AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin Smart Traveller Annual Platinum

Need extra coverage? The Smart Traveller Annual Platinum plan offers just that along with comprehensive coverage for medical expenses and travel inconveniences, along with 24-hour emergency assistance.

    • Individual
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for AXA Affin Smart Traveller Annual Platinum

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AXA Affin Smart Traveller Annual Platinum

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AXA Affin website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60321420399
  • 24-hour AXA Travel Assistance Hotline
  • AXA Affin Hotline
  •  +60321708282
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 290.00
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 398.00
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 500000 per adult
  • RM 500000 per child
  • RM 500000 per adult
  • RM 500000 per child
  • Child Education
    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 500000 per adult
  • RM 500000 per child
  • RM 500000 per adult
  • RM 500000 per child
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 300000 individual
  • RM 300000 individual
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Compassionate Visitation
    Not covered
  • RM 8000 individual
  • RM 8000 individual
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 8000 individual
  • RM 8000 individual
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 30000 individual
  • RM 30000 individual
  • Hospital Allowance
    Not covered
  • RM 21000 individual
  • RM 21000 individual
  • Quarantine

    Catch a contagious disease and you'll be spared the cost of isolation

    Not covered
  • RM 3000 individual
  • RM 3000 individual
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

    Not covered
  • Unlimited individual
  • Unlimited individual
  • Emergency Medical Repatriation
    Not covered
  • Unlimited individual
  • Unlimited individual
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited individual
  • Unlimited individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 7500 individual
  • RM 7500 individual
  • Loss of Travel Documents and Money
    Not covered
  • RM 7500 individual
  • RM 7500 individual
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 1600 individual
  • RM 1600 individual
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 3200 individual
  • RM 3200 individual
  • Cancellation due to Delay
    Not covered
  • RM 500 individual
  • RM 500 individual
  • Loss of Deposit or Cancellation
    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Trip Curtailment
    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Travel Overbooked
    Not covered
  • RM 400 individual
  • RM 400 individual
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • RM 10000 individual
  • RM 10000 individual
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 10000 individual
  • RM 10000 individual
  • Personal Liability
    Not covered
  • RM 1000000 individual
  • RM 5000 per adult
  • RM 5000 per child
  • RM 1000000 individual
  • RM 5000 per adult
  • RM 5000 per child
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Rental Car Excess
    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Ransom Payment for Hostage and Kidnapping

    It's some consolation to know that your captor's demands will be met

    Not covered
  • RM 200000 individual
  • RM 200000 individual
  • Replacement Traveller
    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Golf Equipment
    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 79 years of age

    Annual Plan
    For Individuals
    Between 18 and 79 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about AXA Affin Smart Traveller Annual Platinum

    Things you might want to know

    So what is the Smart Traveller Annual Platinum?

    As the name suggests, this is an annual insurance policy that offers travel coverage for the avid traveler. It encompasses everything from personal accident, to loss of luggage.

    This travel insurance product is one of a few provided by AXA Affin with worldwide coverage, with 24-hr emergency assistance.

    What are the main benefits and coverage offered by the policy?

    So in the case you get caught in either an awkward or dangerous situation you know that most outcomes are claimable. You will be covered, for personal accident and death, in the case you need medical assistance you, all hospital charges are taken care of by AXA Affin.

    If the damage was extensive, then you can also claim for any follow-up treatment, you are also covered for medical evacuations.

    Other than that, any travel inconvenience that you might face is also claimable. So if your flight is delayed or the airline misplaces your luggage, then you are covered. Imagine how much money you’d have to spend to replace all your belongings, or even getting the bare essentials in a foreign country.

    Who is eligible for this travel insurance plan?

    Well the short answer is everyone. Anyone over the age of 18 can pick up this policy as an individual, and if you’d like you can even add your kids to the plan. Your children need to be over 30 days old and under 23 years of age to be eligible.

    Since this is an annual plan your premiums are annually calculated. So it automatically takes effect every you travel.

    How do I make a claim to AXA Affin?

    To make a claim, be sure to have everything documented. In the case of an accident, or you have lost your passport, make a report immediately with airport security or the police, depending on where you are.

    Remember to keep a copy of the report and any other supporting documents, medical bills, doctors notes and such. You will be required to submit them along with a claim form.

    So either fax, mail or drop off your claim form and documentation at the nearest AXA Affin office. 

    Read More