Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Travel Explorer P325

From death, medical expenses, travel cancellation, pet care, terrorism to extreme sports - this Tokio Marine travel insurance got you covered!

    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • View
View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Tokio Marine Hotline
  •  +60327838383
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 37.00
    Not insured
    RM 93.00
    6 - 10 days
    RM 55.00
    Not insured
    RM 137.00
    11 - 18 days
    RM 83.00
    Not insured
    RM 209.00
    19 - 31 days
    RM 100.00
    Not insured
    RM 253.00
    Additional Week
    RM 25.00
    Not insured
    RM 62.00
    Annual Plan
    RM 288.00
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 51.00
    Not insured
    RM 128.00
    6 - 10 days
    RM 76.00
    Not insured
    RM 191.00
    11 - 18 days
    RM 115.00
    Not insured
    RM 291.00
    19 - 31 days
    RM 140.00
    Not insured
    RM 353.00
    Additional Week
    RM 35.00
    Not insured
    RM 87.00
    Annual Plan
    RM 343.00
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 325000 per adult
  • RM 75000 per child
  • RM 325000 per adult
  • RM 75000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 325000 per adult
  • RM 75000 per child
  • RM 325000 per adult
  • RM 75000 per child
  • Child Education
    Not covered
  • RM 7500 family
  • RM 7500 family
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Repatriation of Mortal Remains
    Not covered
  • RM 8000 per adult
  • RM 8000 per child
  • RM 8000 per adult
  • RM 8000 per child
  • Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • Unlimited
  • Unlimited
  • Alternative Medicine
    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Follow-up Treatment
    Not covered
  • RM 30000 per adult
  • RM 30000 per child
  • RM 30000 per adult
  • RM 30000 per child
  • Compassionate Care (Hospitalised or Death)
    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000
  • RM 5000
  • Emergency Medical Evacuation
    Not covered
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 1000000 per adult
  • RM 1000000 per child
  • Hospital Allowance
    Not covered
  • RM 10500 per adult
  • RM 10500 per child
  • RM 10500 per adult
  • RM 10500 per child
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 800 per adult
  • RM 800 per child
  • RM 800 per adult
  • RM 800 per child
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 750 per adult
  • RM 750 per child
  • RM 750 per adult
  • RM 750 per child
  • Loss of Travel Documents
    Not covered
  • RM 5000 per adult
  • RM 5000 per child
  • RM 5000 per adult
  • RM 5000 per child
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 25000 per adult
  • RM 25000 per child
  • RM 25000 per adult
  • RM 25000 per child
  • Travel Postponement
    Not covered
  • RM 25000 per adult
  • RM 25000 per child
  • RM 25000 per adult
  • RM 25000 per child
  • Travel Curtailment
    Not covered
  • RM 25000 per adult
  • RM 25000 per child
  • RM 25000 per adult
  • RM 25000 per child
  • Trip Disruption
    Not covered
  • RM 25000 per adult
  • RM 25000 per child
  • RM 25000 per adult
  • RM 25000 per child
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 3600 per adult
  • RM 3600 per child
  • RM 3600 per adult
  • RM 3600 per child
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 600
  • RM 600
  • Flight Overbooked
    Not covered
  • RM 200 per adult
  • RM 200 per child
  • RM 200 per adult
  • RM 200 per child
  • Personal Liability
    Not covered
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 1000000 per adult
  • RM 1000000 per child
  • Rental Car Excess
    Not covered
  • RM 1000
  • RM 1000
  • Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
    Not covered
  • RM 3000 per adult
  • RM 3000 per child
  • RM 3000 per adult
  • RM 3000 per child
  • Credit Card Indemnity
    Not covered
  • RM 1000 family
  • RM 1000 family
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000 family
  • RM 1000 family
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 50
  • RM 50
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • RM 900 per adult
  • RM 900 per child
  • RM 900 per adult
  • RM 900 per child
  • Ransom Payment for Hostage and Kidnapping

    It's some consolation to know that your captor's demands will be met

    Not covered
  • RM 7500 per adult
  • RM 7500 per child
  • RM 7500 per adult
  • RM 7500 per child
  • Trauma Counselling
    Not covered
  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000 per adult
  • RM 1000 per child
  • Extreme Activities (optional with additional premium)
    Not covered
  • Unlimited
  • Unlimited
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 30 days and 70 years of age
    For Families
    Between 30 days and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Tokio Marine Travel Explorer P325

    Things you might want to know

    What is Tokio Marine Travel Explorer P325?

    Tokio Marine Travel Explorer is comprehensive travel insurance for travellers who wish to visit these following areas, with peace of mind:

    Asia: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam (excluding Tibet, Nepal, Mongolia)

    Worldwide 2: excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol

    Worldwide 3: excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol

    The P325 offers a lower premium and amount of coverage compared to the P500.

    Who can purchase this travel insurance plan?

    Individuals and families who fall under the age criteria are eligible to purchase the travel insurance plan.

    Individual - 30 days to 70 years old

    Senior - 71-85 years old

    Family - 30 days to 70 years old

    What is covered under this Tokio Marine travel insurance?

    This Tokio Marine travel insurance provides travel accident, medical-related, travel inconveniences and lifestyle coverage.

    Some of the events that are covered under this policy are:

    • Medical expenses, as charged
    • Emergency evacuation up to RM1 million
    • Travel cancellation and delay
    • Insolvency of licensed travel operator
    • Fraudulent use of credit card
    • Rental car excess
    • Terrorism
    • Pet care

    Coverage for extreme activities

    If you wish to engage in extreme activities while traveling, you just need to pay a small additional amount to extend your Tokio Marine Travel Explorer coverage.

    The extreme activities that will be covered are:

    Winter activities: skiing, sledding, snowmobiling, ice skating, snowboarding, snow tubing, snow bubble ball, fatbike, snow shoeing, snow buggy, snow rafting & snow cabin touring

    Aerial activities: bungee jumping, hang-gliding, parachuting, paragliding & sky diving

    Water activities: parasailing, jet skiing, canoeing & rafting (Class 1 to 3) not including white water rapids rafting

    How do I make a claim to Tokio Marine?

    You can send a written notice to Tokio Marine within 30 days upon return from your trip. 

    In the notice, quote your travel insurance policy number and details of the event. If you have proofs to support your claim, submit them along.

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