Why should I buy RHB Annual Travel Protector Supreme?
With a maximum coverage of RM500,000 for both Accidental Death and Permanent Disablement, the RHB Annual Travel Protector Supreme, is one of the most extensive and comprehensive travel protection plans available for both international travel and domestic trips. Ensure your safety with this plan that gives you both care and protection with not just coverage for travel inconveniences but coverage for medical care as well.
Purchase this plan for your whole family and know that even if you forget, RHB Insurance has got you covered, with this plan that lasts all year. Pay once for full annual coverage with no prompting.
Who is eligible for this insurance policy?
Of course, if you are purchasing this protection plan for yourself, you will need to be over the legal age of 21. However, if you are purchasing this plan for your family, or kids, they will need to be over the age of 31 days to be eligible for this plan. Remember that the plan covers you both domestically and internationally when your travel until your 80th birthday, which is the maximum age for renewal of this plan.
What are the coverage zones?
The Supreme Plan covers 3 Regions as classified by RHB Insurance. The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel. Please ensure the country you're planning on visiting is included in the list below to ensure you get the coverage you need.
|Region 1||Malaysia (East to West or vice versa) |
Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
|Region 2||Worldwide excluding United States of America (USA) and Canada|
|Region 3||Worldwide including United States of America (USA) and Canada|
|Excluded Countries||Iran, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Zimbabwe and war-declared countries.|
How do I submit a claim?
Here are the most important steps to follow when making a claim:
- Notify RHB Insurance Berhad as soon as you can. They can be reached via telephone, and please make sure to follow up with a proper written statement.
- File all supporting documents such as invoices, bills, and payment vouchers.
- Send all supporting documents along with the completed claim form.
Can I cancel my policy can claim a refund for RHB Travel Protector Plus Supreme?
Yes, you will be allowed to do so. All you have to do is provide a written notice to your insurer. Once received, your policy can be cancelled right away. Unfortunately, you will not be entitled to a refund.
What are the major exclusions?
Do keep these exclusions in mind during your:
a. Suicide or attempted suicide, self-inflicted injuries, self-destruction or any attempt thereat while sane or insane.
b. While participating in any professional sports;
c. While committing or attempting to commit any unlawful act;
d. Childbirth, miscarriage, pregnancy or any complications thereof
e. Acquired Immune Deficiency Syndrome ( AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named