Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

You've been waiting for the Hajj or Umrah to come, make sure that your religious trip is protected with Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah.

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)
Personal Accident
up to RM20k
Medical Expenses
Not covered
Trip Cancellation
Not covered
Travel Delay
Not covered
Lost Baggage
Not covered
Cashless Medical Care
Not covered
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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline

Regions Covered

Which regions are covered by this plan?

Worldwide (Area 2)

Included Countries:

  • Saudi Arabia

Excluded Countries:

  • All other Countries but Saudi Arabia


How much must I pay to be insured during my travels?

Premiums for Worldwide (Area 2)


What can I claim from this insurance policy?

Personal AccidentWorldwide (Area 2)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM20k individual
  • RM20k per adult
  • RM5k per child
  • RM - family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM20k individual
  • RM20k per adult
  • RM5k per child
  • RM - family
Funeral Expenses
RM1k for all
Medical RelatedWorldwide (Area 2)

  • RM - individual
  • RM5k per adult
  • RM2.5k per child
Emergency Medical Evacuation
RM2k for all
Repatriation of Mortal Remains
RM2k for all
Compassionate Visitation
RM1k for all
Travel InconvenienceWorldwide (Area 2)
Badal Haji (for Muslim only)
RM2.5k for all
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
RM4.5k for all
Loss of Luggage and Personal Belongings
You might arrive safely at your destination, but will your suitcase?
  • RM150 individual
  • RM0 per adult
  • RM0 per child
  • RM250 family
Qurban (for Muslim only)
RM750 for all
Loss of Travel Documents
RM300 for all
Loss Of Deposit Due To Insolvency Of Airlines
RM4.5k for all

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For Individuals
   Between 18 and 80 years of age
Children Travelling With Family Per Child
   Between 30 days and 21 years of age

More Information

About Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

Besides preparing your heart and mind for the religious Hajj or Umrah trip, remember to get a health and financial protection in case unpleasant things happen during your trip. 

The Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) is shariah-compliant travel insurance created by Takaful Ikhlas.

With this Takaful Ikhlas travel insurance, you'll get personal accident, medical-related and travel inconvenience coverages such as accidental death or permanent disablement, medical expenses, Badal Haji, Wakaf and Qurban services. 

Travel Insurance That Protects You Against Hajj & Umrah Scam

You read about the news - people get scammed by travel agents who offered an affordable pilgrimage trip then run away with the money. 

It could happen to you, but worry not! Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) will protect you from further financial damage. 

The "Reimbursement of Deposit or Full Payment of Air Tickets or Tour Packages due to the liquidation of Agency" coverage will pay you a maximum amount of RM4,500 should this happen to you. 

Please take note that this travel insurance coverage is only effective within 3 months from date of purchase.

Let Takaful IKHLAS Protect You and Your Family

The Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) is available for individual and family*.

  • Individual Plan starts from RM41
  • Family Plan starts from RM79

*Family - father, mother, and 3 children

Anyone aged 18-80 years old can apply. For the Family Plan, the maximum age of the child is 21 years old. 

Takaful IKHLAS Protection Period

This Takaful Ikhlas travel insurance can protect you from 1-14 days, 15-22 days, and more than 23 days. 

Either it's a short pilgrimage trip or combined with a holiday, you can have peace of mind with Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan).

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