RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Annual Travel Protector Advance

Ensure your safety whilst traveling when you have a comprehensive travel protection plan with RHB Insurance. With coverage for Accidental Death, Permanent Disablement, Medical Care and Travel Inconveniences this plan is made to travel with you.

    • Individual
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View

Apply online now for RHB Annual Travel Protector Advance

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  60379653833
  • 24-hour emergency medical assistance
  • RHB Insurance Hotline
  •  1300220007
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 272.64
    Not insured
    Not insured
    Across Asia
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 319.81
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 377.36
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
  • RM 250000 individual
  • RM 250000 individual
  • RM 250000 individual
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 300000 individual
  • RM 300000 individual
  • RM 300000 individual
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

  • RM 500 individual
  • RM 500 individual
  • RM 500 individual
  • Post-Hospitalisation Treatment
  • RM 30000 individual
  • RM 30000 individual
  • RM 30000 individual
  • Compassionate Visitation
  • RM 5000 individual
  • RM 5000 individual
  • RM 5000 individual
  • Child Care

    Need a childminder whilst you're in hospital? No problem

  • RM 10000 individual
  • RM 10000 individual
  • RM 10000 individual
  • Daily Income Benefit (up to 60 days)
  • RM 250 individual
  • RM 250 individual
  • RM 250 individual
  • Home Care Benefit
  • RM 1000 individual
  • RM 1000 individual
  • RM 1000 individual
  • Emergency Medical Evacuation
  • Unlimited individual
  • Unlimited individual
  • Unlimited individual
  • Emergency Medical Repatriation
  • Unlimited individual
  • Unlimited individual
  • Unlimited individual
  • Repatriation of Mortal Remains
  • Unlimited individual
  • Unlimited individual
  • Unlimited individual
  • Child Care Benefit
    Not covered
  • RM 10000 individual
  • Not covered
    Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Personal Luggage and Personal Effects
  • RM 5000 individual
  • RM 5000 individual
  • RM 5000 individual
  • Personal Money
  • RM 5000 individual
  • RM 5000 individual
  • RM 5000 individual
  • Travel Documents
  • RM 5000 individual
  • RM 5000 individual
  • RM 5000 individual
  • Loss Of Laptop
  • RM 1000 individual
  • Not covered
    Not covered
    Luggage Delay (RM200 per 6 hours)
  • RM 1000 individual
  • RM 1000 individual
  • Not covered
    Travel Delay (RM200 per 6 hours)
  • RM 2000 individual
  • RM 2000 individual
  • RM 2000 individual
  • Trip Cancellation
  • RM 20000 individual
  • Not covered
    Not covered
    Trip Curtailment
  • RM 20000 individual
  • RM 20000 individual
  • RM 20000 individual
  • Trip Overbooked (RM500 per 4 hours)
  • RM 1000 individual
  • RM 1000 individual
  • RM 1000 individual
  • Trip Misconnection (RM250 per 6 hours)
  • RM 250 individual
  • RM 250 individual
  • RM 250 individual
  • Travel Postponement
  • RM 2000 individual
  • RM 2000 individual
  • RM 2000 individual
  • Hijacking Inconvenience (RM1,000 per 24 hours)
  • RM 10000 individual
  • RM 10000 individual
  • RM 10000 individual
  • Terrorism

    Cover for terrorism (except chemical, biological or nuclear attacks)

    Missed Departure

    Been left behind thanks to public transport being late? Get money back

  • RM 1000 individual
  • RM 1000 individual
  • RM 1000 individual
  • Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
  • RM 10000 individual
  • RM 10000 individual
  • RM 10000 individual
  • Credit Card Indemnity
  • RM 6000 individual
  • RM 6000 individual
  • RM 6000 individual
  • Personal Liability
  • RM 1000000 individual
  • RM 1000000 individual
  • RM 1000000 individual
  • Travel Re-Route (at least 6 hours)
  • RM 600 individual
  • RM 600 individual
  • RM 600 individual
  • Rental Car Insurance Excess
  • RM 1000 individual
  • RM 1000 individual
  • RM 1000 individual
  • Golf Equipment
  • RM 2500 individual
  • RM 2500 individual
  • RM 2500 individual
  • Ransom Payment As A Result Of Kidnapping & Hostage
  • RM 100000 individual
  • RM 100000 individual
  • RM 100000 individual
  • Loss of Travel Documents
    Not covered
  • RM 5000 individual
  • Not covered
    Loss of Portable Computer
    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Travel Postposement
    Not covered
  • RM 2000 individual
  • Not covered
    Hijacking Inconvenience (RM1000 per 24 hours)
    Not covered
  • RM 10000 individual
  • Not covered
    Luggage Delay RM200 per 6 hours)
    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Requirements

    Are you eligible to apply for this insurance?


    Children Travelling With Family
    Per Child
    At least 31 days of age

    Frequently Asked Questions about RHB Annual Travel Protector Advance

    Things you might want to know

    Why should I buy RHB Annual Travel Protector Advance?

    Get affordable yet comprehensive travel insurance with this RHB Annual Travel Protector Advance plan. It comes with coverage of up to RM300,000 and medical care benefits that will ensure you are protected even in a different country.

    This annual plan will ensure your protection up to a year from the time of purchase, which means you won’t even have to think about purchasing your insurance all the time, if you are a frequent traveller. Simply renew the plan annually and you’re set on the insurance front.

    Who is eligible for this insurance policy?

    For self-purchase, you will need to be over the age of 21 to get this plan, however if you are purchasing this plan for your child, parent, spouse or so on, the rules are a little different. Any child over the age of 31 days can be covered with this protection plan.

    Maximum renewal age for this plan is 80 years of age.

    What are the coverage zones?

    The Supreme Plan covers 3 Regions as classified by RHB Insurance. The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel.

    Regions Countries
    Region 1 Malaysia (East to West or vice versa)
    Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
    Region 2 Worldwide excluding United States of America (USA) and Canada
    Region 3 Worldwide including United States of America (USA) and Canada
    Excluded Countries Iran, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Zimbabwe and war-declared countries.

    Remember to ensure that the country your visiting is indeed covered under the plan before you leave on that vacation.

    How do I submit a claim?

    Here are the most important steps to follow when making a claim:

    • Notify RHB Insurance Berhad as soon as you can. They can be reached via telephone, and please make sure to follow up with a proper written statement.
    • File all supporting documents such as invoices, bills, and payment vouchers.
    • Send all supporting documents along with the completed claim form.

    Can I cancel my policy can claim a refund for RHB Travel Protector Plus Supreme?

    Yes, you will be allowed to do so. All you have to do is provide a written notice to your insurer. Once received, your policy can be cancelled right away. Unfortunately, you will not be entitled to a refund.

    What are the major exclusions?

    Do keep these exclusions in mind during your:

    a. Suicide or attempted suicide, self-inflicted injuries, self destruction or any attempt thereat while sane or insane.

    b. While participating in any professional sports;

    c. While committing or attempting to commit any unlawful act;

    d. Childbirth, miscarriage, pregnancy or any complications thereof

    e. Acquired Immune Deficiency Syndrome ( AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named

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