What's great about the Maybank Lifestyle Travel Care Gold?
This is a standalone travel insurance policy with benefits and cash reimbursement for overseas hospitalisation bills, travel inconveniences such as loss luggage or delayed flight, accidental death, and even terrorism!
In the event of your death or permanent disability while you're overseas, your family will be compensated for up to RM1.5 million.
Who can apply for this Maybank travel insurance?
Want to insure your new-born child? Anyone 45 days to 80 years old can be protected with the Maybank Lifestyle Travel Care Gold. However, the premiums for each age category are different.
Individuals between 18 and 70 years will be considered adults. Coverage for children can be extended to 23 years of age if he or she is still studying, while the senior citizen protection will be opened up to those who are between 71 and 80 years of age.
How long will I be covered for?
Overseas trips will provide coverage for up to 90 days. Maybank Lifestyle Travel Care Gold is only applicable for those with return trips. If you’re looking to purchase a one way trip to destination unknown, you won't be eligible for this travel insurance coverage.
Why should I get the annual plan?
If you're a frequent traveller, whether for pleasure or business, you can get more savings with the annual plan. Let's put this in perspective based on the rates if you’re a male in your 30s and you make business trips every month, for an average of 5 days each time.
For a single trip’s coverage, you’ll have to pay RM65.50 for international coverage - that's RM666 in a year. However, if you subscribe to the annual plan, you’ll save as much as RM295 on premiums by the end of the year.
How do I submit a claim?
To make a claim, you’ll have to notify Maybank within 30 days from the date of the incident. All relevant documents and bills during your travels need to be submitted to support your claims.
If your claims are for loss of money, you are required to make a police report within 24 hours from the time of the discovery. For loss of postal money orders or travellers’ cheques, a report must be made to the local branch or authorised agent.
What happens if my country of departure is not Malaysia?
Unfortunately, you will not be covered for this travel insurance. Maybank Lifestyle Travel Care Gold is only valid if Malaysia is your point of departure. Generally, all travel insurance plans require you to start your travel from Malaysia for your policy to be enforced.