What is the Berjaya SOMPO TravelSafe+ About?
The Berjaya SOMPO TravelSafe+ is an insurance plan offered by Berjaya Sompo Insurance Berhad.
In the event of bodily injury, disability or death caused solely by violent, accidental, external and visible means during the trip, the policy provides compensation to people travelling abroad and domestically.
The SOMPO TravelSafe+ offer 3 different plan - Elite A, Elite B and Elite C for individuals and family.
What are the Main Benefits of This Travel Insurance Policy?
SOMPO TravelSafe+ offers a suite of benefits designed to protect travelers from a variety of unforeseen events. The policy provides coverage for medical emergencies, including medical and hospitalization expenses, as well as emergency medical evacuation and repatriation.
It also includes personal accident benefits, offering compensation for accidental death or permanent disablement. The plan addresses travel inconveniences by providing benefits for travel delays, missed departures, and baggage issues, such as delays or loss of baggage and personal effects.
A key feature of the policy is its coverage for certain losses related to a COVID-19 diagnosis, which includes medical expenses and quarantine costs. The benefits and coverage limits vary depending on the chosen plan tier, with options available for both single-trip and annual policies.
Who Can be Insured?
All Malaysian citizens, Permanent Residents, Employment Pass / Work Permit Holders legally employed in Malaysia along with their spouse and children are eligible to apply for coverage.
What are the Coverage Areas?
Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, within Malaysia, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.
Area 2: Worldwide excluding USA and Canada.
Area 3: Worldwide including USA and Canada.
Excluded Countries: Belarus, Cuba, Democratic Republic of Congo, Iran, North Korea, Somalia, Sudan, Syria and Zimbabwe.
Does This Cover Travel within Malaysia?
Yes, travel within Malaysia is covered. Do note that for travel within Malaysia, your coverage benefit will follow the column “Malaysia”.
For travel from East Malaysia to West Malaysia and vice versa, your coverage benefit will follow the column “Asia”.
How Do I Make the Payment for the Purchase of the Policy?
Payment for the premium must be paid before coverage can be granted.
The payment can be made by cash, credit card or cheque, and you should insist on a receipt as proof of payment made and for future reference if you need to file for claims.
How Do I Make a Claim?
In case of any injury, accident, loss or damage that incur claimable expenses, you will need to give written notice to Berjaya Sompo within 30 days of the incident, stating the full details of the event, including all original bills and receipts.
Can I Renew My Policy?
If you have purchased the Annual Cover plan, the anniversary of the policy will be exactly one year after the effective date of your current policy.
On each anniversary, the policy will be renewable at the premium rates in effect at that particular time as notified by Berjaya Sompo.
If the premium rate will be increased, a notice of 30 days will be given by the company.
If you wish to upgrade to a higher plan with better benefits, you can only do so on renewal and is subject to the approval by Berjaya Sompo.
Can I Cancel My Policy?
You’ll need to give written notice to Berjaya Sompo Insurance Berhad informing the company of your intention to cancel the policy.
However, the premium will not be refunded to you once the policy has been issued.
