What is Etiqa Mhinsure Value plan?
Thistravel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?
This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.
Who is eligible to apply for the Etiqa MHinsure Value?
As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan. The minimum age requirement is at least the age of 18 to 70 years old.
So if you want to get your child protected, he/she can be assured at maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education. Otherwise, those over the age of 18 years old would need to purchase their own policy.
How many days can I be protected for per trip?
It depends whether you are travelling locally or abroad. For those of you who travel locally, a domestic plan will keep you covered for a maximum of 30 days per trip whereas for those who travel abroad, you can will be insured up to a maximum of 180 days.
If you have to travel frequently, you can sign up with an annual plan and receive up to 90 protection days throughout the year
How do I submit a claim?
You will first need to download the claim form and fill in the relevant sections. Together with the form, bring along all relevant documents to support your claims such as reports, valuation,medical reports and so on. Email these documents along with the complete claims form to: Mhinsureclaims@covermore.com.my.
Please take note that claims can only be made within 30 days of the event. Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.
Can I cancel this policy and get a refund of premiums paid?
Absolutely. There is a free look period for those who wish to cancel their policy. You can cancel your insurance plan successfully as long as you do it within 14 days from the approval date. You are entitled to receive a full refund after the cancellation is made.