MSIG TravelRight Plus Plan 2

What hurts the most is when your trip turns into sorrow AND burns a hole on your wallet. With MSIG TravelRight Plus Plan 2, you'll get coverages as results from big events medical expenses and child education to small, detailed travel inconveniences such as credit card fraud and rental car excess.

MSIG TravelRight Plus Plan 2For Adventurous Soul
Personal Accident
up to RM350k
Medical Expenses
up to RM400k
Trip Cancellation
up to RM50k
Travel Delay
up to RM4k
Lost Baggage
up to RM7.5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • Medical assistance in an emergency or if an evacuation or repatriation is required
  • Travel assistance pertaining to lost luggage, passports, money and credit cards
MSIG Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam
Worldwide (Area 2)

Included Countries:

  • Bhutan
  • Europe
  • Tibet
  • Nepal
  • Mongolia
  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Afghanistan
  • Cuba
  • Democratic Republic of Congo
  • Iran
  • Iraq
  • Sudan
  • Syria

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividualCoupleFamily

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
RM250k for all
Permanent Disability
An accident that leaves you unable to work or care for your family
RM250k for all
Child Education
RM7.5k for all
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
RM30k for all
Repatriation of Mortal Remains
RM20k for all
Alternative Treatment
Not covered
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
Not covered
Emergency Medical Evacuation
Not covered
Daily Hospital Income
Not covered
Compassionate Care
Not covered
Child Care
Need a childminder whilst you're in hospital? No problem
Not covered
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
RM100 for all
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
RM400 for all
Travel Delay
Get compensated for late arrival at your holiday destination
RM400 for all
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM300 for all
Trip Overbooked
RM500 for all
Missed Departure
Been left behind thanks to public transport being late? Get money back
RM500 for all
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
RM125 for all
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Loss of Credit Card
Cover for purchases made after your card is stolen
Not covered
Loss of Travel Documents
Not covered
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Not covered
Trip Curtailment
Not covered
Missed Events due to Travel Delay
Not covered
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
Not covered
Rental Car Excess
Not covered
Personal Liability
Not covered
Emergency Accommodation
Cover for alternative accommodation in the event of an emergency
Not covered
Home Care
Loss or damage to your home and contents when you are away
Not covered
Adventurous Activity
Not covered
Terrorism
Cover for terrorism (except chemical, biological or nuclear attacks)
Not covered
Hijacking
Get covered for every travellers worst nightmare
Not covered
Chartered Flight (Scheduled)
Not covered

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip All
   Between 18 and 69 years of age
Children Travelling With Family Per Child
   Between 30 days and 18 years of age

More Information

MSIG TravelRight Plus Plan 2, more protection for you & your wallet

MSIG has crafted MSIG TravelRight Plus, travel insurance that covers single and annual trips. 

The travel insurance is available in 2 Plans: TravelRight Plus Plan 1 and TravelRight Plus Plan 2. 

The later one will costs you a bit more, however, it offers more security for you and your wallet.

Travel without limit with MSIG Adventurous Activity Coverage

Still thinking to do that awesome activity that makes your adrenaline rush? 

Think no more, your MSIG travel insurance plan includes Adventurous Activity Coverage so you don't have to worry about the extra costs that will incur from engaging in or practicing for adventurous activities!

The activities that covered in this travel insurance plan are:

  • Bungee jumping
  • Sky diving
  • Hang-gliding
  • Helicopter ride for sightseeing
  • Hot air ballooning
  • Jet skiing
  • Mountaineering or trekking
  • Skiing or snowboarding
  • Canoeing or white water rafting
  • Underwater activities

Who can apply for this travel insurance?

Individuals who are considered as Malaysians, Permanent Residents, Non-residents or holding a valid Work Permit/Employment Pass in Malaysia, including their dependents, can apply for MSIG TravelRight Plus Plan 2.

Please be noted that the Family Plan is only for Single Trip and your child must be aged between 31 days - 17 years. 

If you're looking for an Annual Plan, you must be aged between 18-69 years old at first enrolment. You may extend your MSIG plan up to the age of 80.

Can I buy a separate travel insurance cover for my child?

Yes, you can. The rate will be charged based on the individual plan and for a single trip only. 

All the benefits offered in the travel insurance are the same with the exception of the death benefit which is RM62,500. 

One of the child's parents must sign the proposal form on the life of the insured child.

If there's a terrorist attack that caused a delay in departure, can I make a claim?

In the unlikely event that this happens, the answer is, unfortunately, no. 

While MSIG TravelRight Plus Plan 2 offers coverage for terrorism and hijacking, it only covers you in respect of death or physical injury sustained through acts of terrorism.

Oddly enough, this is also provided that there is no liability when such acts of terrorism involve the use of biological, chemical agents or nuclear devices.