AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin Smart Traveller Annual Platinum

Need extra coverage? The Smart Traveller Annual Platinum plan offers just that along with comprehensive coverage for medical expenses and travel inconveniences, along with 24-hour emergency assistance.

    • Individual
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View

Apply online now for AXA Affin Smart Traveller Annual Platinum

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60321420399
  • 24-hour AXA Travel Assistance Hotline
  • AXA Affin Hotline
  •  +60321708282
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    Annual Plan
    RM 290
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    Annual Plan
    RM 398
    Not insured
    Not insured

    All fees & charges are inclusive of 6% GST if applicable


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 500000 per adult
  • RM 500000 per child
  • RM 500000 per adult
  • RM 500000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 500000 individual
  • RM 500000 individual
  • Loss of Limbs or Sight

    Injury that prevents you from ever working again

    Not covered
  • RM 250000 individual
  • RM 250000 individual
  • Child Education
    Not covered
  • RM 20000
  • RM 20000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 300000 per adult
  • RM 300000 per child
  • RM 300000 per adult
  • RM 300000 per child
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 8000 per adult
  • RM 8000 per child
  • RM 8000 per adult
  • RM 8000 per child
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 8000 individual
  • RM 8000 individual
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 30000 per adult
  • RM 30000 per child
  • RM 30000 per adult
  • RM 30000 per child
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 21000 per adult
  • RM 21000 per child
  • RM 21000 per adult
  • RM 21000 per child
  • Quarantine

    Catch a contagious disease and you'll be spared the cost of isolation

    Not covered
  • RM 3000 per adult
  • RM 3000 per child
  • RM 3000 per adult
  • RM 3000 per child
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

    Not covered
  • Unlimited individual
  • Unlimited individual
  • Funeral In Malaysia

    Bringing your body back home for burial

    Not covered
  • Unlimited individual
  • Unlimited individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 7500 per adult
  • RM 7500 per child
  • RM 7500 per adult
  • RM 7500 per child
  • Loss of Passport and Money

    Every traveller's worst nightmare covered

    Not covered
  • RM 7500 per adult
  • RM 7500 per child
  • RM 7500 per adult
  • RM 7500 per child
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

    Not covered
  • RM 20000 per adult
  • RM 20000 per child
  • RM 20000 per adult
  • RM 20000 per child
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 1600 per adult
  • RM 1600 per child
  • RM 1600 per adult
  • RM 1600 per child
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 3200 per adult
  • RM 3200 per child
  • RM 3200 per adult
  • RM 3200 per child
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 500 per adult
  • RM 500 per child
  • RM 500 per adult
  • RM 500 per child
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 20000 per adult
  • RM 20000 per child
  • RM 20000 per adult
  • RM 20000 per child
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 500 per adult
  • RM 500 per child
  • RM 500 per adult
  • RM 500 per child
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 2000 per adult
  • RM 2000 per child
  • RM 2000 per adult
  • RM 2000 per child
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • RM 10000 per adult
  • RM 10000 per child
  • RM 10000 per adult
  • RM 10000 per child
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 10000 per adult
  • RM 10000 per child
  • RM 10000 per adult
  • RM 10000 per child
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 1000000 per adult
  • RM 1000000 per child
  • Loss of Travel Deposit due to Airline Bankruptcy

    Probably not a wise choice to fly with this airline again

    Not covered
  • RM 200000 per adult
  • RM 200000 per child
  • RM 200000 per adult
  • RM 200000 per child
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Ransom Payment for Hostage and Kidnapping

    It's some consolation to know that your captor's demands will be met

    Not covered
  • RM 200000 per adult
  • RM 200000 per child
  • RM 200000 per adult
  • RM 200000 per child
  • Substitution Cost

    Can't go on that business trip after all? Send someone else at no extra cost

    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Loss or Damage of Golf Equipment

    Your clubs don't come cheap - get them covered!

    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 79 years of age

    Annual Plan
    For Individuals
    Between 18 and 79 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about AXA Affin Smart Traveller Annual Platinum

    Things you might want to know

    So what is the Smart Traveller Annual Platinum?

    As the name suggests, this is an annual insurance policy that offers travel coverage for the avid traveler. It encompasses everything from personal accident, to loss of luggage.

    This travel insurance product is one of a few provided by AXA Affin with worldwide coverage, with 24-hr emergency assistance.

    What are the main benefits and coverage offered by the policy?

    So in the case you get caught in either an awkward or dangerous situation you know that most outcomes are claimable. You will be covered, for personal accident and death, in the case you need medical assistance you, all hospital charges are taken care of by AXA Affin.

    If the damage was extensive, then you can also claim for any follow-up treatment, you are also covered for medical evacuations.

    Other than that, any travel inconvenience that you might face is also claimable. So if your flight is delayed or the airline misplaces your luggage, then you are covered. Imagine how much money you’d have to spend to replace all your belongings, or even getting the bare essentials in a foreign country.

    Who is eligible for this plan?

    Well the short answer is everyone. Anyone over the age of 18 can pick up this policy as an individual, and if you’d like you can even add your kids to the plan. Your children need to be over 30 days old and under 23 years of age to be eligible.

    Since this is an annual plan your premiums are annually calculated. So it automatically takes effect every you travel.

    How do I make a claim?

    To make a claim, be sure to have everything documented. In the case of an accident, or you have lost your passport, make a report immediately with airport security or the police, depending on where you are.

    Remember to keep a copy of the report and any other supporting documents, medical bills, doctors notes and such. You will be required to submit them along with a claim form. Also it would be useful to have AXA Affin’s number saved in your phone book when you are traveling. If you didn’t know it, here it is +603 2142 0399.

    So either fax, mail or drop off your claim form and documentation at the nearest AXA Affin office.

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