Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa MHinsure Value

Now everyone can afford a travel insurance policy. This is a conveniently priced insurance policy with coverage for medical expenses for up to RM100,000

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for Etiqa MHinsure Value

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60322635700
  • 24 hour emergency assistance hotline
  • Etiqa Hotline
  •  1800888777
  •  +60322635700
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 30 days
    RM 26.00
    Not insured
    RM 66.00
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 37.00
    Not insured
    RM 46.00
    6 - 10 days
    RM 69.00
    Not insured
    RM 69.00
    11 - 15 days
    RM 78.00
    Not insured
    RM 97.00
    16 - 20 days
    RM 104.00
    Not insured
    RM 130.00
    21 - 31 days
    RM 126.00
    Not insured
    RM 157.00
    Annual Plan
    RM 324.00
    Not insured
    RM 324.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 50.00
    Not insured
    RM 62.00
    6 - 10 days
    RM 74.00
    Not insured
    RM 93.00
    11 - 15 days
    RM 113.00
    Not insured
    RM 141.00
    16 - 20 days
    RM 141.00
    Not insured
    RM 177.00
    21 - 31 days
    RM 180.00
    Not insured
    RM 307.00
    Annual Plan
    RM 324.00
    Not insured
    RM 324.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 125000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 12500 per child
  • RM 200000 per adult
  • RM 12500 per child
  • Return of Minor Children
  • RM 2000
  • RM 2500
  • RM 2500
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 125000 per adult
  • RM 6250 per child
  • RM 200000 per adult
  • RM 12500 per child
  • RM 200000 per adult
  • RM 12500 per child
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 30000
  • RM 300000 per adult
  • RM 150000 per child
  • RM 300000 per adult
  • RM 150000 per child
  • Dental Expenses
  • RM 1000
  • RM 1000
  • RM 1000
  • Emergency Medical Evacuation
  • RM 200000
  • Not covered
    Not covered
    Hospital Allowance
  • RM 1000
  • RM 15000
  • RM 15000
  • Compassionate Visitation
  • RM 2000
  • RM 2500
  • RM 2500
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited
  • Unlimited
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 2750
  • Not covered
    Not covered
    Loss of Travel Documents
  • RM 1500
  • RM 5000
  • RM 5000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 500
  • RM 750
  • RM 750
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1750
  • RM 3250
  • RM 3250
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 1750
  • RM 3250
  • RM 3250
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 1000
  • RM 1000
  • RM 1000
  • Trip Cancellation
  • Unlimited
  • RM 20000
  • RM 20000
  • Trip Curtailment
  • Unlimited
  • RM 20000
  • RM 20000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 1000
  • RM 1000
  • RM 1000
  • Personal Liability
  • RM 750000
  • RM 1000000
  • RM 1000000
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

  • RM 1000
  • RM 5000
  • RM 5000
  • Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 750
  • RM 750
  • Flight Overbooked
    Not covered
  • RM 200
  • RM 200
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    At most 21 years of age

    Frequently Asked Questions about Etiqa MHinsure Value

    Things you might want to know

    What is Etiqa Mhinsure Value plan?

    This travel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability. Etiqa's Mhinsure Value strikes the right balance by giving you excellent coverage at a lower price point - who says you can't have everything?

    This protection plan insures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

    Who is eligible to apply for this travel insurance?

    As this insurance policy is provided by Malaysian Airlines, you need to make flight purchases through Malaysian Airlines to be eligible to buy this plan. The minimum age requirement is at least the age of 18 to 70 years old.

    So if you want to get your child protected, he/she can be assured at maximum age of 21 years old if he/she is unmarried and still pursuing tertiary education. Otherwise, those over the age of 18 years old would need to purchase their own policy.

    How many days can I be protected for per trip?

    It depends whether you are travelling locally or abroad. For those of you who travel locally, a domestic plan will keep you covered for a maximum of 30 days per trip whereas for those who travel abroad, you can will be insured up to a maximum of 180 days.

    If you have to travel frequently, you can sign up with an annual plan and receive up to 90 protection days throughout the year

    How do I submit a claim to Etiqa?

    You will first need to download the claim form and fill in the relevant sections. Together with the form, bring along all relevant documents to support your claims such as reports, valuation,medical reports and so on. Email these documents along with the complete claims form to: [email protected]

    Please take note that claims can only be made within 30 days of the event. Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

    Click here for Domestic Product Disclosure Sheet

    Click here for International Product Disclosure Sheet

    Can I cancel this policy and get a refund of premiums paid?

    Absolutely. There is a free look period for those who wish to cancel their policy. You can cancel your insurance plan successfully as long as you do it within 14 days from the approval date. You are entitled to receive a full refund after the cancellation is made.

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