sudan
  • Crimea (including Sevastopol)
  • Russia
  • Ukraine
  • Zimbabwe
  • Malaysia
Worldwide (Area 3)

Excluded Countries:

  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic Republic of Congo
  • North Korea
  • Somalia
  • Sudan
  • South Sudan
  • Crimea (including Sevastopol)
  • Russia
  • Ukraine
  • Zimbabwe
  • Malaysia

Premiums

How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)
PlanIndividual

Coverage

What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM - individual
  • RM250k per adult
  • RM250k per child
Child Education
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM - individual
  • RM250k per adult
  • RM250k per child
Medical RelatedAsia (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM200k individual
  • RM0 per adult
  • RM0 per child
  • RM100k senior
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Compassionate Visitation
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Child Care Benefit
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
  • RM20k individual
  • RM0 per adult
  • RM0 per child
  • RM10k senior
Hospital Allowance
  • RM10.5k individual
  • RM0 per adult
  • RM0 per child
Quarantine
Catch a contagious disease and you'll be spared the cost of isolation
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Evacuation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Repatriation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Repatriation of Mortal Remains
  • RM - individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceAsia (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Loss of Travel Documents and Money
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
  • RM800 individual
  • RM0 per adult
  • RM0 per child
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Cancellation due to Delay
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Trip Curtailment
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Travel Overbooked
  • RM200 individual
  • RM0 per adult
  • RM0 per child
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
  • RM300 individual
  • RM0 per adult
  • RM0 per child
Hijacking
Get covered for every travellers worst nightmare
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Missed Departure
Been left behind thanks to public transport being late? Get money back
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
  • RM250 individual
  • RM0 per adult
  • RM0 per child
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Loss of Credit Card
Cover for purchases made after your card is stolen
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM1m individual
  • RM0 per adult
  • RM0 per child
Home Care
Loss or damage to your home and contents when you are away
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Rental Car Excess
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Ransom Payment for Hostage and Kidnapping
It's some consolation to know that your captor's demands will be met
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Replacement Traveller
  • RM3k individual
  • RM0 per adult
  • RM0 per child
Golf Equipment
  • RM2k individual
  • RM0 per adult
  • RM0 per child

Fees & Charges

Stamp Duty Fee
No Fee

Requirements

Are you eligible to apply for this insurance?

Annual Plan For IndividualsFor Families
   Between 18 and 69 years of ageBetween 30 days and 69 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

What is the AXA Affin Smart Traveler Annual Gold?

This Smart Traveler Annual Gold plan is a travel insurance policy that offers coverage for any personal accident, disability or even death that occurs while on your travels. 

Since you never know when things go sideways then you should pick up a good insurance policy to cover all the bases.

What exactly does this travel insurance cover?

Well, it covers the basics, hospital fees, personal accidents, medical evacuation and so on. 

But the policy also covers childcare if you are traveling with your kids when you come down with a serious case of the flu and quarantine in case it gets serious.

Aside from that, the policy covers any travel inconveniences that you might experience, whether it’s the airline losing your luggage or someone lifting your passport. 

You can also make claims for flight delays and missed connections.

What are the specifications?

This is an annual plan so the contract is yearlong. You can renew it annually as well. 

If you wish to terminate the policy, you are required to submit a written notice to AXA Affin prior to cancellation.

To be eligible for this policy you need to be over the age of 18 for independent individuals.

For couples and families, you can buy this plan with no restrictions except that any children you’d like to add to the policy must be between 30 days of age and 23 years old and still studying.

How do I get covered?

Well, that’s the easy part. Simply hit that ‘Apply Now’ button and fill in your details. Let us take care of the rest.