Why should I buy RHB Travel Protector Plus Supreme?
RHB Travel Protector Plus Supreme provides the highest coverage amount compared to the Domestic and Advance packages. Here, you will receive a maximum of RM300,000 for accidental death, and up to RM10 million for emergency medical evacuation and repatriation - that's seven zeroes!
Other than that, this insurance policy will allow you to claim for accidental death, bodily injury or illness and travel inconveniences such as baggage and flight delays during your overseas travel or trip to East Malaysia or West Malaysia. You can buy this policy for yourself, together with your spouse, or include the whole family!
Who is eligible for this insurance policy?
Those as young as 15 days old can be insured with RHB's Travel Protector Plus Supreme. Children will cease to be insured under the family plan when they reach the age of 19, or 23 if they are currently still studying, unemployed, and not married. To be insured as an adult, you will have to be between 19 to 80 years old during enrollment.
What are the coverage zones?
The Supreme Plan covers 3 Regions as classified by RHB Insurance. The following table explains how the Regions for Domestic, Asia, and Worldwide are broken up; Premium rates for this plan is also based on the selected Region of travel.
|Domestic (Inbound)||Malaysia Only|
|Region 1(a)||Malaysia (East to West or vice versa)|
|Region 1(b)||Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Myanmar (Burma), Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam|
|Region 2||Worldwide excluding United States of America (USA) and Canada|
|Region 3||Worldwide including United States of America (USA) and Canada|
|Excluded Countries||Israel and war-declared countries|
How do I submit a claim?
Here are the most important steps to follow when making a claim:
- Notify RHB Insurance Berhad as soon as you can. They can be reached via telephone, and please make sure to follow up with a proper written statement.
- File all supporting documents such as invoices, bills, and payment vouchers.
- Send all supporting documents along with the completed claim form.
Can I cancel my policy can claim a refund for RHB Travel Protector Plus Supreme?
Yes, you will be allowed to do so. All you have to do is provide a written notice to your insurer. Once received, your policy can be cancelled right away. Unfortunately, you will not be entitled to a refund.
What are the major exclusions?
Do keep these exclusions in mind during your:
a. Suicide or attempted suicide, self-inflicted injuries, self destruction or any attempt thereat while sane or insane.
b. While participating in any professional sports;
c. While committing or attempting to commit any unlawful act;
d. Childbirth, miscarriage, pregnancy or any complications thereof
e. Acquired Immune Deficiency Syndrome ( AIDS) or AIDS Related Complex (ARC) however this syndrome has been acquired or may be named