Underwritten by Etiqa General Insurance Berhad and assisted by Cover-More, MHinsure Value is the travel insurance plan for frequent travelers.
1 Enrich Miles for RM1 on Annual Plan
One of the perks of buying a travel insurance with MHinsure is that you are entitled to Enrich Miles for every Ringgit spent on the ANNUAL TRIP plan.
Enrich Miles is a frequent flyer program by Malaysia Airlines that rewards loyalty points on your purchases within the airline. Choose any destinations with anyone you wish to go, as long as it is an Annual Plan, rest assured you will earn Enrich Miles.
See table below for the summary of Enrich Miles that are required to redeem free/upgrade flight with Malaysia Airlines:
| From KL (one-way) | Economy Class (Enrich Miles) | Business Class (Enrich Miles) |
| Peninsular Malaysia | 2,500 | 12,000 |
| East Malaysia - Sabah, Sarawak | 5,000 | 18,000 |
| ASEAN | 10,000 | 20,000 |
| India, Nepal, Sri Lanka | 18,000 | 38,000 |
| China | 20,000 | 40,000 |
| Japan, Korea | 20,000 | 55,000 |
| Australia | 30,000 | 70,000 |
| United Kingdom | 45,000 | 114,000 |
Why you should get this MHinsure travel insurance?
Besides earning Enrich Miles, there are other benefits you can get from MHinsure travel insurance, such as:
Fixed Domestic Premium
If you frequently travel within Malaysia for leisure or business trip, then this plan has the cheapest premium for domestic plan. From as low as RM29 on a single trip for an individual, this premium remains the same for up to 30 days!
Cashless Hospitalization
Guaranteed by Cover-More, this cashless hospitalization benefit can be arranged on behalf of you upon a notification to MHinsure prior to your hospitalization. There are 3 events covered under cashless benefits: overseas hospitalization, repatriation and medical evacuation.
Worry less on your in-patient medical bills and expenses as Cover-More pay for it directly to the hospital or other health service providers, giving you a peace of mind while recovering.
*Terms and conditions apply
Plan Upgrade and Refund
You have a sudden change of mind after purchasing a plan? Don't worry as you can request for a refund on the current plan and upgrade to a higher insured amount plan (MHinsure Premier) by purchasing a new one.
Who can purchase MHinsure travel insurance?
Any individuals aged between between 18 to 70 years old are eligible to purchase MHinsure travel insurance, provided you have a valid identification card and proof of resident in Malaysia.
If you're travelling with your family, the number of covered persons should not exceed 10 people, with the age of a child to be insured must be less than 20 years old (still studying and unmarried).
Under the Family Coverage, max 2 adults can be covered, with up to 8 accompanied children and/or 7 accompanied children and 1 domestic servant.
Those who fall under the Senior category (above 70 years old) are eligible as well.
| Type | MHinsure Value Domestic Plan | MHinsure Value International Plan |
| Individual | Available | Available |
| Couple | Not available | Available on Annual Trip only |
| Family | Available | Available |
The MHinsure Value is also available for anyone who is travelling through or transiting through a Malaysian airport whose journey starts in Malaysia.
Important notice: you must purchase MHinsure Value before your departure. One-way ticket plan is available but the coverage terminates on the same date or upon arrival at the final destination.
What is the geographical area covered?
Prior to purchasing the insurance, please ensure that your country of destination is covered in the geographical area listed below.
- Domestic: within Malaysia
- Asia: Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Maldives, Myanmar, Pakistan, Philippines, Sikkim, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Timor Leste, Vietnam and Nepal.
- Worldwide excluding USA and Canada
- Worldwide
Be protected with 24-hour assistance and comprehensive coverage
Protect your physical and financial health with a comprehensive travel insurance like MHinsure by Malaysia Airlines.
The policy will cover you with 24-hour assistance and comprehensive medical & travel inconveniences coverage, such as:
- Accidental Death and Disablement - up to RM250,000
- Emergency Medical and Dental - up to RM400,000
- Emergency Travel & Accommodation - up to RM5,000
- Emergency Medical Assistance, Evacuation, Repatriation of Mortal Remains - Unlimited
- Personal Liability - up to RM1 million
- Loss of Travel Documents - up to RM5,000
- Luggage Delay - up to RM750
- Travel Delay - up to RM3,250
- Trip Cancellation - up to RM20,000
- Hijacking - up to RM1,000
- Ambassador services
- Emergency Language Travel Interpreter (by arrangement)
- Arrange Accommodation due to Travel Delay (by arrangement)
View MHinsure Value Domestic Product Disclosure Sheet
View MHinsure Value International Product Disclosure Sheet
How do I submit a claim?
For any claims arising from medical and travel inconveniences, you need to submit the claim form and relevant documents within 30 days after your arrival back to Malaysia.
The claim form together with supporting documents must be sent to [email protected].
Expenses incurred from outpatient treatments is on a pay and claim basis and follow the journey as explained above.
For more information on the 24-hour claim enquiries, you can all MHinsure Claims Department Toll Free at 1 800 888 777 (within Malaysia) or +603 2263 5700 (please place a collect call/reverse charges). Alternatively, you can email to [email protected].
Can I cancel my MHinsure Value travel insurance policy?
The cancellation of your MHinsure Value travel insurance policy can be done BEFORE and AFTER the departure date. If you have cancelled it BEFORE the departure date, you must return this document together with the original certificate of Insurance and a written confirmation that you will not make any claim or exercise any rights under this policy.
Once you have furnished a sufficient proof required by MHinsure, you will be given a full refund of premium paid (without interest). If you cancelled it AFTER the departure date, you will not be refunded at all.
