What are the highlights of the HSBC TravelSafe?
The HSBC TravelSafe is a shariah-compliant takaful plan which provides comprehensive and affordable travel coverage for both overseas and domestic destinations. Apart from protecting you and your loved ones, the HSBC TraveSafe also provides coverage for any inconvenience or mishaps you may encounter during your trip.
Some of the main areas covered by this product are:
- Personal accident coverage
- Medical Expenses
- Cancellation of curtailment of trip
- Lost or damaged luggage and other personal items
Another interesting fact worth noting is that this plan also has you covered should you ever be a victim (cross your fingers) of hijacking and terrorism!
Who is eligible to apply for the for this plan?
This plan is open to Malaysian citizens, permanent residents or work permit holders who are legally employed in Malaysia. The HSBC TravelSafe covers individuals, couples, and families.
Will I save more if I choose the Annual Plan?
If you are a frequent traveller, then do yourself a favour and consider opting for annual coverage and save yourself some cash. For example, if you plan to travel to USA 4 times a year for a duration of 11-18 days per trip, you would end up paying RM524 (RM131 per trip x 4). However, buying an annual plan only costs RM421 and would have resulted in you saving RM103!
What are the main exclusions of this policy?
As is common with most, if not all insurance policies out there, no benefits will be paid for claims arising from any pre-existing conditions. In addition to that, any expenses for a service not arranged by Travel Worldwide Assistance Services will also not be covered. However, this may be waived if you or your travelling buddies are faced with a emergency medical situation for reasons beyond your control.