Lonpac

Underwritten by Lonpac Insurance Berhad

Lonpac Travel Net Gold

Go for Gold! With Lonepac Travel Net Gold, receive complete reimbursement for travel inconveniences, and protect you and your family against any loss or injury.

    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60327118299
  • 24/7 Worldwide Travel Assistance
  • Lonpac Hotline
  •  +60322628666
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Couple
    Family
    1 - 3 days
    RM 27
    Not insured
    RM 62
    4 - 6 days
    RM 38
    Not insured
    RM 87
    7 - 9 days
    RM 55
    Not insured
    RM 127
    10 - 14 days
    RM 65
    Not insured
    RM 150
    15 - 18 days
    RM 80
    Not insured
    RM 184
    19 - 22 days
    RM 90
    Not insured
    RM 207
    23 - 27 days
    RM 110
    Not insured
    RM 253
    28 - 32 days
    RM 125
    Not insured
    RM 288
    Additional Week
    RM 15
    Not insured
    RM 35
    Annual Plan
    RM 270
    Not insured
    RM 486
    Across Asia
    Individual
    Couple
    Family
    1 - 3 days
    RM 37
    Not insured
    RM 85
    4 - 6 days
    RM 55
    Not insured
    RM 127
    7 - 9 days
    RM 65
    Not insured
    RM 150
    10 - 14 days
    RM 72
    Not insured
    RM 166
    15 - 18 days
    RM 95
    Not insured
    RM 219
    19 - 22 days
    RM 115
    Not insured
    RM 265
    23 - 27 days
    RM 122
    Not insured
    RM 281
    28 - 32 days
    RM 138
    Not insured
    RM 317
    Additional Week
    RM 20
    Not insured
    RM 46
    Annual Plan
    RM 300
    Not insured
    RM 540
    Worldwide
    Individual
    Couple
    Family
    1 - 3 days
    RM 50
    Not insured
    RM 115
    4 - 6 days
    RM 65
    Not insured
    RM 150
    7 - 9 days
    RM 78
    Not insured
    RM 179
    10 - 14 days
    RM 95
    Not insured
    RM 219
    15 - 18 days
    RM 115
    Not insured
    RM 265
    19 - 22 days
    RM 128
    Not insured
    RM 294
    23 - 27 days
    RM 148
    Not insured
    RM 340
    28 - 32 days
    RM 160
    Not insured
    RM 368
    Additional Week
    RM 25
    Not insured
    RM 58
    Annual Plan
    RM 420
    Not insured
    RM 630

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

  • RM 300000 individual
  • RM 300000 per adult
  • RM 50000 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 50000 per child
  • RM 300000 individual
  • RM 300000 per adult
  • RM 50000 per child
  • Burns

    From first to third degree burns - you're covered

  • RM 20000
  • RM 20000
  • RM 20000
  • Broken Bones

    206 bones in the human body and they can all break. Get them fixed for free.

  • RM 1000
  • RM 1000
  • RM 1000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 500000 individual
  • RM 500000 per adult
  • RM 500000 per child
  • RM 500000 individual
  • RM 500000 per adult
  • RM 500000 per child
  • RM 500000 individual
  • RM 500000 per adult
  • RM 500000 per child
  • Medical Evacuation

    Fees can be astronomical - better to be safe at home than broke

  • Unlimited
  • Unlimited
  • Unlimited
  • Funeral In Malaysia

    Bringing your body back home for burial

  • Unlimited
  • Unlimited
  • Unlimited
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

  • RM 2000
  • RM 2000
  • RM 2000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 5000
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 5000
  • RM 5000
  • RM 5000
  • Loss of Passport

    Cover for the theft of your vital travel documents

  • RM 5000
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

  • RM 500
  • RM 500
  • RM 500
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 1000
  • RM 1000
  • RM 1000
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 10000
  • RM 10000
  • RM 10000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

  • RM 10000
  • RM 10000
  • RM 10000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1000
  • RM 1000
  • RM 1000
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 200
  • RM 200
  • RM 200
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

  • RM 1000
  • RM 1000
  • RM 1000
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

  • RM 1000000
  • RM 1000000
  • RM 1000000
  • Home Care

    Loss or damage to your home and contents when you are away

  • RM 5000
  • RM 5000
  • RM 5000
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

  • RM 500
  • RM 500
  • RM 500
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 10000
  • RM 10000
  • RM 10000
  • Legal Fees

    Legal fees for causing injury to others or damage of their properties

  • RM 20000
  • RM 20000
  • RM 20000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    At least 16 years of age
    For Families
    At least 180 days of age

    Annual Plan
    For Individuals
    At least 16 years of age
    For Families
    At least 180 days of age

    Children Travelling With Family
    Per Child
    Between 180 days and 25 years of age

    Frequently Asked Questions about Lonpac Travel Net Gold

    Things you might want to know

    Who is eligible to apply for Lonpac's Travel Net Gold?

    This policy will be available to you, whether you choose to travel locally (only for trips from East Malaysia to West Malaysia and vice versa) or abroad. A child under your care will need to be at least 6 months old to be insured under this travel insurance policy.

    Depending on his or her employment, your non-working child can be insured up until the age of 25. On the other hand, you will need to be at least 16 years old if you wish to be granted an individual policy for the Lonpac Travel Net Gold. There is no maximum age for application, but you coverage will be halved once you reach the age of 70.

    What are the main benefits provided by Lonpac's Travel Net Gold?

    This policy offers coverage for medical expenses, emergency travel for your family, accident and injury due to accident, travel inconveniences, household damages, and even in provide coverage in the even of a hijacked plane!

    If you were to compare this to its other half the Travel Net Silver, this option will provide you with up to three times more coverage and unlimited reimbursement for any emergency travel arrangements. The only downside is that you will be paying a higher premium amount.

    Would it be cheaper if I buy the annual plan?

    Other than the extended coverage period, the other advantage of having the annual plan is that you will be paying less premiums per day on average. 

    For example, let's you that you travel back and forth to China months at a time for business every year. If you buy a single trip policy, you will have to pay RM138 every time. But for the annual plan, you will only have to pay RM300 once and have the freedom to travel there for as many times possible within the year.

    Can I claim for treatment for personal injury at a hospital overseas?

    Yes, but only under certain conditions. If your condition results from a sickness or accident while on your travels, you will be able make claims for your medical expenses. Self-inflicted injuries will not apply.

    My luggage has been delayed for 1 day, how much am I entitled to receive?

    To make sure that you can purchase all essential items (toothbrush?) still in your missing luggage, Lonpac will b able to give you RM200 for every 8 continuous hours of delay, up to a maximum of RM1,000.

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