HSBC

Underwritten by HSBC Amanah Takaful (Malaysia) Berhad

HSBC Travelsafe

A shahriah-compliant product which offers you comprehensive and affordable coverage that not only protects you, but your travel arrangements and belongings as well.

    • Islamic
    • Individual
    • Couple
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  1800886122
  •  +60379653828
  • Travel Worldwide Assistance Service 24/7
  • HSBC Hotline
  •  1800889659
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 34
    RM 60
    RM 76
    6 - 10 days
    RM 50
    RM 93
    RM 119
    11 - 18 days
    RM 68
    RM 131
    RM 189
    19 - 31 days
    RM 79
    RM 153
    RM 242
    Additional Week
    RM 21
    RM 42
    RM 53
    Annual Plan
    RM 305
    RM 543
    RM 686
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 55
    RM 102
    RM 142
    6 - 10 days
    RM 87
    RM 166
    RM 210
    11 - 18 days
    RM 131
    RM 258
    RM 331
    19 - 31 days
    RM 184
    RM 363
    RM 468
    Additional Week
    RM 47
    RM 84
    RM 116
    Annual Plan
    RM 421
    RM 785
    RM 1092

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 300000
  • RM 300000
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 300000
  • RM 300000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 300000
  • RM 300000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 30000
  • RM 30000
  • Funeral In Malaysia

    Bringing your body back home for burial

    Not covered
  • RM 2000000
  • RM 2000000
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 5000
  • RM 5000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 5000
  • RM 5000
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000
  • RM 5000
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Passport

    Cover for the theft of your vital travel documents

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 800
  • RM 800
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

    Not covered
  • RM 15000
  • RM 15000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 800
  • RM 800
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 2500
  • RM 2500
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 1000
  • RM 1000
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

    Not covered
  • RM 1000
  • RM 1000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 18000
  • RM 18000
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 18000
  • RM 18000
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 1000
  • RM 1000
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

    Not covered
  • RM 1000
  • RM 1000
  • Personal Liability
    Not covered
  • RM 1000000
  • RM 1000000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Hijacking and Terrorism

    It could never happen to you, right? But what if it did?

    Not covered
  • RM 1000
  • RM 1000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 75 years of age
    For Couples
    Between 18 and 75 years of age
    For Families
    Between 30 days and 75 years of age

    Annual Plan
    For Individuals
    Between 18 and 74 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 17 years of age

    Frequently Asked Questions about HSBC Travelsafe

    Things you might want to know

    What are the highlights of the HSBC TravelSafe?

    The HSBC TravelSafe is a shariah-compliant takaful plan which provides comprehensive and affordable travel coverage for both overseas and domestic destinations. Apart from protecting you and your loved ones, the HSBC TraveSafe also provides coverage for any inconvenience or mishaps you may encounter during your trip. 

    Some of the main areas covered by this product are:

    • Personal accident coverage
    • Medical Expenses
    • Cancellation of curtailment of trip
    • Lost or damaged luggage and other personal items

    Another interesting fact worth noting is that this plan also has you covered should you ever be a victim (cross your fingers) of hijacking and terrorism!

    Who is eligible to apply for the for this plan?

    This plan is open to Malaysian citizens, permanent residents or work permit holders who are legally employed in Malaysia. The HSBC TravelSafe covers individuals, couples, and families.

    Will I save more if I choose the Annual Plan?

    If you are a frequent traveller, then do yourself a favour and consider opting for annual coverage and save yourself some cash. For example, if you plan to travel to USA 4 times a year for a duration of 11-18 days per trip, you would end up paying RM524 (RM131 per trip x 4). However, buying an annual plan only costs RM421 and would have resulted in you saving RM103!

    What are the main exclusions of this policy?

    As is common with most, if not all insurance policies out there, no benefits will be paid for claims arising from any pre-existing conditions. In addition to that, any expenses for a service not arranged by Travel Worldwide Assistance Services will also not be covered. However, this may be waived if you or your travelling buddies are faced with a emergency medical situation for reasons beyond your control.

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