Etiqa MHinsure Premier

Coverage

What can I claim from this insurance policy?

Personal Accident	Malaysia	Asia	Worldwide
Accidental Death The worst thing that could ever happen while you're on holiday	RM 150000 individual RM 150000 per adult RM 6250 per child	RM 300000 individual RM 300000 per adult RM 12500 per child	RM 300000 individual RM 300000 per adult RM 12500 per child
Return of Minor Children	RM 2000	RM 2500	RM 2500
Permanent Disability An accident that leaves you unable to work or care for your family	RM 150000 individual RM 150000 per adult RM 6250 per child	RM 300000 individual RM 300000 per adult RM 12500 per child	RM 300000 individual RM 300000 per adult RM 12500 per child
Child Education	Not covered	RM 5000	RM 5000
Medical Related	Malaysia	Asia	Worldwide
Medical Expenses Cover for hospital charges related to accident and injury	RM 35000	RM 1000000 individual RM 1000000 per adult RM 250000 per child	RM 1000000 individual RM 1000000 per adult RM 250000 per child
Medical Evacuation Fees can be astronomical - better to be safe at home than broke	RM 250000	Not covered	Not covered
Funeral In Malaysia Bringing your body back home for burial	RM 150000	Not covered	Not covered
Hospital Expenses Cash allowance to make your stay at the hospital more comfortable	RM 1500	Not covered	Not covered
Visiting Allowance Financial help when you need to visit a family member in hospital	RM 2000	Not covered	Not covered
Follow-up Treatment in Malaysia Your treatment and recovery might take a while	Not covered	RM 10000	RM 10000
Alternative Medicine	Not covered	RM 300	RM 300
Emergency Dental Treatment	Not covered	RM 1000	RM 1000
Emergency Medical Evacuation and Repatriation	Not covered	Unlimited	Unlimited
Hospital Confinement Allowance	Not covered	RM 20000	RM 20000
Repatriation of Mortal Remains	Not covered	Unlimited	Unlimited
Compassionate Visitation	Not covered	RM 2500	RM 2500
Child Care Need a childminder whilst you're in hospital? No problem	Not covered	RM 15000	RM 15000
Quarantine (Pandemic Influenza)	Not covered	RM 2000	RM 2000
Travel Inconvenience	Malaysia	Asia	Worldwide
Luggage Delay You might arrive safely at your destination, but will your suitcase?	RM 750	RM 1500	RM 1500
Travel Delay Get compensated for late arrival at your holiday destination	RM 2000	RM 4200	RM 4200
Personal Liability	RM 1000000	RM 1500000	RM 1500000
Loss or Damage of Personal Property and Baggage	RM 3000	RM 7500	RM 7500
Loss of Travel Documents	RM 2000	RM 5000	RM 5000
Missed Connecting Flight or Transport Don't worry about the cost of missing the next connection	RM 1000	RM 1200	RM 1200
Travel Cancellation Cover for an unexpected incident that forces you to cancel your trip	Unlimited	Unlimited	Unlimited
Hijacking Get covered for every travellers worst nightmare	RM 1000	RM 1000	RM 1000
Travel Interruption Nobody likes a holiday cut short - get paid if it happens to you!	Unlimited	Unlimited	Unlimited
Loss of Money Carrying a lot of cash is risky. Don't keep it all in once place!	Not covered	RM 800	RM 800
Travel Overbooked	Not covered	RM 250	RM 250
Home Care Loss or damage to your home and contents when you are away	Not covered	RM 3000	RM 3000
Emergency Accommodation Cover for alternative accommodation in the event of an emergency	Not covered	RM 7500	RM 7500
Pet Care Covers pet medical costs while you are away on your trip	Not covered	RM 500	RM 500
Rental Car Excess	Not covered	RM 1000	RM 1000
Credit Card Indemnity	Not covered	RM 5000	RM 5000
Travel Re-route Flight diversions add unnecessary expense - get yourself covered	Not covered	RM 200	RM 200
Cancellation due to Delay	Not covered	RM 500	RM 500
Golf Equipment	Not covered	RM 5000	RM 5000
Bicycle	Not covered	RM 10000	RM 10000
Emergency Mobile Phone Fees Get money back for charges on your mobile phone when calling for help	Not covered	RM 150	RM 150