Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Premier

Travel far and wide without fear. Have essential cover for any emergency medical and dental expenses, trip cancellation, and other inconveniences. Applicable for any airline.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for Etiqa MHinsure Premier

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 39.00
    Not insured
    RM 98.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 46.00
    Not insured
    RM 56.00
    6 - 10 days
    RM 64.00
    Not insured
    RM 86.00
    11 - 15 days
    RM 98.00
    Not insured
    RM 122.00
    16 - 20 days
    RM 130.00
    Not insured
    RM 162.00
    21 - 31 days
    RM 157.00
    Not insured
    RM 197.00
    Annual Plan
    RM 390.00
    Not insured
    RM 390.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 64.00
    Not insured
    RM 80.00
    6 - 10 days
    RM 93.00
    Not insured
    RM 116.00
    11 - 15 days
    RM 141.00
    Not insured
    RM 177.00
    16 - 20 days
    RM 177.00
    Not insured
    RM 220.00
    21 - 31 days
    RM 226.00
    Not insured
    RM 384.00
    Annual Plan
    RM 390.00
    Not insured
    RM 390.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 150000 individual
  • RM 150000 per adult
  • RM 6250 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 12500 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 12500 per child
  • Return of Minor Children
  • RM 2000
  • RM 2500
  • RM 2500
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 150000 individual
  • RM 150000 per adult
  • RM 6250 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 12500 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 12500 per child
  • Child Education
    Not covered
  • RM 5000
  • RM 5000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 35000
  • RM 1000000 individual
  • RM 1000000 per adult
  • RM 250000 per child
  • RM 1000000 individual
  • RM 1000000 per adult
  • RM 250000 per child
  • Medical Evacuation

    Fees can be astronomical - better to be safe at home than broke

  • RM 250000
  • Not covered
    Not covered
    Funeral In Malaysia

    Bringing your body back home for burial

  • RM 150000
  • Not covered
    Not covered
    Hospital Expenses

    Cash allowance to make your stay at the hospital more comfortable

  • RM 1500
  • Not covered
    Not covered
    Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 2000
  • Not covered
    Not covered
    Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 10000
  • RM 10000
  • Alternative Medicine
    Not covered
  • RM 300
  • RM 300
  • Emergency Dental Treatment
    Not covered
  • RM 1000
  • RM 1000
  • Emergency Medical Evacuation and Repatriation
    Not covered
  • Unlimited
  • Unlimited
  • Hospital Confinement Allowance
    Not covered
  • RM 20000
  • RM 20000
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited
  • Unlimited
  • Compassionate Visitation
    Not covered
  • RM 2500
  • RM 2500
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 15000
  • RM 15000
  • Quarantine (Pandemic Influenza)
    Not covered
  • RM 2000
  • RM 2000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 750
  • RM 1500
  • RM 1500
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 2000
  • RM 4200
  • RM 4200
  • Personal Liability
  • RM 1000000
  • RM 1500000
  • RM 1500000
  • Loss or Damage of Personal Property and Baggage
  • RM 3000
  • RM 7500
  • RM 7500
  • Loss of Travel Documents
  • RM 2000
  • RM 5000
  • RM 5000
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 1000
  • RM 1200
  • RM 1200
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • Unlimited
  • Unlimited
  • Unlimited
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

  • Unlimited
  • Unlimited
  • Unlimited
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 800
  • RM 800
  • Travel Overbooked
    Not covered
  • RM 250
  • RM 250
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 3000
  • RM 3000
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

    Not covered
  • RM 7500
  • RM 7500
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 500
  • RM 500
  • Rental Car Excess
    Not covered
  • RM 1000
  • RM 1000
  • Credit Card Indemnity
    Not covered
  • RM 5000
  • RM 5000
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 200
  • RM 200
  • Cancellation due to Delay
    Not covered
  • RM 500
  • RM 500
  • Golf Equipment
    Not covered
  • RM 5000
  • RM 5000
  • Bicycle
    Not covered
  • RM 10000
  • RM 10000
  • Emergency Mobile Phone Fees

    Get money back for charges on your mobile phone when calling for help

    Not covered
  • RM 150
  • RM 150
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Premier

    Things you might want to know

    How is the MHinsure Premier different from the Basic and Value plans? 

    Of course, being the more expensive option, you will be entitled to a higher insured amount of up to RM500,000 on medical and dental expenses overseas for adults below the age of 70 - that's almost twice as much as that of the Value plan amount. 

    Additionally, you will receive a higher amount of RM150 per day on your hospital stay, up to a maximum of RM1,500.

    And finally, unlike the Basic and Value plans, any travel interruption or cancellation will be reimbursed up to the actual value of your trip!

    Does this insurance policy come together with my MAS flight booking?

    For a little extra cash, you can add the MHinsure to your travel itinerary with Malaysian Airlines. 

    Even if you're flying on a different carrier, you can still purchase this travel insurance as a standalone policy. 

    As stated in the terms and conditions, the policy is available to any Malaysian resident traveling on any airline from or operating in Malaysia.

    Who is eligible to apply for the Etiqa MHinsure Premier?

    You can purchase the MHinsure Premier as soon as you reach the tender age of 18.

    If traveling with family, the age limit for children coverage is set at 21 years old, provided that they are still studying in tertiary education. 

    Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected per trip?

    That would depend on where you will be traveling! If you opt for the domestic plan, you will be covered for a maximum of only 30 days per trip. 

    For your travels abroad, you can be insured up to a maximum of 180 days. 

    For frequent users of the MHinsure annual plan, you will receive up to 90 protection days per trip.

    How do I submit a claim?

    Here are the steps that you need to follow to successfully make a claim:

    1. Download the Claim Form here, and complete the relevant sections.

    3. Attach all supporting documents, as required by the relevant section of the claim form

    4. Email these documents, along with the complete claims form to: [email protected]

    Your claim will be settled within 10 working days from the time they receive it. As a reminder, make sure to keep all original receipts and claims form for your own records.

    Click here for Domestic Product Disclosure Sheet

    Click here for International Product Disclosure Sheet

    Can I cancel this policy and get a refund of the premiums paid?

    Yes, of course you can, as long as you do it within 14 days from the approval date. 

    This is often referred to as a "free look" period. You will be entitled to receive a full refund as long as you have not started traveling or made a claim.

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