MSIG

Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG TravelRight Plus

Mishaps are often unexpected and can occur at any time while travelling. With MSIG TravelRight Plus, you can be assured that you are constantly protected throughout your journey.

    • Individual
    • Insured and Spouse
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60379653930
  • Pre-travel advice on visa and vaccination requirements
  • Medical assistance in an emergency or if an evacuation or repatriation is required
  • Travel assistance pertaining to lost luggage, passports, money and credit cards
  • MSIG Hotline
  •  1800886744
  •  +60320508228
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 62.54
    RM 110.24
    RM 138.86
    6 - 10 days
    RM 92.22
    RM 170.66
    RM 216.24
    11 - 18 days
    RM 126.14
    RM 241.68
    RM 346.62
    19 - 31 days
    RM 145.22
    RM 279.84
    RM 442.02
    Additional Week
    RM 38.16
    RM 76.32
    RM 97.52
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 59.00
    RM 104.00
    RM 131.00
    6 - 10 days
    RM 87.00
    RM 161.00
    RM 204.00
    11 - 18 days
    RM 119.00
    RM 228.00
    RM 327.00
    19 - 31 days
    RM 137.00
    RM 264.00
    RM 417.00
    Additional Week
    RM 36.00
    RM 72.00
    RM 92.00
    Annual Plan
    RM 307.40
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 92.00
    RM 172.00
    RM 239.00
    6 - 10 days
    RM 147.00
    RM 280.00
    RM 354.00
    11 - 18 days
    RM 221.00
    RM 434.00
    RM 557.00
    19 - 31 days
    RM 309.00
    RM 612.00
    RM 788.00
    Additional Week
    RM 80.00
    RM 141.00
    RM 196.00
    Annual Plan
    RM 421.88
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
  • RM 250000 per adult
  • Not covered
    Not covered
    Child Education
  • RM 7500
  • RM 15000
  • RM 15000
  • Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 350000 per adult
  • RM 87500 per child
  • RM 350000 per adult
  • RM 87500 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 350000
  • RM 350000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 30000
  • RM 400000
  • RM 400000
  • Repatriation of Mortal Remains
  • RM 20000
  • RM 1000000
  • RM 1000000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 1000
  • RM 1000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 75000
  • RM 75000
  • Emergency Medical Evacuation and Repatriation
    Not covered
  • RM 1000000
  • RM 1000000
  • Hospital Allowance
    Not covered
  • RM 18000
  • RM 18000
  • Compassionate Care
    Not covered
  • RM 10000
  • RM 10000
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 10000
  • RM 10000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
  • RM 100
  • RM 7500
  • RM 7500
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 400
  • RM 1000
  • RM 1000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 400
  • RM 4000
  • RM 4000
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 300
  • RM 1000
  • RM 1000
  • Trip Overbooked
  • RM 500
  • RM 1000
  • RM 1000
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

  • RM 500
  • RM 1000
  • RM 1000
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

  • RM 125
  • RM 500
  • RM 500
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 1000 family
  • RM 1000 family
  • Credit Card Indemnity
    Not covered
  • RM 1000
  • RM 1000
  • Loss of Travel Documents
    Not covered
  • RM 7500
  • RM 7500
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 50000
  • RM 50000
  • Trip Curtailment
    Not covered
  • RM 50000
  • RM 50000
  • Loss of Travel Deposit
    Not covered
  • RM 7500 individual
  • RM 22500 family
  • RM 7500 individual
  • RM 22500 family
  • Rental Vehicle Excess
    Not covered
  • RM 1000
  • RM 1000
  • Personal Liability
    Not covered
  • RM 1000000
  • RM 1000000
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

    Not covered
  • RM 2000
  • RM 2000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 500
  • RM 500
  • Adventurous Activity
    Not covered
  • Unlimited
  • Unlimited
  • Hijacking and Terrorism

    It could never happen to you, right? But what if it did?

    Not covered
  • Unlimited
  • Unlimited
  • Chartered Flight (Scheduled)
    Not covered
  • Unlimited
  • Unlimited
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    At least 18 years of age
    For Insured and Spouse
    At least 18 years of age
    For Families
    At least 18 years of age

    Annual Plan
    For Individuals
    Between 18 and 69 years of age
    For Insured and Spouse
    Between 18 and 69 years of age
    For Families
    Between 18 and 69 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 18 years of age

    Frequently Asked Questions about MSIG TravelRight Plus

    Things you might want to know

    What are the main features of the MSIG TravelRight Plus?

    MSIG TravelRight Plus is a travel insurance plan which provides a wide array of benefits and coverage to ensure that you and your family are constantly protected throughout your journey. Offering both single trip and annual plans, this plan also comes with a 24-hour worldwide travel assistance hotline.

    This plan offers extensive personal accident coverage, attractive medical related benefits and extra coverage for travel inconvenience.

    How do I make a claim?

    Notify MSIG as soon as you have returned from your trip and complete the relevant sections of the claim form relating to your claim.

    Submit the claim form together with whichever of the following documents is relevant to your claim:

    • Tour Operator’s Confirmation of Booking Invoice.
    • Copies of Airline tickets, electronic tickets or boarding passes.
    • Original receipts for all medical bills and reports and confirmation of admittance and discharge from hospital of medical claims.
    • Original receipts for all items claimed.
    • Irregularity report from airline if baggage is lost or damaged by the airline.
    • Written confirmation from airline/shipping lines regarding the period of delay and the reasons .
      if you are claiming for Luggage Delay/Travel Delay/Missed Travel Connection/Travel Overbooked/
      Missed Departure/Travel Reroute.
    • Police Report & Currency Exchange Slip for Money and Theft Claims.
    • Written confirmation from hotels or handling agents in respect of claim for loss of use of
      hotel facilities.
    • Police report or Bomba report for claim on Home Contents.

    Can I buy a separate cover for my child?

    Yes you can. The rate will be charged based on the individual plan and for single trip only. All the benefits offered are the same with the exception of the death benefit which is RM62500. One of the child's parents must sign the proposal form on the life of the insured child.

    Can I claim for travel delay in the event of a terrorist attack at the Airport?

    In the unlikely event that this happens, the answer is unfortunately, no. While this plan offers coverage for terrorism and hijacking, it only covers you in respect of death or physical injury sustained through acts of terrorism.

    Oddly enough, this is also provided that there is no liability when such acts of terrorism involve the use of biological, chemical agents or nuclear devices.

    Is it possible to cancel my policy and get a refund on the premiums paid?

    Unfortunately, no refund of premiums is allowed once the policy has been issued.

    What are the main exclusions for the MSIG TravelRight Plus?

    There are several situations in which MSIG will not pay. Some of the main exclusions include:

    • War and related risks.
    • Government regulations or acts of authorities of any country.
    • Hazardous adventure activities.
    • Suicide, self inflicted injuries or illness.
    • The effect or influence of drugs or alcohol.
    • AIDS, AIDS-related complications and sexually transmitted diseases.
    • Pre-existing conditions.
    • Pregnancy, childbirth, abortion or miscarriage.
    • Psychological disorders

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