MHinsure Takaful Premier

From medical to travel inconveniences and additional benefits such as Badal Hajj, Ihsar, golf equipment and bicycle coverage, MHinsure Takaful Premier has got your back. Plus, get cashless hospitalization, fixed premium income and Enrich Miles on Annual Trip plan too.

MHinsure Takaful PremierComplete Takaful Coverage
Personal Accident
up to RM300k
Medical Expenses
up to RM250k
Trip Cancellation
Not covered
Travel Delay
up to RM4.2k
Lost Baggage
up to RM7.5k
Cashless Medical Care
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Contact Info

Who do I contact for any inquiries?

MHinsure Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 1)

Included Countries:

  • Bangladesh
  • Bhutan
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • Pakistan
  • Philippines
  • Sikkim
  • Singapore
  • South Korea
  • Sri Lanka
  • Taiwan
  • Thailand
  • Timor Leste and Vietnam
Worldwide (Area 2)

Excluded Countries:

  • USA
  • Canada
Worldwide (Area 3)

Included Countries:

  • USA
  • Canada


How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)


What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM - individual
  • RM0 per adult
  • RM0 per child
  • RM50k senior
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM - individual
  • RM0 per adult
  • RM0 per child
  • RM50k senior
Child Education
Not covered
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
RM35k for all
Emergency Dental Treatment
RM1k for all
Medical Evacuation
Fees can be astronomical - better to be safe at home than broke
RM250k for all
Hospital Allowance
RM1.5k for all
Repatriation of Mortal Remains
RM150k for all
Compassionate Visitation
RM2k for all
Child Care
Need a childminder whilst you're in hospital? No problem
RM10k for all
Emergency Travel & Accommodation
RM1.5k for all
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
Not covered
Alternative Medicine
Not covered
Quarantine (Pandemic Influenza)
Not covered
Emergency Telephone & Internet Charges
Not covered
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
RM3k for all
Loss of Travel Documents
RM2k for all
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
RM750 for all
Travel Delay
Get compensated for late arrival at your holiday destination
RM2k for all
Departure Delay
Someone should pay if you're late leaving for your holiday!
RM2k for all
Missed Connecting Flight
RM1k for all
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Unlimited for all
Trip Curtailment
Unlimited for all
Get covered for every travellers worst nightmare
RM1k for all
Personal Liability
RM1m for all
Badal Haji (for Muslim only)
Not covered
Ihsar (for Muslim only)
Not covered
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Flight Overbooked
Not covered
Home Care
Loss or damage to your home and contents when you are away
Not covered
Cancellation due to Delay
Not covered
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
Not covered
Loss Of Deposit Due To Insolvency Of Airlines
Not covered
Credit Card Indemnity
Not covered
Rental Car Excess
Not covered
Pet Care
Covers pet medical costs while you are away on your trip
Not covered
Golf Equipment
Not covered
Not covered

Fees & Charges

Stamp Duty Fee
No Fee


Are you eligible to apply for this insurance?

Single Trip For IndividualsFor Seniors
   Between 18 and 70 years of ageAt least 71 years of age
Annual Plan For IndividualsFor Seniors
   Between 18 and 70 years of ageAt least 71 years of age
Children Travelling With Family Per Child
   At most 20 years of age

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