Pacific Insurance Travel Pro Insurance Gold

Protect yourself and your family when you go overseas, travel the world with this added protection to give you peace of mind on your journey.

Pacific Insurance Travel Pro Insurance GoldPremium Coverage
Personal Accident
up to RM900k
Medical Expenses
up to RM1.5m
Trip Cancellation
Not covered
Travel Delay
up to RM9k
Lost Baggage
up to RM20k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24 hour emergency assistance hotline
Pacific Insurance Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • Australia
  • New Zealand
Worldwide (Area 2)

Included Countries:

  • Canada
  • USA

Excluded Countries:

  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic of Congo
  • Somalia
  • Sudan
  • South Sudan
  • North Korea
  • Zimbabwe
  • Israel
  • Nigeria

Premiums

How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)
PlanIndividualFamily

Coverage

What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM300k individual
  • RM300k per adult
  • RM75k per child
  • RM900k family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM300k individual
  • RM300k per adult
  • RM75k per child
  • RM900k family
Child Education
RM10k for all
Medical RelatedAsia (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM500k individual
  • RM0 per adult
  • RM0 per child
  • RM1.5m family
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
RM20k for all
Funeral Expenses Abroad
  • RM1.5k individual
  • RM0 per adult
  • RM0 per child
  • RM2.5k family
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.5k family
Visiting Allowance
Financial help when you need to visit a family member in hospital
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
  • RM22.5k family
Child Care
Need a childminder whilst you're in hospital? No problem
  • RM5k individual
  • RM0 per adult
  • RM0 per child
  • RM15k family
Medical Evacuation
Fees can be astronomical - better to be safe at home than broke
RM2.5m for all
Repatriation of Mortal Remains
  • RM150k individual
  • RM0 per adult
  • RM0 per child
  • RM450k family
Emergency Dental Treatment
  • RM200 individual
  • RM0 per adult
  • RM0 per child
  • RM400 family
Travel InconvenienceAsia (Area 1)
Personal Liability
  • RM1m individual
  • RM0 per adult
  • RM0 per child
  • RM3m family
Loss of Travel Deposit due to Cancellation
Get a refund on your travel deposit if you choose to cancel your trip
  • RM15k individual
  • RM0 per adult
  • RM0 per child
  • RM45k family
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM3k individual
  • RM0 per adult
  • RM0 per child
  • RM9k family
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
  • RM200 individual
  • RM0 per adult
  • RM0 per child
  • RM600 family
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
  • RM200 individual
  • RM0 per adult
  • RM0 per child
  • RM600 family
Missed Departure
Been left behind thanks to public transport being late? Get money back
  • RM2k individual
  • RM0 per adult
  • RM0 per child
  • RM6k family
Loss or Damage of Personal Property and Baggage
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
  • RM20k family
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
  • RM1k individual
  • RM0 per adult
  • RM0 per child
  • RM1.8k family
Ransom Payment for Hostage and Kidnapping
It's some consolation to know that your captor's demands will be met
  • RM50k individual
  • RM0 per adult
  • RM0 per child
  • RM300k family
Hijacking
Get covered for every travellers worst nightmare
  • RM50k individual
  • RM0 per adult
  • RM0 per child
  • RM300k family
Home Care
Loss or damage to your home and contents when you are away
RM3k for all
Trip Overbooked
  • RM3k individual
  • RM0 per adult
  • RM0 per child
  • RM9k family
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
  • RM500 individual
  • RM0 per adult
  • RM0 per child
  • RM1.5k family
Loss of Travel Documents
  • RM1.5k individual
  • RM0 per adult
  • RM0 per child
  • RM15k family
Loss of Credit Card
Cover for purchases made after your card is stolen
RM1k for all
Emergency Telephone Charges
RM50 for all
Rental Car Excess
RM1k for all
Trip Curtailment
  • RM15k individual
  • RM0 per adult
  • RM0 per child
  • RM45k family

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip For Individuals
   Between 18 and 79 years of age
Annual Plan For Individuals
   Between 18 and 79 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

What is the Travel Pro Gold?

This Pacific Insurance travel insurance plan is one of 3 Travel Pro plans for worldwide travel to all countries.

If you love to see new places and learn about new cultures, then this is the plan for you. It offers comprehensive coverage for both travel inconveniences, medical needs and even a little personal accident protection.

How Much Am I Covered For?

Well, as mentioned you will have three parts to your coverage, personal accident, medical coverage and travel inconvenience covers.

For the first part of your coverage, you will have protection in the case of accidental death and permanent disablement whilst abroad. 

Moving on to the medical benefits, you will have coverage for medical expenses if hospitalized and accident-related procedures. 

This coverage also extends to giving you a little extra in terms of visitation allowances if you are in admitted for an extended period of time.

If you have a child that needs looking after whilst you seek medical care, there is a childcare benefit as well. 

And of course, emergency medical evacuation and repatriation in case of death is also covered under this policy.

Travel Inconvenience Coverage

Since this is in fact a travel insurance plan, it would look out for your travel care as well, with coverage for personal liability being readily available. 

You will also be covered in the case of several losses, loss of deposit, trip cancellation, loss of luggage and personal effects, and loss of credit cards are included as well.

You will also be covered for other regular travel-related inconveniences, like missed flights, connections, departures and such.

Finally since, the world is not as safe as it used to be, Pacific Insurance also offers you coverage and ransom funds in case of a kidnapping, hijacking or any other hostage related situation.

Who Can Apply for This Plan?

Anyone over the age of 18 can apply for this plan. 

It is also open to families as a family travel plan, in which case children under the plan can be insured from the age of 30 days old. 

They will continue to have coverage up to the age of 18 or 23 depending on when they finish studying.

Is This an Annual Plan?

Yes and no, you could pick up this coverage just for a single trip, or you could sign up for it as an annual plan so that you have travel coverage all year long for all your escapades.