What do I get from Liberty TravelStar?
Liberty TravelStar compensates you and your family in the event of personal accidents that lead to death or permanent disablement, medical, travel losses and inconveniences, including emergencies and liabilities when you are overseas.
For medical, you'll be covered for the following:
- Reimbursement of medical, surgical, hospital and nursing home expenses incurred overseas due to accidental injury or sickness, including emergency dental treatment
- Reimbursement for follow-up medical expenses incurred upon the insured person's return to Malaysia but within 30 days from the date of return
- Reimbursement in the event of your death for your burial and cremation in the locality where your death occurs plus the cost of conveyance of your body/ ashes back to Malaysia
- Daily hospital cash allowance for every 24 hours of hospitalisation due to accidental injury or sickness whilst overseas. RM250 per day per adult and RM125 per day per child
- Reimbursement for a compassionate visit (only if being hospitalised for more than 5 days and is limited to a round trip economy class flight ticket incurred by an immediate family member)
- Reimbursement for childcare (for reasonable additional accommodation and travelling expenses and a round trip economy class flight ticket incurred by one immediate family* member to take care/ accompany the dependant children below 12 years old back to your home who is left unattended as a result of your hospitalisation for more than 5 days)
Travel losses and inconveniences would comprise of the following situations:
- Cancellation of the trip due to bodily injury, sickness, or even death of yourself or your family members
- Your trip was cut short due to the same reasons above
- Delay of flight as a result of bad weather, mechanical fault, or technical error on the carrier
- Emergency purchases of essential items such as toiletries and apparel due to luggage delay for more than 8 hours
- Missed travel connection because of the late arrival of your previous flight
Can I contact Liberty Insurance in case of an emergency when I am overseas?
By all means, yes! It is just a phone call away and they will provide emergency assistance wherever you are at all times. Just give a call to +603 7965 3977 for any assistance.
I am a frequent traveller, do I have to get a new policy every time I fly?
This plan offers various periods of cover, they range from as short as 1 to 5 days, to as long as one year.
Plan your trip carefully and get insurance with adequate coverage period or you will find yourself overspending a whole lot just on insurance.
For example, if you are going away from Malaysia to Asia region for a minimum of 4 months, it is better off getting the annual coverage that costs only RM224 than buying a monthly policy at a cost of RM72 x 4 = RM288.
Be a smart traveller!
What are the main terms and conditions of this insurance?
Below are the main terms and conditions that you need to bear in mind before buying the Liberty TravelStar:
- Liberty TravelStar insurance is only available to those that haven't commenced their journey or trip. Get it ready early before it's too late!
- If the purpose of your trip overseas is to seek medical treatment, this is not the insurance that you are looking for.
- If you opt for a family plan, it'll covers you, your spouse and accompanying children the age of 18 years and below. Any child above 18 years old has to get a separate individual policy.
For more information, click to read the Policy Wording.
