Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Premier

Travel far and wide without fear. Have essential cover for any emergency medical and dental expenses, trip cancellation, and other inconveniences. Applicable for any airline.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 43.00
    Not insured
    RM 54.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 61.00
    Not insured
    RM 71.00
    6 - 10 days
    RM 86.00
    Not insured
    RM 108.00
    11 - 15 days
    RM 102.00
    Not insured
    RM 127.00
    16 - 20 days
    RM 135.00
    Not insured
    RM 169.00
    21 - 31 days
    RM 164.00
    Not insured
    RM 1205.00
    Additional Week
    RM 28.00
    Not insured
    RM 70.00
    Annual Plan
    RM 450.00
    RM 856.00
    RM 978.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 80.00
    Not insured
    RM 101.00
    6 - 10 days
    RM 116.00
    Not insured
    RM 144.00
    11 - 15 days
    RM 147.00
    Not insured
    RM 184.00
    16 - 20 days
    RM 184.00
    Not insured
    RM 229.00
    21 - 31 days
    RM 235.00
    Not insured
    RM 3293.00
    Additional Week
    RM 43.00
    Not insured
    RM 106.00
    Annual Plan
    RM 515.00
    RM 980.00
    RM 1122.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 150000 per adult
  • RM 6250 per child
  • RM 300000 per adult
  • RM 12500 per child
  • RM 300000 per adult
  • RM 12500 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 150000 per adult
  • RM 6250 per child
  • RM 300000 per adult
  • RM 12500 per child
  • RM 300000 per adult
  • RM 12500 per child
  • Child Education
    Not covered
  • RM 5000
  • RM 5000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 35000
  • RM 1000000 per adult
  • RM 250000 per child
  • RM 1000000 per adult
  • RM 250000 per child
  • Emergency Medical Evacuation
  • RM 250000
  • Unlimited
  • Unlimited
  • Hospital Allowance
  • RM 1500
  • RM 20000
  • RM 20000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 2000
  • Not covered
    Not covered
    Emergency Dental Treatment
  • RM 1000
  • RM 1000
  • RM 1000
  • Repatriation of Mortal Remains
  • RM 150000
  • Unlimited
  • Unlimited
  • Compassionate Visitation
  • RM 2000
  • RM 2500
  • RM 2500
  • Child Care

    Need a childminder whilst you're in hospital? No problem

  • RM 10000
  • RM 15000
  • RM 15000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 10000
  • RM 10000
  • Alternative Medicine
    Not covered
  • RM 300
  • RM 300
  • Quarantine (Pandemic Influenza)
    Not covered
  • RM 2000
  • RM 2000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 3000
  • RM 7500
  • RM 7500
  • Loss of Travel Documents
  • RM 2000
  • RM 5000
  • RM 5000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 750
  • RM 1500
  • RM 1500
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 2000
  • RM 4200
  • RM 4200
  • Missed Connecting Flight
  • RM 1000
  • RM 1200
  • RM 1200
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • Unlimited
  • Unlimited
  • Unlimited
  • Trip Curtailment
  • Unlimited
  • Unlimited
  • Unlimited
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Personal Liability
  • RM 1000000
  • RM 1500000
  • RM 1500000
  • Emergency Travel & Accommodation
  • RM 500
  • RM 7500
  • RM 7500
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 800
  • RM 800
  • Travel Overbooked
    Not covered
  • RM 250
  • RM 250
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 3000
  • RM 3000
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 500
  • RM 500
  • Rental Car Excess
    Not covered
  • RM 1000
  • RM 1000
  • Credit Card Indemnity
    Not covered
  • RM 5000
  • RM 5000
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 200
  • RM 200
  • Cancellation due to Delay
    Not covered
  • RM 500
  • RM 500
  • Golf Equipment
    Not covered
  • RM 5000
  • RM 5000
  • Bicycle
    Not covered
  • RM 10000
  • RM 10000
  • Emergency Mobile Phone Fees

    Get money back for charges on your mobile phone when calling for help

    Not covered
  • RM 150
  • RM 150
  • Loss Of Deposit Due To Insolvency Of Airlines
    Not covered
  • RM 5000
  • RM 5000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Premier

    Things you might want to know

    How is the MHinsure Premier different from the Basic and Value plans? 

    Of course, being the more expensive option, you will be entitled to a higher insured amount of up to RM1,000,000 on medical and dental expenses overseas for adults below the age of 70 - that's more than twice the Value plan amount. 

    Additionally, you will receive a higher amount of your hospital stay, with RM5,000 difference.

    And finally, the MHinsure Premier plan provides protections that the Basic and Value plans do not, such as:

    • Pet care
    • Travel re-route
    • Rental car excess
    • Credit card indemnity
    • Cancellation due to delay
    • Loss of deposit due to insolvency of airline
    • Loss or damage to sports equipment (golf and bicycle)

    Does this insurance policy come together with my MAS flight booking?

    For a little extra cash, you can add the MHinsure to your travel itinerary with Malaysian Airlines. 

    Even if you're flying on a different carrier, you can still purchase this travel insurance as a standalone policy. 

    As stated in the terms and conditions, the policy is available to any Malaysian resident traveling on any airline from or operating in Malaysia.

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan.

    The minimum age requirement is at least the age of 18 to 70 years old.

    So if you want to get your child protected, he/she can be assured at a maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education.

    Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected per trip?

    It depends on whether you are travelling locally or abroad.

    For those of you who travel within Malaysia, a domestic plan will keep you covered for a maximum of 30 days per trip.

    Whereas, for those who travel abroad, you can be insured up to a maximum of 90 days.

    How do I submit a claim to Etiqa?

    You will first need to download the claim form and fill in the relevant sections.

    Together with the form, bring along all relevant documents to support your claims such as reports, valuation, medical reports and so on.

    Email these documents along with the complete claims form to: [email protected]

    Please take note that claims can only be made within 30 days of the event.

    Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Click here for Domestic Product Disclosure Sheet

    Can I cancel this policy and get a refund of the premiums paid?

    Absolutely. You can cancel your insurance plan as long as you give written notice.

    However, please be noted that the refund of the premium is subjected to the terms and conditions in your policy contract.

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