Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Premium Plan)

Let Takaful IKHLAS protect you and your family during your Hajj or Umrah trip. With Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah travel insurance, you can focus on what's important of your special trip.

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Premium Plan)
Personal Accident
up to RM20k
Medical Expenses
up to RM10k
Trip Cancellation
Not covered
Travel Delay
Not covered
Lost Baggage
Not covered
Cashless Medical Care
Not covered
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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline

Regions Covered

Which regions are covered by this plan?

Worldwide (Area 2)

Included Countries:

  • Saudi Arabia

Excluded Countries:

  • All other Countries but Saudi Arabia


How much must I pay to be insured during my travels?

Premiums for Worldwide (Area 2)


What can I claim from this insurance policy?

Personal AccidentWorldwide (Area 2)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM20k individual
  • RM20k per adult
  • RM5k per child
  • RM - family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM20k individual
  • RM20k per adult
  • RM5k per child
  • RM - family
Funeral Expenses
RM1k for all
Medical RelatedWorldwide (Area 2)
Medical Expenses
Cover for hospital charges related to accident and injury
  • RM - all
  • RM10k per adult
  • RM5k per child
Emergency Medical Evacuation
RM3k for all
Repatriation of Mortal Remains
RM3k for all
Compassionate Visitation
RM1k for all
Travel InconvenienceWorldwide (Area 2)
Loss of Travel Documents
RM300 for all
Badal Haji (for Muslim only)
RM2.5k for all
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
RM4.5k for all
Loss Of Deposit Due To Insolvency Of Airlines
RM4.5k for all
Loss of Luggage and Personal Belongings
You might arrive safely at your destination, but will your suitcase?
  • RM150 individual
  • RM0 per adult
  • RM0 per child
  • RM250 family
Qurban (for Muslim only)
RM750 for all

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For Individuals
   At least 18 years of age80 days of age
Children Travelling With Family Per Child
   Between 30 days and 21 years of age

More Information

About Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Premium Plan)

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Premium Plan) is shariah-compliant travel insurance specifically created by Takaful Ikhlas to protect you during your pilgrimage trip. 

It gives you financial protection of personal accidents, medical-related and travel inconvenience. 

Furthermore, this Takaful Ikhlas travel insurance also gives you coverage for Badal Haji, Wakaf service and Qurban Service!

The travel insurance is available in 3 plans: Basic Plan, Intermediate Plan, and Premium Plan. 

The tables above display the coverages and premiums for the Premium Plan, giving you and your family the best financial protection compared to the other plans. 

The price for Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah (Premium Plan) starts from RM47.50 for individual and RM92.50 for family.

Am I Eligible for This Travel Insurance?

Here's what you need to know:

  • Individual - aged 18 to 80 years old
  • Family - aged 18 to 80 years old (adult), aged 30 days to 21 years old (children)

Please take note that the Family Plan covers 2 adults and 3 children.

What are the Coverages of This Takaful Ikhlas Travel Insurance?

This Takaful Ikhlas travel insurance offers you personal accident, medical-related and travel inconvenience coverages.

Some of the incidents that are covered by this travel insurance are accidental death, permanent disablement, medical expenses, emergency medical evacuation, loss of travel documents and loss of baggage.

Considering the intention of your trip, Takaful Ikhlas also offers Hajj & Umrah-related coverages like Badal Haji, Wakaf service and Qurban service.

Can I Cancel the Travel Insurance Certificate?

Yes, you can, by giving written notice to Takaful Ikhlas. 

When you cancel your Takaful Ikhlas travel insurance, you're entitled to a refund of the pro-rata contribution for the unexpired period of cover. 

Please take note that should there's a claim under the Takaful Certificate, no refund of contribution is allowed.

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