Kurnia Care Travel Insurance Plan 2

Accident or illness while traveling? Don't worry about the medical bill if you are covered under Kurnia Care Travel. Just lean back and focus on your recovery.

Kurnia Care Travel Insurance Plan 2
Personal Accident
up to RM200k
Medical Expenses
up to RM200k
Trip Cancellation
up to RM7.5k
Travel Delay
up to RM2k
Lost Baggage
up to RM2.5k
Cashless Medical Care
Not covered
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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24 Hours Worldwide Travel Assistance Services
Kurnia Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Malaysia
  • Singapore
  • Thailand
  • Indonesia
  • The Philippines
  • Brunei
  • Myanmar
  • Vietnam
  • China
  • India
  • South Korea
  • Pakistan
  • Japan
  • Sri Lanka
  • Taiwan
  • Cambodia
  • Hong Kong
  • Macau
Worldwide (Area 3)


How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)


What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM200k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM200k individual
  • RM0 per adult
  • RM0 per child
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM200k individual
  • RM0 per adult
  • RM0 per child
Hospital Fees
Never mind the doctor's bills - just get better
  • RM3k individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM2.5k individual
  • RM0 per adult
  • RM0 per child
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Loss of Travel Documents
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM500k individual
  • RM0 per adult
  • RM0 per child
Loss of Deposit
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Travel Interruption
Nobody likes a holiday cut short - get paid if it happens to you!
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Get covered for every travellers worst nightmare
  • RM11k individual
  • RM0 per adult
  • RM0 per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Trip Curtailment
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For Individuals
   Between 30 days and 70 years of age

More Information

What the difference between Kurnia Care Travel Insurance Plan 2 as compared to Plan 1?

This plan offers the same comprehensive coverage such as personal injury and travel inconvenience, but double the level of compensation! 

However, the Kurnia Care Travel Insurance Plan 2 will charge you two times the premium price of the Plan 1.

What is covered by this travel insurance policy?

If you are constantly troubled by the thought of travel inconveniences and freak accidents or injury while you are travelling, you should consider this as your must-have travel companion. 

With a premium fee as low as RM30 for up to 7 days travel period, this travel insurance policy covers a wide variety of traveling related accidents and emergencies such as accidental death and permanent disablement, medical expenses, baggage delay, flight delay and cancellation, emergency medical evacuation, loss of travel deposit among other things. 

These apply to the domestic plan too but note that only trips from East Malaysia to West Malaysia are covered.

How about the exclusions, I am sure there are some?

Please be cautious and keep in mind the situations below, as they are not covered:

  1. Any injury or death that is self-inflicted
  2. Any pre-existing conditions such as diabetes
  3. Any injury or death while under the influence of alcohol or illegal drugs.
  4. Injury or death while doing dangerous professional activities such as sky diving and bungee jumping. "Professional" means that you are paid to perform such activities.
  5. Any complications or death resulting from sexually transmitted diseases.

Can my family be insured under Kurnia Care Travel Insurance Plan 2?

Unfortunately, Kurnia care travel insurance is only available to single travellers. 

If you have to buy the travel plan, you will have to buy separate packages for each family member.

What if my home gets broken into while I'm on holiday?

There is no need to worry. This policy includes home protection while you are away on a holiday. 

You will be compensated in the event that you lose your belongings because of a break-in.

Another way to 'upgrade' your home security is to inform your neighbour before you head out.

So, remember to be nice to them!

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