Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Basic

An affordable insurance plan with ample benefits! Have your whole family insured with benefits ranging from personal injury, medical expenses, and travel related inconveniences.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 22.00
    Not insured
    RM 28.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 33.00
    Not insured
    RM 46.00
    6 - 10 days
    RM 55.00
    Not insured
    RM 70.00
    11 - 15 days
    RM 67.00
    Not insured
    RM 84.00
    16 - 20 days
    RM 89.00
    Not insured
    RM 111.00
    21 - 31 days
    RM 106.00
    Not insured
    RM 133.00
    Additional Week
    RM 18.00
    Not insured
    RM 46.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 46.00
    Not insured
    RM 65.00
    6 - 10 days
    RM 69.00
    Not insured
    RM 94.00
    11 - 15 days
    RM 95.00
    Not insured
    RM 119.00
    16 - 20 days
    RM 118.00
    Not insured
    RM 148.00
    21 - 31 days
    RM 152.00
    Not insured
    RM 191.00
    Additional Week
    RM 27.00
    Not insured
    RM 68.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 100000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 6250 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 100000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 6250 per child
  • Child Education
    Not covered
  • RM 5000
  • RM 5000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 25000
  • RM 200000 per adult
  • RM 50000 per child
  • RM 200000 per adult
  • RM 50000 per child
  • Emergency Dental Treatment
  • RM 1000
  • RM 1000
  • RM 1000
  • Emergency Medical Evacuation
  • RM 200000
  • Unlimited
  • Unlimited
  • Repatriation of Mortal Remains
  • RM 150000
  • Unlimited
  • Unlimited
  • Compassionate Visitation
  • RM 2000
  • RM 2500
  • RM 2500
  • Child Care

    Need a childminder whilst you're in hospital? No problem

  • RM 10000
  • RM 15000
  • RM 15000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 10000
  • RM 10000
  • Alternative Medicine
    Not covered
  • RM 100
  • RM 100
  • Hospital Allowance
    Not covered
  • RM 5000
  • RM 5000
  • Quarantine (Pandemic Influenza)
    Not covered
  • RM 2000
  • RM 2000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 2500
  • RM 2500
  • RM 2500
  • Loss of Travel Documents
  • RM 1500
  • RM 1500
  • RM 1500
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 500
  • RM 500
  • RM 500
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1750
  • RM 2400
  • RM 2400
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 1750
  • RM 1750
  • RM 1750
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 3500
  • RM 5000
  • RM 5000
  • Trip Curtailment
  • RM 3500
  • RM 5000
  • RM 5000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Personal Liability
  • RM 500000
  • RM 500000
  • RM 500000
  • Emergency Travel & Accommodation
  • RM 500
  • Not covered
    Not covered
    Missed Connecting Flight
  • RM 1000
  • RM 1000
  • RM 1000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Emergency Mobile Phone Fees

    Get money back for charges on your mobile phone when calling for help

    Not covered
  • RM 50
  • RM 50
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 500
  • RM 500
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Basic

    Things you might want to know

    What is Etiqa Mhinsure Value plan?

    This travel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. 

    Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?

    This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

    Who is eligible to apply for this travel insurance?

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan. 

    The minimum age requirement is at least the age of 18 to 70 years old. 

    So if you want to get your child protected, he/she can be assured at a maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education. 

    Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected per trip?

    It depends on whether you are travelling locally or abroad. 

    For those of you who travel within Malaysia, a domestic plan will keep you covered for a maximum of 30 days per trip. 

    Whereas, for those who travel abroad, you can be insured up to a maximum of 90 days. 

    How do I submit a claim to Etiqa?

    You will first need to download the claim form and fill in the relevant sections. 

    Together with the form, bring along all relevant documents to support your claims such as reports, valuation, medical reports and so on. 

    Email these documents along with the complete claims form to: [email protected] 

    Please take note that claims can only be made within 30 days of the event. 

    Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Click here to view Domestic Product Disclosure Sheet

    Can I cancel this policy and get a refund of the premiums paid?

    Absolutely. You can cancel your insurance plan as long as you give written notice. 

    However, please be noted that the refund of the premium is subjected to the terms and conditions in your policy contract.

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