RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Travel Protector Plus Advance

Enjoy extensive protection with Travel Protector Plus, a Personal Accident Plan that provides compensation for accidental death, medical expenses and travel inconveniences during your trip.

    • Individual
    • Insured and Spouse
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • View

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Contact Info

Who do I contact for any inquiries?

RHB Insurance Hotline
  •  1300220007
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 28.62
    RM 47.70
    RM 61.48
    6 - 10 days
    RM 42.40
    RM 75.26
    RM 97.52
    11 - 15 days
    RM 57.24
    RM 102.82
    RM 135.68
    16 - 20 days
    RM 72.08
    RM 129.32
    RM 170.66
    21 - 31 days
    RM 93.28
    RM 170.66
    RM 225.78
    Additional Week
    RM 20.14
    RM 31.80
    RM 41.34
    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 27.00
    RM 45.00
    RM 58.00
    6 - 10 days
    RM 40.00
    RM 71.00
    RM 92.00
    11 - 15 days
    RM 54.00
    RM 97.00
    RM 128.00
    16 - 20 days
    RM 68.00
    RM 122.00
    RM 161.00
    21 - 31 days
    RM 88.00
    RM 161.00
    RM 213.00
    Additional Week
    RM 19.00
    RM 30.00
    RM 39.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 45.00
    RM 78.00
    RM 103.00
    6 - 10 days
    RM 69.00
    RM 123.00
    RM 162.00
    11 - 15 days
    RM 94.00
    RM 170.00
    RM 225.00
    16 - 20 days
    RM 117.00
    RM 215.00
    RM 285.00
    21 - 31 days
    RM 154.00
    RM 284.00
    RM 373.00
    Additional Week
    RM 30.00
    RM 50.00
    RM 66.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

  • RM 100000
  • RM 200000
  • RM 200000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 20000
  • RM 200000
  • RM 200000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

  • RM 30000
  • RM 30000
  • RM 30000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 1000
  • RM 5000
  • RM 5000
  • Hospital Confinement Allowance
  • RM 6000
  • RM 7500
  • RM 7500
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

  • RM 250
  • RM 500
  • RM 500
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

  • RM 1000000
  • RM 5000000
  • RM 5000000
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

  • RM 5000
  • RM 5000
  • RM 5000
  • Hospital ICU Fees

    One less thing to worry about when you are fighting for your life

    Not covered
  • RM 7500
  • RM 7500
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 1000
  • RM 5000
  • RM 5000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 600
  • RM 800
  • RM 800
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 2000
  • RM 20000
  • RM 20000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 1000
  • RM 3600
  • RM 3600
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

  • RM 1000
  • RM 2000
  • RM 2000
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

  • RM 1000000
  • RM 1000000
  • RM 1000000
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 3000
  • RM 3000
  • RM 3000
  • Travel Agent Bankruptcy

    Get your money back and find a new travel agent for your next holiday

  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 250
  • RM 500
  • RM 500
  • Outstanding Credit Card Expenses

    Get your card debt cleared if you die or become disabled

  • RM 3000
  • RM 6000
  • RM 6000
  • Terrorism

    Cover for terrorism (except chemical, biological or nuclear attacks)

  • RM 1000000
  • RM 1000000
  • RM 1000000
  • Loss of Passport

    Cover for the theft of your vital travel documents

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 500
  • RM 500
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 20000
  • RM 20000
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

    Not covered
  • RM 2000
  • RM 2000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 19 and 80 years of age
    For Insured and Spouse
    Between 19 and 80 years of age
    For Families
    Between 15 days and 80 years of age

    Children Travelling With Family
    Per Child
    Between 15 days and 23 years of age

    Frequently Asked Questions about RHB Travel Protector Plus Advance

    Things you might want to know

    What's special about RHB Travel Protector Plus Advance?

    This is a personal accident plan that provides compensation for accidental death, bodily injury or illness and travel inconveniences during your trip. This product is available for domestic (only for East Malaysia to West Malaysia and vice versa) and overseas traveling. This product can be purchased by an Individual, Individual and spouse, and also by an individual for his or her family.

    RHB's Travel Protector Plus Advance is the sweet spot between the Domestic and Supreme plan, providing you with additional benefits such as reimbursement for loss of personal money and travel documents not available with the RHB Travel Protector Plus Domestic.

    Who is eligible for this insurance policy?

    This product is available for children aged between 15 days up to 19 years old. Children coverage can extended up to age of 23 if they are still studying, unmarried and unemployed. For adult coverage, you must be at least 19 to 80 years at the time of application for RHB Travel Protector Plus Advance.

    What are the coverage zones?

    The Advance Plan covers 3 Regions as classified by RHB Insurance. The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel.

    Regions                      Countries
    Domestic (Inbound) Malaysia Only
    Region 1(a) Malaysia (East to West or vice versa)
    Region 1(b) Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam
    Region 2 Worldwide excluding United States of America (USA) and Canada
    Region 3 Worldwide including United States of America (USA) and Canada
    Excluded Countries  Israel and war-declared countries 

    How do I submit a claim?

    There are a few steps to follow to make a successful insurance claim:

    • Notify a RHB Insurance Berhad officer as soon as possible. They can be reached via telephone, but it is advised to follow up with a written statement.
    • Collect all information and documents to support your claim such as invoices, bills, and payment vouchers.
    • Send all supporting documents together with your completed claim form.

    Can I cancel my policy can claim a refund?

    As the policyholder, you can cancel your policy anytime by providing the company a written notice. Your cancellation will become effective on the date RHB Insurance Berhad receives your notice, or the date specified in the written notice, whichever is earlier. But most important of all, there will be no premium refund once you cancel your cover.

    What are the major exclusions?

    Below are the major exceptions that everyone should know:

    a. Suicide or attempted suicide, self-inflicted injuries, self destruction or any attempt thereat while sane or insane.

    b. While participating in any professional sports;

    c. While committing or attempting to commit any unlawful act;

    d. Childbirth, miscarriage, pregnancy or any complications thereof

    e. Acquired Immune Deficiency Syndrome ( AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named

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