So what is the Smart Traveller Annual Platinum?
As the name suggests, this is an annual insurance policy that offers travel coverage for the avid traveler. It encompasses everything from personal accident, to loss of luggage.
This travel insurance product is one of a few provided by AXA Affin with worldwide coverage, with 24-hr emergency assistance.
What are the main benefits and coverage offered by the policy?
So in the case you get caught in either an awkward or dangerous situation you know that most outcomes are claimable. You will be covered, for personal accident and death, in the case you need medical assistance you, all hospital charges are taken care of by AXA Affin.
If the damage was extensive, then you can also claim for any follow-up treatment, you are also covered for medical evacuations.
Other than that, any travel inconvenience that you might face is also claimable. So if your flight is delayed or the airline misplaces your luggage, then you are covered. Imagine how much money you’d have to spend to replace all your belongings, or even getting the bare essentials in a foreign country.
Who is eligible for this travel insurance plan?
Well the short answer is everyone. Anyone over the age of 18 can pick up this policy as an individual, and if you’d like you can even add your kids to the plan. Your children need to be over 30 days old and under 23 years of age to be eligible.
Since this is an annual plan your premiums are annually calculated. So it automatically takes effect every you travel.
How do I make a claim to AXA Affin?
To make a claim, be sure to have everything documented. In the case of an accident, or you have lost your passport, make a report immediately with airport security or the police, depending on where you are.
Remember to keep a copy of the report and any other supporting documents, medical bills, doctors notes and such. You will be required to submit them along with a claim form.
So either fax, mail or drop off your claim form and documentation at the nearest AXA Affin office.