Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

You've been waiting for the Hajj or Umrah to come, make sure that your religious trip is protected with Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah.

    • Islamic
    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline
  •  60327239696
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 14 days
    RM 41.00
    Not insured
    RM 79.00
    15 - 22 days
    RM 76.50
    Not insured
    RM 140.50
    23 - 117 days
    Not insured
    Not insured
    RM 203.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 14 days
    RM 41.00
    Not insured
    RM 79.00
    15 - 22 days
    RM 76.50
    Not insured
    RM 140.50
    23 - 117 days
    Not insured
    Not insured
    RM 203.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • Funeral Expenses
    Not covered
  • RM 1000
  • RM 1000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Not covered
  • RM 5000 per adult
  • RM 2500 per child
  • RM 5000 per adult
  • RM 2500 per child
  • Emergency Medical Evacuation
    Not covered
  • RM 2000
  • RM 2000
  • Repatriation of Mortal Remains
    Not covered
  • RM 2000
  • RM 2000
  • Compassionate Visitation
    Not covered
  • RM 1000
  • RM 1000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Badal Haji (for Muslim only)
    Not covered
  • RM 2500
  • RM 2500
  • Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
    Not covered
  • RM 4500
  • RM 4500
  • Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 150 individual
  • RM 250 family
  • RM 150 individual
  • RM 250 family
  • Qurban (for Muslim only)
    Not covered
  • RM 750
  • RM 750
  • Loss of Travel Documents
    Not covered
  • RM 300
  • RM 300
  • Loss Of Deposit Due To Insolvency Of Airlines
    Not covered
  • RM 4500
  • RM 4500
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 80 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 21 years of age

    Frequently Asked Questions about Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

    Things you might want to know

    About Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan)

    Besides preparing your heart and mind for the religious Hajj or Umrah trip, remember to get a health and financial protection in case unpleasant things happen during your trip. 

    The Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) is shariah-compliant travel insurance created by Takaful Ikhlas.

    With this Takaful Ikhlas travel insurance, you'll get personal accident, medical-related and travel inconvenience coverages such as accidental death or permanent disablement, medical expenses, Badal Haji, Wakaf and Qurban services. 

    Travel Insurance That Protects You Against Hajj & Umrah Scam

    You read about the news - people get scammed by travel agents who offered an affordable pilgrimage trip then run away with the money. 

    It could happen to you, but worry not! Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) will protect you from further financial damage. 

    The "Reimbursement of Deposit or Full Payment of Air Tickets or Tour Packages due to the liquidation of Agency" coverage will pay you a maximum amount of RM4,500 should this happen to you. 

    Please take note that this travel insurance coverage is only effective within 3 months from date of purchase.

    Let Takaful IKHLAS Protect You and Your Family

    The Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan) is available for individual and family*.

    • Individual Plan starts from RM41
    • Family Plan starts from RM79

    *Family - father, mother, and 3 children

    Anyone aged 18-80 years old can apply. For the Family Plan, the maximum age of the child is 21 years old. 

    Takaful IKHLAS Protection Period

    This Takaful Ikhlas travel insurance can protect you from 1-14 days, 15-22 days, and more than 23 days. 

    Either it's a short pilgrimage trip or combined with a holiday, you can have peace of mind with Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Intermediate Plan).

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