Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah

Ensure your safety and protection plans are in place when you make a Hajj and/or Umrah trip for enlightenment. Take your whole family with you on this journey under the care of Takaful IKHLAS.

    • Islamic
    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • None
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline
  •  60327239696
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 14 days
    RM 47.50
    Not insured
    RM 92.50
    15 - 22 days
    RM 88.50
    Not insured
    RM 163.50
    23 - days
    RM 135.50
    Not insured
    RM 237.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
    Not covered
  • RM 20000 individual
  • RM 20000 per adult
  • RM 5000 per child
  • Not covered
    Funeral Expenses
    Not covered
  • RM 1000 individual
  • Not covered
    Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 10000 individual
  • Not covered
    Emergency Medical Evacuation
    Not covered
  • RM 3000 individual
  • Not covered
    Repatriation of Mortal Remains
    Not covered
  • RM 3000 individual
  • Not covered
    Compassionate Visitation
    Not covered
  • RM 1000 individual
  • Not covered
    Badal Haji
    Not covered
  • RM 2500 individual
  • Not covered
    Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Travel Documents
    Not covered
  • RM 300 individual
  • Not covered
    Loss of Luggage
    Not covered
  • RM 250 individual
  • Not covered
    Wakaf Services
    Not covered
  • Unlimited individual
  • Not covered
    Qurban Services
    Not covered
  • RM 750 individual
  • Not covered

    Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 80 years of age


    Children Travelling With Family
    Per Child
    Between 30 days and 21 years of age

    Frequently Asked Questions about Takaful IKHLAS Kembara Plus Takaful-Hajj & Umrah

    Things you might want to know

    What is Takaful Ikhlas Kembara Hajj and Umrah Takaful?

    This is shariah-compliant travel insurance created by Takaful Ikhlas, aimed to provide you with the necessary protection against when you decide to make your pilgrimage for Hajj and Umrah. 

    The plan is specifically created for both your travel and safety during your pilgrimage and provides compensation in the event of injuries, total and permanent disability, or death. There are 3 plans in total; Basic Plan, Intermediate Plan, and Premium Plan. Each plan comes with a different level of coverage and premiums. 

    For illustration purposes the Tables above display the coverage and premiums for the Premium Plan.

    Who is eligible to apply for this product?

    Anyone over the age of 18 is eligible for enrollment in this plan. If you are traveling as a family, the age constrains for your children are between 30 days and 21 years of age. Coverage will extend to the maximum age of 80 years old.

    What are some of the benefits covered by this products?

    The table above is a representation of benefits offered with the Premium plan. However you will also receive additional coverage for Reimbursement of Deposit or Full Payment if Air Tickets or Tour Packages due to liquidation of Agency provided it is within 3 months of purchase. 

    Some of the special benefits included with this plan is a coverage for Badal Haji, Wakaf Services and Qurban Services. All three benefits are available in all three plans.

    How long can my policy protect me?

    The policy will protect you up to 31 days or the length of your pilgrimage. It is a single trip plan so you may choose to either purchase the plan for up to 14 days, up to 22 days or more than 23 days. 

    What are the Fees and Charges?

    All usual insurance fees and charges apply as stated in the Fees section above. However there is one additional Takaful Management Expense charge which will amount to 35% of your Takaful Contribution.

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