Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Basic

An affordable insurance plan with ample benefits! Have your whole family insured with benefits ranging from personal injury, medical expenses, and travel related inconveniences.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 20.00
    Not insured
    RM 50.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 29.00
    Not insured
    RM 36.00
    6 - 10 days
    RM 55.00
    Not insured
    RM 55.00
    11 - 15 days
    RM 64.00
    Not insured
    RM 80.00
    16 - 20 days
    RM 86.00
    Not insured
    RM 106.00
    21 - 31 days
    RM 102.00
    Not insured
    RM 127.00
    Annual Plan
    RM 270.00
    Not insured
    RM 270.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 41.00
    Not insured
    RM 52.00
    6 - 10 days
    RM 61.00
    Not insured
    RM 75.00
    11 - 15 days
    RM 91.00
    Not insured
    RM 114.00
    16 - 20 days
    RM 114.00
    Not insured
    RM 143.00
    21 - 31 days
    RM 146.00
    Not insured
    RM 248.00
    Annual Plan
    RM 270.00
    Not insured
    RM 270.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • Return of Minor Children
  • RM 2000
  • RM 1000
  • RM 1000
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 25000
  • RM 50000 per adult
  • RM 50000 per child
  • RM 50000 per adult
  • RM 50000 per child
  • Dental Expenses
  • RM 1000
  • RM 1000
  • RM 1000
  • Emergency Medical Evacuation
  • RM 200000
  • Unlimited
  • Unlimited
  • Repatriation of Mortal Remains
  • RM 150000
  • Unlimited
  • Unlimited
  • Compassionate Visitation
  • RM 2000
  • RM 2500
  • RM 2500
  • Hospital Allowance
    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 2500
  • RM 2500
  • RM 2500
  • Loss of Travel Documents
  • RM 1500
  • RM 1500
  • RM 1500
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 500
  • RM 500
  • RM 500
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1750
  • RM 2400
  • RM 2400
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 1750
  • RM 1750
  • RM 1750
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 1000
  • RM 1000
  • RM 1000
  • Trip Cancellation
  • RM 3500
  • RM 5000
  • RM 5000
  • Trip Curtailment
  • RM 3500
  • RM 5000
  • RM 5000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Personal Liability
  • RM 500000
  • RM 500000
  • RM 500000
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

  • RM 500
  • Not covered
    Not covered

    Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Basic

    Things you might want to know

    What is Etiqa Mhinsure Value plan?

    This travel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?

    This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

    Who is eligible to apply for this travel insurance?

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan. The minimum age requirement is at least the age of 18 to 70 years old. 

    So if you want to get your child protected, he/she can be assured at a maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education. Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected for per trip?

    It depends on whether you are travelling locally or abroad. For those of you who travel locally, a domestic plan will keep you covered for a maximum of 30 days per trip whereas, for those who travel abroad, you can be insured up to a maximum of 180 days. 

    If you have to travel frequently, you can sign up with an annual plan and receive up to 90 protection days throughout the year

    How do I submit a claim to Etiqa?

    You will first need to download the claim form and fill in the relevant sections. Together with the form, bring along all relevant documents to support your claims such as reports, valuation, medical reports and so on. Email these documents along with the complete claims form to: [email protected]

    Please take note that claims can only be made within 30 days of the event. Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Click here to view Domestic Product Disclosure Sheet

    Click here to view International Product Disclosure Sheet

    Can I cancel this policy and get a refund of premiums paid?

    Absolutely. There is a free look period for those who wish to cancel their policy. You can cancel your insurance plan successfully as long as you do it within 14 days from the approval date. You are entitled to receive a full refund after the cancellation is made.

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