Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Basic Plan)

Ensure your safety and protection plans are in place when you make a Hajj and/or Umrah trip for enlightenment. Take your whole family with you on this journey under the care of Takaful IKHLAS.

    • Islamic
    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Basic Plan)

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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline
  •  60327239696
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 14 days
    RM 35.50
    Not insured
    RM 68.50
    15 - 22 days
    RM 66.50
    Not insured
    RM 121.50
    22 - days
    RM 102.00
    Not insured
    Not insured
    23 - days
    Not insured
    Not insured
    RM 176.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 14 days
    RM 35.50
    Not insured
    RM 68.50
    15 - 22 days
    RM 66.50
    Not insured
    RM 121.50
    22 - days
    RM 102.00
    Not insured
    Not insured
    23 - days
    Not insured
    Not insured
    RM 176.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • Funeral Expenses
    Not covered
  • RM 1000
  • RM 1000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 1000 per adult
  • RM 500 per child
  • RM 1000 per adult
  • RM 500 per child
  • Emergency Medical Evacuation
    Not covered
  • RM 2000
  • RM 2000
  • Repatriation of Mortal Remains
    Not covered
  • RM 2000
  • RM 2000
  • Compassionate Visitation
    Not covered
  • RM 1000
  • RM 1000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Travel Documents
    Not covered
  • RM 300
  • RM 300
  • Badal Haji (for Muslim only)
    Not covered
  • RM 2500 individual
  • RM 2500 individual
  • Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
    Not covered
  • RM 4500
  • RM 4500
  • Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 150 individual
  • RM 250 family
  • RM 150 individual
  • RM 250 family
  • Qurban (for Muslim only)
    Not covered
  • RM 750
  • RM 750
  • Loss Of Deposit Due To Insolvency Of Airlines
    Not covered
  • RM 4500
  • RM 4500
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 80 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 21 years of age

    Frequently Asked Questions about Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Basic Plan)

    Things you might want to know

    What is Takaful IKHLAS Kembara Hajj and Umrah Takaful (Basic Plan)?

    This is shariah-compliant travel insurance created by Takaful Ikhlas, aimed to provide you with the necessary protection against when you decide to make your pilgrimage for Hajj and Umrah.

    Takaful IKHLAS Kembara Hajj and Umrah Takaful (Basic Plan) is specifically created for both your travel and safety during your pilgrimage and provides compensation in the event of injuries, total and permanent disability, or death. 

    There are 3 plans in total; Basic Plan, Intermediate Plan, and Premium Plan. Each Takaful Ikhlas plan comes with a different level of coverage and premiums.

    For illustration purposes, the Tables above display the coverage and premiums for the Basic Plan.

    Who is Eligible to Apply for This Travel Insurance?

    Anyone over the age of 18 is eligible for enrollment in this travel insurance plan. 

    If you are traveling as a family, the age constraints for your children are between 30 days and 21 years of age. 

    Coverage will extend to the maximum age of 80 years old.

    What are the Benefits of This Takaful Ikhlas Travel Insurance?

    The table above is a representation of benefits offered with the Premium plan. 

    However, you will also receive additional coverage for Reimbursement of Deposit or Full Payment if Air Tickets or Tour Packages due to the liquidation of the Agency provided it is within 3 months of purchase.

    Some of the special benefits included in Takaful IKHLAS Kembara Hajj and Umrah Takaful (Basic Plan) are coverages for Badal Haji, Wakaf Services and Qurban Services.

    All three benefits are available in all three plans.

    How Long Can My Takaful Ikhlas Policy Protect Me?

    The Takaful Ikhlas travel insurance policy will protect you up to 31 days or the length of your pilgrimage. 

    It is a single trip plan so you may choose to either purchase the plan for up to 14 days, up to 22 days or more than 23 days.

    What are the Fees and Charges?

    All usual insurance fees and charges apply as stated in the Fees section above. 

    However, there is one additional Takaful Management Expense charge which will amount to 35% of your Takaful Contribution.

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