RHB Travel Protector Plus Advance

Enjoy extensive protection with Travel Protector Plus, a Personal Accident Plan that provides compensation for accidental death, medical expenses and travel inconveniences during your trip.

RHB Travel Protector Plus AdvanceRM200k PA Coverage
Personal Accident
up to RM200k
Medical Expenses
up to RM200k
Trip Cancellation
up to RM20k
Travel Delay
up to RM3.6k
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

RHB Insurance Hotline

Regions Covered

Which regions are covered by this plan?

Domestic (Area 1)

Includes West and East Malaysia

Asia (Area 2)

Included Countries:

  • Malaysia
  • Singapore
  • Thailand
  • Indonesia
  • Brunei
  • Vietnam
  • Philippines
  • Myanmar
  • Cambodia
  • Laos
  • China
  • India
  • South Korea
  • Japan
  • Nepal
  • Taiwan
  • Hong Kong
  • Macau
Worldwide (Area 3)

Excluded Countries:

  • Iran
  • Syria
  • Belarus
  • Cuba
  • Democratic Republic of Congo
  • North Korea
  • Somalia
  • Sudan
  • South Sudan
  • Zimbabwe
  • War-declared Countries

Premiums

How much must I pay to be insured during my travels?

Premiums for Domestic (Area 1)
PlanIndividualCoupleFamily

Coverage

What can I claim from this insurance policy?

Personal AccidentDomestic (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
Not covered
Loss of Limbs or Sight
Injury that prevents you from ever working again
Not covered
Permanent Disability
An accident that leaves you unable to work or care for your family
Not covered
Medical RelatedDomestic (Area 1)
Medical Expenses
Cover for hospital charges related to accident and injury
Not covered
Follow-up Treatment
Not covered
Child Care Benefit
Not covered
Compassionate Visitation
Not covered
Daily Hospital Income
Not covered
Daily Hospital ICU Income
Not covered
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
Not covered
Emergency Medical Evacuation
Not covered
Emergency Medical Repatriation
Not covered
Funeral Expenses
Don't get buried in debt by the cost of a funeral
Not covered
Travel InconvenienceDomestic (Area 1)
Loss or Damage of Personal Property and Baggage
Not covered
Loss or Damage to Notebook Computer
Not covered
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
Not covered
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
Not covered
Loss of Travel Documents
Not covered
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
Not covered
Trip Curtailment
Not covered
Travel Delay
Get compensated for late arrival at your holiday destination
Not covered
Missed Departure
Been left behind thanks to public transport being late? Get money back
Not covered
Personal Liability
Not covered
Hijacking
Get covered for every travellers worst nightmare
Not covered
Travel Overbooked
Not covered
Travel Postponement
Not covered
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
Not covered
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
Not covered
Credit Card Indemnity
Not covered
Home Care
Loss or damage to your home and contents when you are away
Not covered
Terrorism
Cover for terrorism (except chemical, biological or nuclear attacks)
Not covered

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip For IndividualsFor Insured and SpouseFor Families
   Between 19 and 80 years of ageBetween 19 and 80 years of ageBetween 15 days and 80 years of age
Children Travelling With Family Per Child
   Between 15 days and 23 years of age

More Information

All About RHB Travel Protector Plus Advance Travel Insurance

This is a personal accident plan that provides compensation for accidental death, bodily injury or illness and travel inconveniences during your trip.

This product is available for domestic (only for East Malaysia to West Malaysia and vice versa) and overseas traveling. 

This product can be purchased by an Individual, Individual and spouse, and also by an individual for his or her family.

RHB's Travel Protector Plus Advance is the sweet spot between the Domestic and Supreme plan, providing you with additional benefits such as reimbursement for loss of personal money and travel documents not available with the RHB Travel Protector Plus Domestic.

Who is eligible for this travel insurance policy?

This product is available for children aged between 15 days up to 19 years old. 

Children coverage can be extended up to the age of 23 if they are still studying, unmarried and unemployed. 

For adult coverage, you must be at least 19 to 80 years at the time of application for RHB Travel Protector Plus Advance.

What are the coverage zones?

The Advance Plan covers 3 Regions as classified by RHB Insurance. 

The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel.

Regions                      Countries
Domestic (Inbound) Malaysia Only
Region 1(a) Malaysia (East to West or vice versa)
Region 1(b) Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
Region 2 Worldwide excluding the United States of America (USA) and Canada
Region 3 Worldwide including the United States of America (USA) and Canada
Excluded Countries  Israel and war-declared countries 

How do I submit a claim to RHB Insurance?

There are a few steps to follow to make a successful insurance claim:

  • Notify an RHB Insurance Berhad officer as soon as possible. They can be reached via telephone, but it is advised to follow up with a written statement.
  • Collect all information and documents to support your claims such as invoices, bills, and payment vouchers.
  • Send all supporting documents together with your completed claim form.

Can I cancel my policy can claim a refund?

As the policyholder, you can cancel your policy anytime by providing the company a written notice. 

Your cancellation will become effective on the date RHB Insurance Berhad receives your notice or the date specified in the written notice, whichever is earlier. 

But most important of all, there will be no premium refund once you cancel your cover.

What are the major exclusions of this travel insurance?

Below are the major exceptions that everyone should know:

a. Suicide or attempted suicide, self-inflicted injuries, self-destruction or any attempt thereat while sane or insane.

b. While participating in any professional sports;

c. While committing or attempting to commit any unlawful act;

d. Childbirth, miscarriage, pregnancy or any complications thereof

e. Acquired Immune Deficiency Syndrome (AIDS) or AIDS-Related Complex (ARC) however this syndrome has been acquired or may be named