Etiqa TripCare 360 Gold

Etiqa TripCare 360 Gold will keep you smiling throughout your journey with the comprehensive protection. The travel insurance offers protection from travel documents, medical expenses, disability to hijacking - avoiding massive damage to your wallet.

Etiqa TripCare 360 Gold
Personal Accident
up to RM900k
Medical Expenses
up to RM750k
Trip Cancellation
up to RM50k
Travel Delay
up to RM5k
Lost Baggage
up to RM7.5k
Cashless Medical Care
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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
Etiqa Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Bangladesh
  • Bhutan
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • Pakistan
  • Phillipines
  • Sikkim
  • SIngapore
  • South Korea
  • Sri Lanka
  • Taiwan
  • Thailand
  • Timor Leste
  • and Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Nepal
  • USA
  • Canada
Worldwide (Area 4)

Included Countries:

  • Nepal
  • USA
  • Canada


How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)


What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM50k individual
  • RM50k per adult
  • RM10k per child
  • RM50k senior
  • RM150k family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM50k individual
  • RM50k per adult
  • RM10k per child
  • RM50k senior
  • RM150k family
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM50k individual
  • RM0 per adult
  • RM0 per child
  • RM125k family
Follow-up Treatment
  • RM5k individual
  • RM0 per adult
  • RM0 per child
  • RM12.5k family
Daily Hospital Income
  • RM150 individual
  • RM0 per adult
  • RM0 per child
  • RM375 family
Emergency Medical Evacuation
RM500k for all
Repatriation of Mortal Remains
RM500k for all
Compassionate Care
Not covered
Child Care
Need a childminder whilst you're in hospital? No problem
Not covered
Travel InconvenienceDomestic (Area 1)
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM100 individual
  • RM0 per adult
  • RM0 per child
  • RM250 family
Baggage Delay
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.3k family
Loss or Damage of Personal Property and Baggage
  • RM1k individual
  • RM0 per adult
  • RM0 per child
  • RM2.5k family
Home Care
Loss or damage to your home and contents when you are away
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.3k family
Personal Liability
RM200k for all
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Not covered
Trip Curtailment
Not covered
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
Not covered
Get covered for every travellers worst nightmare
Not covered
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Loss of Travel Documents
Not covered

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For IndividualsFor Insured and SpouseFor ChildrenFor Seniors
   Between 18 and 70 years of ageBetween 18 and 70 years of ageBetween 45 days and 23 years of ageBetween 71 and 80 years of age
Children Travelling With Family Per Child
   Between 45 days and 23 years of age

More Information

Etiqa TripCare 360 Gold, Keeping You Smiling 

This Etiqa travel insurance policy will provide you with the best of both worlds, in terms of coverage and affordability.

It offers you a balance by giving you excellent coverage at affordable rates.

 Etiqa TripCare 360 Gold premiums cost more than Etiqa TripCare 360 Silver because it offers more protection for your wallet. 

This protection plan ensures you against death and disability, emergency medical and dental expenses, travel inconvenience, and home protection while you are away.

What Can I Expect from Etiqa TripCare 360 Gold?

There are a few coverages that Etiqa TripCare 360 Gold offers that you won't find in Etiqa TripCare 360 Silver, such as:

  • Trip cancellation
  • Trip curtailment
  • Hijacking
  • Loss of personal money
  • Loss of travel documents

Who is Eligible for This Travel Insurance?

You will need to be at least 18 years old to purchase this plan individually. 

However, children below that age can be covered with Etiqa TripCare 360 Gold when registered under family plans. 

Your child will need to be a minimum of 45 days old to be eligible for coverage under the family plan.

In the case of senior citizens, there is a dedicated plan enabled for those of you between the age of 71 and 80 years old. If you are below the age of 71, then you would still qualify for the individual plan.

How Do I Submit a Claim to Etiqa?

You will first need to download the claim form and fill in the relevant sections.

Together with the form, bring along all relevant documents to support your claims such as reports, valuation, medical reports and so on. 

Email these documents along with the complete claims form to: [email protected]

Please take note that claims can only be made within 30 days of the event. 

Otherwise, Etiqa holds the right to reject your claims! It is crucial that you keep all original receipts and claims form for your own records.

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