Kurnia Care Travel Insurance Plan 1

Accidents will happen, you can't predict them. The best course of action might be to prepare and protect yourself with this Kurnia Care travel insurance policy.

Kurnia Care Travel Insurance Plan 1Personal Money Cover
Personal Accident
up to RM100k
Medical Expenses
up to RM100k
Trip Cancellation
up to RM7.5k
Travel Delay
up to RM1k
Lost Baggage
up to RM2.5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24 Hours Worldwide Travel Assistance Services
Kurnia Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Malaysia
  • Singapore
  • Thailand
  • Indonesia
  • The Philippines
  • Brunei
  • Myanmar
  • Vietnam
  • China
  • India
  • South Korea
  • Pakistan
  • Japan
  • Sri Lanka
  • Taiwan
  • Cambodia
  • Hong Kong
  • Macau
Worldwide (Area 3)

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividual

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Hospital Fees
Never mind the doctor's bills - just get better
  • RM1.5k individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM2.5k individual
  • RM0 per adult
  • RM0 per child
Loss of Travel Documents
  • RM2.5k individual
  • RM0 per adult
  • RM0 per child
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM500k individual
  • RM0 per adult
  • RM0 per child
Loss of Deposit
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Travel Interruption
Nobody likes a holiday cut short - get paid if it happens to you!
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Hijacking
Get covered for every travellers worst nightmare
  • RM5.5k individual
  • RM0 per adult
  • RM0 per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Trip Curtailment
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip For Individuals
   Between 30 days and 70 years of age

More Information

What do I need to apply for the Kurnia Care Travel Insurance Plan 1?

Well, you will need to be either be a Malaysian citizen, permanent resident or work permit holder residing within Malaysia - as long as you're not an illegal alien!

To begin your application, you will need to fill in a simple registration form with details such as your full name, date of birth, NRIC number and address. 

After which, you will need to fill in a separate form detailing if you have any long term medical conditions such as heart disease, or diabetes. 

Once your application is approved, you will start paying the premium. 

Your premium amount will vary depending on how long you wish to be covered for and where you plan on travel.

What is covered by this travel insurance policy? 

This travel insurance policy covers a wide variety of traveling related accidents and emergencies such as accidental death and permanent disablement, medical expenses, baggage delay (you're in Paris, and your bags in Frankfurt anyone?), flight delay and cancellation, emergency medical evacuation, loss of travel deposit and many more. 

Such travel mishaps are covered locally too but only limited to journey from East Malaysia to West Malaysia and vice versa.

What is not covered by this travel insurance policy? 

There are several situations that will not be covered by this travel insurance policy:

1) Any injury or death that is self-inflicted

2) Any pre-existing conditions such as diabetes

3) Any injury or death while under the influence of alcohol or illegal drugs. 

4) Injury or death while doing dangerous professional activities such as sky diving and bungee jumping. "Professional" means that you are paid to perform such activities.

5) Any complications or death resulting from sexually transmitted diseases.

Is my family covered by this policy? 

Kurnia care travel insurance does not offer family cover. 

This insurance only applies to individual coverage, so you will have to buy a separate package for each family member.

What if my home gets broken into while I'm on holiday?

Don't worry because under Kurnia Travel care, you will be compensated if your home gets burgled while you are off on holiday. 

Remember to inform your neighbours you're off on holiday!

Is there a cancellation fee for this product?

If your coverage is under the "per trip" plan, then you cannot request a refund of the paid premium once the policy is issued. 

If your coverage is under the "annual" plan, then you must give Kurnia at least 7 days' notice via registered letter. 

The letter must be sent from your last known address otherwise your request will be ignored. 

After Kurnia has received the letter of cancellation, then the policy can be cancelled at any time by the insured person. 

The insured person will be given a refund of any premiums paid for unused coverage. 

Can I make a claim if I am injured in a terrorist attack? 

No, this policy does not cover injuries suffered during acts of terror.

How do I apply for this travel insurance?

To get this travel insurance, you are welcome to subscribe directly from Malaysia or make a call to Kurnia Contact Center at 1800 88 6333 to get the agent nearest to you.

On the other hand, Kurnia provides you convenience where you can always send the product information inquiry through the website.