Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Basic

An affordable insurance plan with ample benefits! Have your whole family insured with benefits ranging from personal injury, medical expenses, and travel related inconveniences.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Couple
    Family
    1 - 30 days
    RM 20
    Not insured
    RM 50
    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 29
    Not insured
    RM 36
    6 - 10 days
    RM 55
    Not insured
    RM 55
    11 - 15 days
    RM 64
    Not insured
    RM 80
    16 - 20 days
    RM 86
    Not insured
    RM 106
    21 - 31 days
    RM 102
    Not insured
    RM 127
    Annual Plan
    RM 270
    Not insured
    RM 270
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 41
    Not insured
    RM 52
    6 - 10 days
    RM 61
    Not insured
    RM 75
    11 - 15 days
    RM 91
    Not insured
    RM 114
    16 - 20 days
    RM 114
    Not insured
    RM 143
    21 - 31 days
    RM 146
    Not insured
    RM 248
    Annual Plan
    RM 270
    Not insured
    RM 270

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • RM 100000 per adult
  • RM 6250 per child
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 25000
  • RM 50000 per adult
  • RM 50000 per child
  • RM 50000 per adult
  • RM 50000 per child
  • Medical Evacuation

    Fees can be astronomical - better to be safe at home than broke

  • RM 200000
  • Unlimited
  • Unlimited
  • Funeral In Malaysia

    Bringing your body back home for burial

  • RM 150000
  • Unlimited
  • Unlimited
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 2000
  • RM 2500
  • RM 2500
  • Hospital Expenses

    Cash allowance to make your stay at the hospital more comfortable

    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 500
  • RM 500
  • RM 500
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1750
  • RM 2400
  • RM 2400
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

  • RM 500000
  • RM 500000
  • RM 500000
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 3500
  • RM 5000
  • RM 5000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

  • RM 3500
  • RM 5000
  • RM 5000
  • Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 2500
  • RM 2500
  • RM 2500
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 1000
  • RM 1000
  • RM 1000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Loss of Passport

    Cover for the theft of your vital travel documents

  • RM 1500
  • RM 1500
  • RM 1500
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 1750
  • Not covered
    Not covered

    Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Basic

    Things you might want to know

    What is Etiqa Mhinsure Value plan?

    Thistravel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?

    This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

    Who is eligible to apply for the Etiqa MHinsure Value?

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan. The minimum age requirement is at least the age of 18 to 70 years old. 

    So if you want to get your child protected, he/she can be assured at maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education. Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected for per trip?

    It depends whether you are travelling locally or abroad. For those of you who travel locally, a domestic plan will keep you covered for a maximum of 30 days per trip whereas for those who travel abroad, you can will be insured up to a maximum of 180 days. 

    If you have to travel frequently, you can sign up with an annual plan and receive up to 90 protection days throughout the year

    How do I submit a claim?

    You will first need to download the claim form and fill in the relevant sections. Together with the form, bring along all relevant documents to support your claims such as reports, valuation,medical reports and so on. Email these documents along with the complete claims form to: Mhinsureclaims@covermore.com.my

    Please take note that claims can only be made within 30 days of the event. Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Can I cancel this policy and get a refund of premiums paid?

    Absolutely. There is a free look period for those who wish to cancel their policy. You can cancel your insurance plan successfully as long as you do it within 14 days from the approval date. You are entitled to receive a full refund after the cancellation is made.

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