Etiqa TripCare 360 Takaful Platinum

Why coming home with worries after the trip ends? Etiqa TripCare 360 Takaful Platinum offers comprehensive, premium protection of permanent travel delay, medical expenses and other travel inconveniences - ensuring you coming home with smiles.

Etiqa TripCare 360 Takaful Platinum
Personal Accident
up to RM1.5m
Medical Expenses
up to RM1.3m
Trip Cancellation
up to RM125k
Travel Delay
up to RM12.5k
Lost Baggage
up to RM12.5k
Cashless Medical Care
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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
Etiqa Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Bangladesh
  • Bhutan
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • Pakistan
  • Phillipines
  • Sikkim
  • SIngapore
  • South Korea
  • Sri Lanka
  • Taiwan
  • Thailand
  • Timor Leste
  • Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Nepal
  • USA
  • Canada
Worldwide (Area 4)

Included Countries:

  • Nepal
  • USA
  • Canada


How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)


What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM50k individual
  • RM50k per adult
  • RM10k per child
  • RM50k senior
  • RM150k family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM50k individual
  • RM50k per adult
  • RM10k per child
  • RM50k senior
  • RM150k family
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM50k individual
  • RM0 per adult
  • RM0 per child
  • RM125k family
Follow-up Treatment
  • RM5k individual
  • RM0 per adult
  • RM0 per child
  • RM12.5k family
Daily Hospital Income
  • RM150 individual
  • RM0 per adult
  • RM0 per child
  • RM375 family
Emergency Medical Evacuation
RM500k for all
Repatriation of Mortal Remains
RM500k for all
Alternative Treatment
Not covered
Compassionate Care
Not covered
Child Care
Need a childminder whilst you're in hospital? No problem
Not covered
Travel InconvenienceDomestic (Area 1)
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM100 individual
  • RM0 per adult
  • RM0 per child
  • RM250 family
Baggage Delay
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.3k family
Loss or Damage of Personal Property and Baggage
  • RM1k individual
  • RM0 per adult
  • RM0 per child
  • RM2.5k family
Home Care
Loss or damage to your home and contents when you are away
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.3k family
Personal Liability
  • RM200k individual
  • RM0 per adult
  • RM0 per child
  • RM500k family
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Not covered
Trip Curtailment
Not covered
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
Not covered
Get covered for every travellers worst nightmare
Not covered
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Loss of Travel Documents
Not covered

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For IndividualsFor ChildrenFor Insured and SpouseFor Seniors
   Between 18 and 70 years of ageBetween 45 days and 23 years of ageBetween 18 and 70 years of ageBetween 71 and 80 years of age
Children Travelling With Family Per Child
   Between 45 days and 23 years of age

More Information

Etiqa TripCare 360 Takaful Platinum, Maximum Protection for Your Smile

This is a takaful protection plan offered by Etiqa to ensure you are well protected financially, while you explore the world. 

Etiqa TripCare 360 Takaful Gold offers you the highest medical and travel inconveniences for those who are willing to spend a bit more for maximum financial protection.

How Many Days Per Trip Can This Travel Insurance Protect Me?

It depends on whether you are travelling locally or abroad.

For those of you who travel locally, a domestic plan will keep you covered for a maximum of 30 days per trip whereas, for those who travel abroad, you can be insured up to a maximum of 180 days.

If you have to travel frequently, you can sign up with an annual plan and save yourselves some hassle with repeated applications.

What Am I Covered For?

Of course with this plan, you will have medical coverage and follow-up treatments that you might require when you get back home to Malaysia. 

You will also have a daily hospital income benefit for any hospitalisation that is required while you are overseas and a couple of other benefits to ensure you have minimal expenditure when you are being treated while on a vacation.

You will also have travel inconvenience benefits, so remember to check out your full policy, as the list above is non-exhaustive. 

Protection from this travel insurance plan extends to the loss or damage of your luggage or personal effects, personal liability and emergency services, such as evacuations and repatriation of remains.

Shariah-based Travel Insurance for Adventurous Travellers

Anything can happen during your trip. If you're thinking to do adventurous activities, you can opt for additional coverage for adventurous activities.

Don't worry, Etiqa will cover unfortunate events (death, permanent disability, medical expenses)!

This additional travel insurance offers coverage for the below activities:

  • Abseiling
  • Bungee Jumping
  • Hang-gliding
  • Helicopter rides for sightseeing
  • Hot air ballooning
  • Ultramarathon
  • Motorcycle convoy
  • Water sports (jet skiing, rowing, yachting, parasailing, surfing, windsurfing)
  • Mountaineering
  • Rock climbing
  • Skiing or snowboarding
  • Underwater activities

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