What is the Travel Pro Gold?
This Pacific Insurance travel insurance plan, is one of 3 Travel Pro plans for worldwide travel to all countries. If you love to see new places and learn new cultures, then this is the plan for you. It offers comprehensive coverage for both travel inconveniences, medical needs and even a little personal accident protection.
How much am I covered for?
Well, as mentioned you will have three parts to your coverage, personal accident, medical coverage and travel inconvenience covers.
For the first part of your coverage, you will have protection in the case of accidental death and permanent disablement whilst abroad. Moving on to the medical benefits, you will have coverage for medical expenses if hospitalized and accident related procedures. This coverage also extends to giving you a little extra in terms of visitation allowances if you are in admitted for an extended period of time.
If you have a child that needs looking after whilst you seek medical care, there is a child care benefit as well. And of course, emergency medical evacuation and repatriation in case of death is also covered under this policy.
Travel Inconvenience Coverage
Since this is in fact a travel insurance plan, it would look out for your travel care as well, with coverage for personal liability being readily available. You will also be covered in the case of several losses, loss of deposit, trip cancellation, loss of luggage and personal effects, and loss of credit cards are included as well.
You will also be covered for other regular travel related inconveniences, like missed flights, connections, departures and such.
Finally since, the world is not as safe as it used to be, Pacific Insurance also offers you coverage and ransom funds in case of a kidnapping, hijacking or any other hostage related situation.
Who can apply for this plan?
Anyone over the age of 18 can apply for this plan. It is also open to families as a family travel plan, in which case children under the plan can be insured from the age of 30 days old. They will continue to have coverage up to the age of 18 or 23 depending on when they finish studying.
Is this an annual plan?
Yes and no, you could pick up this coverage just for a single trip, or you could sign up for it as an annual plan so that you have travel coverage all year long for all your escapades.