Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Value

Now everyone can afford a travel insurance policy. This is a conveniently priced insurance policy with coverage for medical expenses for up to RM400,000

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 29.00
    Not insured
    RM 36.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 42.00
    Not insured
    RM 56.00
    6 - 10 days
    RM 64.00
    Not insured
    RM 86.00
    11 - 15 days
    RM 81.00
    Not insured
    RM 101.00
    16 - 20 days
    RM 108.00
    Not insured
    RM 135.00
    21 - 31 days
    RM 131.00
    Not insured
    RM 164.00
    Additional Week
    RM 23.00
    Not insured
    RM 56.00
    Annual Plan
    RM 260.00
    RM 494.00
    RM 564.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 57.00
    Not insured
    RM 78.00
    6 - 10 days
    RM 85.00
    Not insured
    RM 115.00
    11 - 15 days
    RM 117.00
    Not insured
    RM 146.00
    16 - 20 days
    RM 147.00
    Not insured
    RM 184.00
    21 - 31 days
    RM 187.00
    Not insured
    RM 234.00
    Additional Week
    RM 34.00
    Not insured
    RM 86.00
    Annual Plan
    RM 350.00
    RM 666.00
    RM 762.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 125000 per adult
  • RM 6250 per child
  • RM 250000 per adult
  • RM 12500 per child
  • RM 250000 per adult
  • RM 12500 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 125000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 12500 per child
  • RM 200000 per adult
  • RM 12500 per child
  • Child Education
    Not covered
  • RM 5000
  • RM 5000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 30000
  • RM 400000 per adult
  • RM 150000 per child
  • RM 400000 per adult
  • RM 150000 per child
  • Dental Expenses
  • RM 1000
  • Not covered
    Not covered
    Emergency Medical Evacuation
  • RM 200000
  • Unlimited
  • Unlimited
  • Hospital Allowance
  • RM 1000
  • RM 15000
  • RM 15000
  • Compassionate Visitation
  • RM 2000
  • RM 2500
  • RM 2500
  • Child Care

    Need a childminder whilst you're in hospital? No problem

  • RM 10000
  • RM 15000
  • RM 15000
  • Repatriation of Mortal Remains
  • RM 150000
  • Unlimited
  • Unlimited
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 10000
  • RM 10000
  • Alternative Medicine
    Not covered
  • RM 200
  • RM 200
  • Emergency Dental Treatment
    Not covered
  • RM 1000
  • RM 1000
  • Quarantine (Pandemic Influenza)
    Not covered
  • RM 2000
  • RM 2000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 2750
  • RM 5000
  • RM 5000
  • Loss of Travel Documents
  • RM 1500
  • RM 5000
  • RM 5000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 500
  • RM 750
  • RM 750
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1750
  • RM 3250
  • RM 3250
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 1750
  • RM 3250
  • RM 3250
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 1000
  • RM 1000
  • RM 1000
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • Unlimited
  • RM 20000
  • RM 20000
  • Trip Curtailment
  • Unlimited
  • RM 20000
  • RM 20000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Personal Liability
  • RM 750000
  • RM 1000000
  • RM 1000000
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

  • RM 1000
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 750
  • RM 750
  • Flight Overbooked
    Not covered
  • RM 200
  • RM 200
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 2000
  • RM 2000
  • Emergency Mobile Phone Fees

    Get money back for charges on your mobile phone when calling for help

    Not covered
  • RM 100
  • RM 100
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Value

    Things you might want to know

    What is Etiqa Mhinsure Value plan?

    This travel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. 

    Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?

    This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

    Who is eligible to apply for this travel insurance?

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan.

    The minimum age requirement is at least the age of 18 to 70 years old.

    So if you want to get your child protected, he/she can be assured at a maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education.

    Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected per trip?

    It depends on whether you are travelling locally or abroad.

    For those of you who travel within Malaysia, a domestic plan will keep you covered for a maximum of 30 days per trip.

    Whereas, for those who travel abroad, you can be insured up to a maximum of 90 days.

    How do I submit a claim to Etiqa?

    You will first need to download the claim form and fill in the relevant sections.

    Together with the form, bring along all relevant documents to support your claims such as reports, valuation, medical reports and so on.

    Email these documents along with the complete claims form to: [email protected]

    Please take note that claims can only be made within 30 days of the event.

    Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Click here for Domestic Product Disclosure Sheet

    Can I cancel this policy and get a refund of the premiums paid?

    Absolutely. You can cancel your insurance plan as long as you give written notice.

    However, please be noted that the refund of the premium is subjected to the terms and conditions in your policy contract.

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