MSIG TravelRight Plus Plan 1

Mishaps are often unexpected and can occur at any time while travelling. With MSIG TravelRight Plus Plan 1, you can be assured that you are constantly protected throughout your journey.

MSIG TravelRight Plus Plan 1Annual & Single Trip
Personal Accident
up to RM250k
Medical Expenses
up to RM300k
Trip Cancellation
up to RM18k
Travel Delay
up to RM3.6k
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • Pre-travel advice on visa and vaccination requirements
  • Medical assistance in an emergency or if an evacuation or repatriation is required
  • Travel assistance pertaining to lost luggage, passports, money and credit cards
MSIG Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam
Worldwide (Area 2)

Included Countries:

  • Bhutan
  • Europe
  • Tibet
  • Nepal
  • Mongolia
  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Afghanistan
  • Cuba
  • Democratic Republic of Congo
  • Iran
  • Iraq
  • Sudan
  • Syria

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividualCoupleFamily

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
RM250k for all
Permanent Disability
An accident that leaves you unable to work or care for your family
RM250k for all
Child Education
RM7.5k for all
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
RM30k for all
Repatriation of Mortal Remains
RM20k for all
Alternative Treatment
Not covered
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
Not covered
Emergency Medical Evacuation
Not covered
Daily Hospital Income
Not covered
Compassionate Care
Not covered
Child Care
Need a childminder whilst you're in hospital? No problem
Not covered
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
RM100 for all
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
RM400 for all
Travel Delay
Get compensated for late arrival at your holiday destination
RM400 for all
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM300 for all
Trip Overbooked
RM500 for all
Missed Departure
Been left behind thanks to public transport being late? Get money back
RM500 for all
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
RM125 for all
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Loss of Credit Card
Cover for purchases made after your card is stolen
Not covered
Loss of Travel Documents
Not covered
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Not covered
Trip Curtailment
Not covered
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
Not covered
Rental Car Excess
Not covered
Personal Liability
Not covered
Emergency Accommodation
Cover for alternative accommodation in the event of an emergency
Not covered
Home Care
Loss or damage to your home and contents when you are away
Not covered
Adventurous Activity
Not covered
Terrorism
Cover for terrorism (except chemical, biological or nuclear attacks)
Not covered
Chartered Flight (Scheduled)
Not covered
Missed Events due to Travel Delay
Not covered
Hijacking
Get covered for every travellers worst nightmare
Not covered

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip All
   Between 18 and 69 years of age
Children Travelling With Family Per Child
   Between 30 days and 18 years of age

More Information

What are the main features of the MSIG TravelRight Plus Plan 1?

MSIG TravelRight Plus is a travel insurance plan which provides a wide array of benefits and coverage to ensure that you and your family are constantly protected throughout your journey. 

Offering both single trip and annual plans, this travel insurance has lower premiums compared to MSIG TravelRight Plus Plan 2.

The MSIG TravelRight Plus offers extensive personal accident coverage, attractive medical-related benefits and extra coverage for travel inconvenience.  

It also comes with a 24-hour worldwide travel assistance hotline. 

How do I make a claim with MSIG?

Notify MSIG as soon as you have returned from your trip and complete the relevant sections of the claim form relating to your claim.

Submit the claim form together with whichever of the following documents is relevant to your claim:

  • Tour Operator’s Confirmation of Booking Invoice
  • Copies of Airline tickets, electronic tickets or boarding passes
  • Original receipts for all medical bills and reports and confirmation of admittance and discharge from the hospital of medical claims
  • Original receipts for all items claimed
  • Irregularity report from the airline if baggage is lost or damaged by the airline
  • Written confirmation from airline/shipping lines regarding the period of delay and the reasons
    if you are claiming for Luggage Delay/Travel Delay/Missed Travel Connection/Travel Overbooked/
    Missed Departure/Travel Reroute
  • Police Report & Currency Exchange Slip for Money and Theft Claims
  • Written confirmation from hotels or handling agents in respect of a claim for loss of use of
    hotel facilities
  • Police report or Bomba report for a claim on Home Contents

Can I buy a separate travel insurance cover for my child?

Yes, you can. The rate will be charged based on the individual plan and for a single trip only. 

All the benefits offered in the travel insurance are the same with the exception of the death benefit which is RM62,500. 

One of the child's parents must sign the proposal form on the life of the insured child.

Can I claim for travel delay in the event of a terrorist attack at the airport?

In the unlikely event that this happens, the answer is, unfortunately, no. 

While this plan offers coverage for terrorism and hijacking, it only covers you in respect of death or physical injury sustained through acts of terrorism.

Oddly enough, this is also provided that there is no liability when such acts of terrorism involve the use of biological, chemical agents or nuclear devices.

Is it possible to cancel my policy and get a refund on the premiums paid?

Unfortunately, no refund of premiums is allowed once the policy has been issued.

What are the main exclusions for the MSIG TravelRight Plus Plan 1?

There are several situations in which MSIG will not pay. Some of the main exclusions include:

  • War and related risks.
  • Government regulations or acts of authorities of any country.
  • Hazardous adventure activities.
  • Suicide, self-inflicted injuries or illness.
  • The effect or influence of drugs or alcohol.
  • AIDS, AIDS-related complications and sexually transmitted diseases.
  • Pre-existing conditions.
  • Pregnancy, childbirth, abortion or miscarriage.
  • Psychological disorders