MSIG

Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG TravelRight Plus

Mishaps are often unexpected and can occur at any time while travelling. With MSIG TravelRight Plus, you can be assured that you are constantly protected throughout your journey.

    • Individual
    • Couple
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60379653930
  • Pre-travel advice on visa and vaccination requirements
  • Medical assistance in an emergency or if an evacuation or repatriation is required
  • Travel assistance pertaining to lost luggage, passports, money and credit cards
  • MSIG Hotline
  •  1800886744
  •  +60320508228
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Couple
    Family
    1 - 5 days
    RM 37.1
    RM 66.78
    RM 83.74
    6 - 10 days
    RM 56.18
    RM 102.82
    RM 131.44
    11 - 18 days
    RM 76.32
    RM 146.28
    RM 209.88
    19 - 31 days
    RM 87.98
    RM 169.6
    RM 268.18
    Additional Week
    RM 23.32
    RM 46.64
    RM 58.3
    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 35
    RM 63
    RM 79
    6 - 10 days
    RM 53
    RM 97
    RM 124
    11 - 18 days
    RM 72
    RM 138
    RM 198
    19 - 31 days
    RM 83
    RM 160
    RM 253
    Additional Week
    RM 22
    RM 44
    RM 55
    Annual Plan
    RM 256.52
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 60
    RM 112
    RM 155
    6 - 10 days
    RM 95
    RM 182
    RM 230
    11 - 18 days
    RM 144
    RM 282
    RM 362
    19 - 31 days
    RM 201
    RM 397
    RM 512
    Additional Week
    RM 52
    RM 92
    RM 127
    Annual Plan
    RM 378.42
    Not insured
    Not insured

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 150000 per adult
  • RM 15000 per child
  • RM 250000 per adult
  • RM 62500 per child
  • RM 250000 per adult
  • RM 62500 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 150000
  • RM 250000
  • RM 250000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 15000
  • RM 300000
  • RM 300000
  • Hospital Fees

    Never mind the doctor's bills - just get better

  • RM 1000
  • RM 15000
  • RM 15000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 30000
  • RM 30000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500
  • RM 500
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

    Not covered
  • RM 1000000
  • RM 1000000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 5000
  • RM 5000
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000
  • RM 5000
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

    Not covered
  • RM 5000
  • RM 5000
  • Education Fund

    Payment to an education fund for your children in the event of your death

    Not covered
  • RM 7500
  • RM 7500
  • Transportation of Mortal Remains to Malaysia
    Not covered
  • RM 1000000
  • RM 1000000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 100
  • RM 5000
  • RM 5000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 500
  • RM 3600
  • RM 3600
  • Loss of Passport

    Cover for the theft of your vital travel documents

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

    Not covered
  • RM 22500 family
  • RM 7500 per adult
  • RM 22500 family
  • RM 7500 per adult
  • Emergency Accommodation

    Cover for alternative accommodation in the event of an emergency

    Not covered
  • RM 2000
  • RM 2000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 800
  • RM 800
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

    Not covered
  • RM 1000
  • RM 1000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 18000
  • RM 18000
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 18000
  • RM 18000
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 1000
  • RM 1000
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

    Not covered
  • RM 1000
  • RM 1000
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 1000000
  • RM 1000000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 500
  • RM 500
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 1000
  • RM 1000
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 600
  • RM 600
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 250
  • RM 250
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    At least 18 years of age
    For Couples
    At least 18 years of age
    For Families
    At least 18 years of age

    Annual Plan
    For Individuals
    Between 18 and 69 years of age
    For Couples
    Between 18 and 69 years of age
    For Families
    Between 18 and 69 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 18 years of age

    Frequently Asked Questions about MSIG TravelRight Plus

    Things you might want to know

    What are the main features of the MSIG TravelRight Plus?

    MSIG TravelRight Plus is a travel insurance plan which provides a wide array of benefits and coverage to ensure that you and your family are constantly protected throughout your journey. Offering both single trip and annual plans, this plan also comes with a 24-hour worldwide travel assistance hotline.

    This plan offers extensive personal accident coverage, attractive medical related benefits and extra coverage for travel inconvenience.

    How do I make a claim?

    Notify MSIG as soon as you have returned from your trip and complete the relevant sections of the claim form relating to your claim.

    Submit the claim form together with whichever of the following documents is relevant to your claim:

    • Tour Operator’s Confirmation of Booking Invoice.
    • Copies of Airling tickets, electronic tickets or boarding passes.
    • Original receipts for all medical bills and reports and confirmation of admittance and discharge from hospital of medical claims.
    • Original receipts for all items claimed.
    • Irregularity report from airline if baggage is lost or damaged by the airline.
    • Written confirmation from airline/shipping lines regarding the period of delay and the reasons .
      if you are claiming for Luggage Delay/Travel Delay/Missed Travel Connection/Travel Overbooked/
      Missed Departure/Travel Reroute.
    • Police Report & Currency Exchange Slip for Money and Theft Claims.
    • Written confirmation from hotels or handling agents in respect of claim for loss of use of
      hotel facilities.
    • Police report or Bomba report for claim on Home Contents.

    Can I buy a separate cover for my child?

    Yes you can. The rate will be charged based on the individual plan and for single trip only. All the benefits offered are the same with the exception of the death benefit which is RM62500. One of the child's parents must sign the proposal form on the life of the insured child.

    Can I claim for travel delay in the event of a terrorist attack at the Airport?

    In the unlikely event that this happens, the answer is unfortunately, no. While this plan offers coverage for terrorism and hijacking, it only covers you in respect of death or physical injury sustained through acts of terrorism.

    Oddly enough, this is also provided that there is no liability when such acts of terrorism involve the use of biological, chemical agents or nuclear devices.

    Is it possible to cancel my policy and get a refund on the premiums paid?

    Unfortunately, no refund of premiums is allowed once the policy has been issued.

    What are the main exclusions for the MSIG TravelRight Plus?

    There are several situations in which MSIG will not pay. Some of the main exclusions include:

    • War and related risks.
    • Government regulations or acts of authorities of any country.
    • Hazardous adventure activities.
    • Suidicde, self inflicted injuries or illness.
    • The effect or influence of drugs or alcohol.
    • AIDS, AIDS-related complications and sexually transmitted diseases.
    • Pre-existing conditions.
    • Pregnancy, childbirth, abortion or miscarriage.
    • Psychological disorders

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