What is Tokio Marine Travel Explorer P325?
Tokio Marine Travel Explorer is comprehensive travel insurance for travellers who wish to visit these following areas, with peace of mind:
Asia: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam (excluding Tibet, Nepal, Mongolia)
Worldwide 2: excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol
Worldwide 3: excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol
The P325 offers a lower premium and amount of coverage compared to the P500.
Who can purchase this travel insurance plan?
Individuals and families who fall under the age criteria are eligible to purchase the travel insurance plan.
Individual - 30 days to 70 years old
Senior - 71-85 years old
Family - 30 days to 70 years old
What is covered under this Tokio Marine travel insurance?
This Tokio Marine travel insurance provides travel accident, medical-related, travel inconveniences and lifestyle coverage.
Some of the events that are covered under this policy are:
- Medical expenses, as charged
- Emergency evacuation up to RM1 million
- Travel cancellation and delay
- Insolvency of licensed travel operator
- Fraudulent use of credit card
- Rental car excess
- Terrorism
- Pet care
Coverage for extreme activities
If you wish to engage in extreme activities while traveling, you just need to pay a small additional amount to extend your Tokio Marine Travel Explorer coverage.
The extreme activities that will be covered are:
Winter activities: skiing, sledding, snowmobiling, ice skating, snowboarding, snow tubing, snow bubble ball, fatbike, snow shoeing, snow buggy, snow rafting & snow cabin touring
Aerial activities: bungee jumping, hang-gliding, parachuting, paragliding & sky diving
Water activities: parasailing, jet skiing, canoeing & rafting (Class 1 to 3) not including white water rapids rafting
How do I make a claim to Tokio Marine?
You can send a written notice to Tokio Marine within 30 days upon return from your trip.
In the notice, quote your travel insurance policy number and details of the event. If you have proofs to support your claim, submit them along.