What the difference between Kurnia Care Travel Insurance Plan 2 as compared to Plan 1?
This plan offers the same comprehensive coverage such as personal injury and travel inconvenience, but double the level of compensation! However, the Kurnia Care Travel Insurance Plan 2 will charge you two times the premium price of the Plan 1.
What is covered by this travel insurance policy?
If you are constantly troubled by the thought of travel inconveniences and freak accidents or injury while you are travelling, you should consider this as your must have travel companion.
With a premium fee as low as RM30 for up to 7 days travel period, this travel insurance policy covers a wide variety of traveling related accidents and emergencies such as accidental death and permanent disablement, medical expenses, baggage delay, flight delay and cancellation, emergency medical evacuation, loss of travel deposit among other things. These apply to domestic plan too but note that only trips from East Malaysia to West Malaysia are covered.
How about the exclusions, I am sure there are some?
Please be cautious and keep in mind the situations below, as they are not covered:
- Any injury or death that is self-inflicted
- Any pre-existing conditions such as diabetes
- Any injury or death while under the influence of alcohol or illegal drugs.
- Injury or death while doing dangerous professional activities such as sky diving and bungee jumping. "Professional" means that you are paid to perform such activities.
- Any complications or death resulting from sexually transmitted diseases.
Can my family be insured under Kurnia Care Travel Insurance Plan 2?
Unfortunately, Kurnia care travel insurance is only available to single travellers. If you have to buy the travel plan, you will have to buy separate packages for each family member.
What if my home gets broken into while I'm on holiday?
There is no need to worry. This policy includes home protection while you are away on a holiday. You will be compensated in the event that you lose your belongings because of a break-in.
Another way to 'upgrade' your home security is to inform your neighbour before you head out. So remember to be nice to them!