RHB Annual Travel Protector Advance

Ensure your safety whilst traveling when you have a comprehensive travel protection plan with RHB Insurance. With coverage for Accidental Death, Permanent Disablement, Medical Care and Travel Inconveniences this plan is made to travel with you.

RHB Annual Travel Protector AdvanceAnnual Travel Insurance
Personal Accident
up to RM250k
Medical Expenses
up to RM300k
Trip Cancellation
up to RM20k
Travel Delay
Not covered
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24-hour emergency medical assistance
RHB Insurance Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • Macau
  • India
  • Indonesia
  • Japan
  • South Korea
  • Laos
  • Myanmar (Burma)
  • New Zealand
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Bangladesh
  • Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic Republic of Congo
  • North Korea
  • Somalia
  • Sudan
  • South Sudan
  • Zimbabwe
  • War-declared Countries

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividual

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM250k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM250k individual
  • RM0 per adult
  • RM0 per child
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM300k individual
  • RM0 per adult
  • RM0 per child
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Post-Hospitalisation Treatment
  • RM30k individual
  • RM0 per adult
  • RM0 per child
Compassionate Visitation
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Child Care
Need a childminder whilst you're in hospital? No problem
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Daily Income Benefit (up to 60 days)
  • RM250 individual
  • RM0 per adult
  • RM0 per child
Home Care Benefit
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Evacuation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Repatriation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Repatriation of Mortal Remains
  • RM - individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Personal Money
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Travel Documents
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Loss Of Laptop
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Luggage Delay (RM200 per 6 hours)
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Travel Delay (RM200 per 6 hours)
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Trip Curtailment
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Trip Overbooked (RM500 per 4 hours)
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Trip Misconnection (RM250 per 6 hours)
  • RM250 individual
  • RM0 per adult
  • RM0 per child
Travel Postponement
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Hijacking Inconvenience (RM1,000 per 24 hours)
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Terrorism
Cover for terrorism (except chemical, biological or nuclear attacks)
  • RM - individual
  • RM0 per adult
  • RM0 per child
Missed Departure
Been left behind thanks to public transport being late? Get money back
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Credit Card Indemnity
  • RM6k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM1m individual
  • RM0 per adult
  • RM0 per child
Travel Re-Route (at least 6 hours)
  • RM600 individual
  • RM0 per adult
  • RM0 per child
Rental Car Insurance Excess
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Golf Equipment
  • RM2.5k individual
  • RM0 per adult
  • RM0 per child
Ransom Payment As A Result Of Kidnapping & Hostage
  • RM100k individual
  • RM0 per adult
  • RM0 per child
Loss of Travel Documents
Not covered
Loss of Portable Computer
Not covered
Hijacking Inconvenience (RM1000 per 24 hours)
Not covered
Loss of Laptop
Not covered
Luggage Delay RM200 per 6 hours)
Not covered

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Children Travelling With Family Per Child
   At least 31 days of age

More Information

Why Should I Buy RHB Annual Travel Protector Advance?

Get affordable yet comprehensive travel insurance with this RHB Annual Travel Protector Advance plan.

It comes with coverage of up to RM300,000 and medical care benefits that will ensure you are protected even in a different country.

This annual plan will ensure your protection up to a year from the time of purchase, which means you won’t even have to think about purchasing your insurance all the time, if you are a frequent traveller. 

Simply renew the plan annually and you’re set on the insurance front.

Who is Eligible for This Insurance Policy?

For self-purchase, you will need to be over the age of 21 to get this plan, however, if you are purchasing this plan for your child, parent, spouse or so on, the rules are a little different. 

Any child over the age of 31 days can be covered with this protection plan.

The maximum renewal age for this plan is 80 years of age.

What are the Coverage Zones?

The Supreme Plan covers 3 Regions as classified by RHB Insurance.

The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan are also based on the selected Region of travel.

Regions Countries
Region 1 Malaysia (East to West or vice versa)
Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
Region 2 Worldwide excluding United States of America (USA) and Canada
Region 3 Worldwide including United States of America (USA) and Canada
Excluded Countries Iran, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Zimbabwe and war-declared countries.

Remember to ensure that the country your visiting is indeed covered under the plan before you leave on that vacation.

How Do I Submit a Claim?

Here are the most important steps to follow when making a claim:

  • Notify RHB Insurance Berhad as soon as you can. They can be reached via telephone, and please make sure to follow up with a proper written statement.
  • File all supporting documents such as invoices, bills, and payment vouchers.
  • Send all supporting documents along with the completed claim form.

Can I Cancel My Policy Can Claim a Refund for RHB Travel Protector Plus Supreme?

Yes, you will be allowed to do so. All you have to do is provide written notice to your insurer.

Once received, your policy can be cancelled right away. Unfortunately, you will not be entitled to a refund.

What are the Major Exclusions?

Do keep these exclusions in mind during your:

a. Suicide or attempted suicide, self-inflicted injuries, self-destruction or any attempt thereat while sane or insane.

b. While participating in any professional sports;

c. While committing or attempting to commit any unlawful act;

d. Childbirth, miscarriage, pregnancy or any complications thereof

e. Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named