RHB Annual Travel Protector Supreme

Get covered with comprehensive protection when you travel the world, with RHB Travel Insurance. Guaranteed to ensure you have medical care, regardless of the country your in, this plan is made to journey with you on your travels.

RHB Annual Travel Protector SupremeFree Your Spirit
Personal Accident
up to RM500k
Medical Expenses
up to RM600k
Trip Cancellation
up to RM40k
Travel Delay
Not covered
Lost Baggage
up to RM7.5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  • 24-hour emergency medical assistance
RHB Insurance Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • Macau
  • India
  • Indonesia
  • Japan
  • South Korea
  • Laos
  • Myanmar (Burma)
  • New Zealand
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Bangladesh
  • Vietnam
Worldwide (Area 3)

Excluded Countries:

  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic Republic of Congo
  • North Korea
  • Somalia
  • Sudan
  • South Sudan
  • Zimbabwe
  • War-declared Countries

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividual

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM500k individual
  • RM0 per adult
  • RM0 per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM500k individual
  • RM0 per adult
  • RM0 per child
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM600k individual
  • RM0 per adult
  • RM0 per child
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
  • RM1k individual
  • RM0 per adult
  • RM0 per child
Post-Hospitalisation Treatment
  • RM60k individual
  • RM0 per adult
  • RM0 per child
Compassionate Visitation
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Child Care Benefit
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Daily Income Benefit (up to 60 days)
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Home Care Benefit
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Evacuation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Emergency Medical Repatriation
  • RM - individual
  • RM0 per adult
  • RM0 per child
Repatriation of Mortal Remains
  • RM - individual
  • RM0 per adult
  • RM0 per child
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Personal Money
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Loss of Travel Documents
  • RM7.5k individual
  • RM0 per adult
  • RM0 per child
Loss of Portable Computer
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Luggage Delay (RM200 per 6 hours)
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Travel Delay (RM200 per 6 hours)
  • RM3.6k individual
  • RM0 per adult
  • RM0 per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM40k individual
  • RM0 per adult
  • RM0 per child
Trip Curtailment
  • RM40k individual
  • RM0 per adult
  • RM0 per child
Trip Overbooked (RM500 per 4 hours)
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Trip Misconnection (RM250 per 6 hours)
  • RM500 individual
  • RM0 per adult
  • RM0 per child
Travel Postponement
  • RM3k individual
  • RM0 per adult
  • RM0 per child
Hijacking Inconvenience (RM1,000 per 24 hours)
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Terrorism
Cover for terrorism (except chemical, biological or nuclear attacks)
  • RM - individual
  • RM0 per adult
  • RM0 per child
Missed Departure
Been left behind thanks to public transport being late? Get money back
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
  • RM20k individual
  • RM0 per adult
  • RM0 per child
Credit Card Indemnity
  • RM10k individual
  • RM0 per adult
  • RM0 per child
Personal Liability
  • RM1m individual
  • RM0 per adult
  • RM0 per child
Travel Re-Route (at least 6 hours)
  • RM1.2k individual
  • RM0 per adult
  • RM0 per child
Rental Car Insurance Excess
  • RM2k individual
  • RM0 per adult
  • RM0 per child
Golf Equipment
  • RM5k individual
  • RM0 per adult
  • RM0 per child
Ransom Payment As A Result Of Kidnapping & Hostage
  • RM200k individual
  • RM0 per adult
  • RM0 per child

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Children Travelling With Family Per Child
   Between 31 days and 80 years of age

More Information

Why Should I Buy RHB Annual Travel Protector Supreme?

With a maximum coverage of RM500,000 for both Accidental Death and Permanent Disablement, the RHB Annual Travel Protector Supreme, is one of the most extensive and comprehensive travel protection plans available for both international travel and domestic trips. 

Ensure your safety with this plan that gives you both care and protection with not just coverage for travel inconveniences but coverage for medical care as well.

Purchase this plan for your whole family and know that even if you forget, RHB Insurance has got you covered, with this plan that lasts all year.

Pay once for full annual coverage with no prompting.

Who is Eligible for This Insurance Policy?

Of course, if you are purchasing this protection plan for yourself, you will need to be over the legal age of 21. 

However, if you are purchasing this plan for your family, or kids, they will need to be over the age of 31 days to be eligible for this plan. 

Remember that the plan covers you both domestically and internationally when you travel until your 80th birthday, which is the maximum age for renewal of this plan.

What are the Coverage Zones?

The Supreme Plan covers 3 Regions as classified by RHB Insurance. 

The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel. 

Please ensure the country you're planning on visiting is included in the list below to ensure you get the coverage you need.

Regions Countries
Region 1 Malaysia (East to West or vice versa)
Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
Region 2 Worldwide excluding United States of America (USA) and Canada
Region 3 Worldwide including United States of America (USA) and Canada
Excluded Countries Iran, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Zimbabwe and war-declared countries.

How Do I Submit a Claim?

Here are the most important steps to follow when making a claim:

  • Notify RHB Insurance Berhad as soon as you can. They can be reached via telephone, and please make sure to follow up with a proper written statement.
  • File all supporting documents such as invoices, bills, and payment vouchers.
  • Send all supporting documents along with the completed claim form.

Can I Cancel My Policy Can Claim a Refund for RHB Travel Protector Plus Supreme?

Yes, you will be allowed to do so. All you have to do is provide written notice to your insurer. 

Once received, your policy can be cancelled right away. Unfortunately, you will not be entitled to a refund.

What are the Major Exclusions?

Do keep these exclusions in mind during your:

a. Suicide or attempted suicide, self-inflicted injuries, self-destruction or any attempt thereat while sane or insane.

b. While participating in any professional sports;

c. While committing or attempting to commit any unlawful act;

d. Childbirth, miscarriage, pregnancy or any complications thereof

e. Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named