Tokio Marine Travel Explorer P325

From death, medical expenses, travel cancellation, pet care, terrorism to extreme sports - this Tokio Marine travel insurance got you covered!

Tokio Marine Travel Explorer P325Unlimited medical expenses
Personal Accident
up to RM325k
Medical Expenses
Not covered
Trip Cancellation
up to RM25k
Travel Delay
up to RM3.6k
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online
No

Contact Info

Who do I contact for any inquiries?

Tokio Marine Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Malaysia
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam

Excluded Countries:

  • Tibet
  • Nepal
  • Mongolia
Worldwide (Area 2)

Excluded Countries:

  • United States of America
  • Canada
  • Tibet
  • Nepal
  • North Korea
  • Syria
  • Cuba
  • Iran
  • Iraq
  • Liberia
  • Sierra Leone
  • Crimea and Sevastopol
Worldwide (Area 3)

Excluded Countries:

  • North Korea
  • Syria
  • Cuba
  • Iran
  • Iraq
  • Liberia
  • Sierra Leone
  • Crimea and Sevastopol

Premiums

How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)
PlanIndividualSeniorFamily

Coverage

What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM - all
  • RM325k per adult
  • RM75k per child
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM - all
  • RM325k per adult
  • RM75k per child
Child Education
  • RM7.5k family
  • RM0 per adult
  • RM0 per child
Medical RelatedAsia (Area 1)
Repatriation of Mortal Remains
  • RM - all
  • RM8k per adult
  • RM8k per child
Medical Expenses
Cover for hospital charges related to accident and injury
Unlimited for all
Alternative Medicine
  • RM - all
  • RM1k per adult
  • RM1k per child
Follow-up Treatment
  • RM - all
  • RM30k per adult
  • RM30k per child
Compassionate Care (Hospitalised or Death)
  • RM - all
  • RM5k per adult
  • RM5k per child
Child Care
Need a childminder whilst you're in hospital? No problem
RM5k for all
Emergency Medical Evacuation
  • RM - all
  • RM1m per adult
  • RM1m per child
Hospital Allowance
  • RM - all
  • RM10.5k per adult
  • RM10.5k per child
Travel InconvenienceAsia (Area 1)
Loss or Damage of Personal Property and Baggage
  • RM - all
  • RM5k per adult
  • RM5k per child
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
  • RM - all
  • RM800 per adult
  • RM800 per child
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
  • RM - all
  • RM750 per adult
  • RM750 per child
Loss of Travel Documents
  • RM - all
  • RM5k per adult
  • RM5k per child
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
  • RM - all
  • RM25k per adult
  • RM25k per child
Travel Postponement
  • RM - all
  • RM25k per adult
  • RM25k per child
Travel Curtailment
  • RM - all
  • RM25k per adult
  • RM25k per child
Trip Disruption
  • RM - all
  • RM25k per adult
  • RM25k per child
Travel Delay
Get compensated for late arrival at your holiday destination
  • RM - all
  • RM3.6k per adult
  • RM3.6k per child
Missed Departure
Been left behind thanks to public transport being late? Get money back
  • RM - all
  • RM1k per adult
  • RM1k per child
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM600 for all
Flight Overbooked
  • RM - all
  • RM200 per adult
  • RM200 per child
Personal Liability
  • RM - all
  • RM1m per adult
  • RM1m per child
Rental Car Excess
RM1k for all
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency
  • RM - all
  • RM3k per adult
  • RM3k per child
Credit Card Indemnity
  • RM1k family
  • RM0 per adult
  • RM0 per child
Home Care
Loss or damage to your home and contents when you are away
  • RM1k family
  • RM0 per adult
  • RM0 per child
Pet Care
Covers pet medical costs while you are away on your trip
RM50 for all
Hijacking
Get covered for every travellers worst nightmare
  • RM - all
  • RM900 per adult
  • RM900 per child
Ransom Payment for Hostage and Kidnapping
It's some consolation to know that your captor's demands will be met
  • RM - all
  • RM7.5k per adult
  • RM7.5k per child
Trauma Counselling
  • RM - all
  • RM1k per adult
  • RM1k per child
Extreme Activities (optional with additional premium)
Unlimited for all

Fees & Charges

Stamp Duty Fee
RM10

Requirements

Are you eligible to apply for this insurance?

Single Trip For IndividualsFor SeniorsFor Families
   Between 30 days and 70 years of ageBetween 71 and 85 years of ageBetween 30 days and 70 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

What is Tokio Marine Travel Explorer P325?

Tokio Marine Travel Explorer is comprehensive travel insurance for travellers who wish to visit these following areas, with peace of mind:

Asia: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam (excluding Tibet, Nepal, Mongolia)

Worldwide 2: excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol

Worldwide 3: excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol

The P325 offers a lower premium and amount of coverage compared to the P500.

Who can purchase this travel insurance plan?

Individuals and families who fall under the age criteria are eligible to purchase the travel insurance plan.

Individual - 30 days to 70 years old

Senior - 71-85 years old

Family - 30 days to 70 years old

What is covered under this Tokio Marine travel insurance?

This Tokio Marine travel insurance provides travel accident, medical-related, travel inconveniences and lifestyle coverage.

Some of the events that are covered under this policy are:

  • Medical expenses, as charged
  • Emergency evacuation up to RM1 million
  • Travel cancellation and delay
  • Insolvency of licensed travel operator
  • Fraudulent use of credit card
  • Rental car excess
  • Terrorism
  • Pet care

Coverage for extreme activities

If you wish to engage in extreme activities while traveling, you just need to pay a small additional amount to extend your Tokio Marine Travel Explorer coverage.

The extreme activities that will be covered are:

Winter activities: skiing, sledding, snowmobiling, ice skating, snowboarding, snow tubing, snow bubble ball, fatbike, snow shoeing, snow buggy, snow rafting & snow cabin touring

Aerial activities: bungee jumping, hang-gliding, parachuting, paragliding & sky diving

Water activities: parasailing, jet skiing, canoeing & rafting (Class 1 to 3) not including white water rapids rafting

How do I make a claim to Tokio Marine?

You can send a written notice to Tokio Marine within 30 days upon return from your trip. 

In the notice, quote your travel insurance policy number and details of the event. If you have proofs to support your claim, submit them along.