What is the UniAsia TravelStar?
The UniAsia TravelStar is a travel insurance policy aimed at providing comprehensive coverage for travel related emergencies, ranging from personal accident, medical related expenses, liability, travel losses and inconvenience and emergency services.
You can choose to buy a single trip plan or an annual plan, which is great if you are a person who travels frequently and can save you a fair amount of money. Regions covered by this plan are international destinations (Asia or Worldwide). Unfortunately, domestic trips are not included.
Will I save more if I opt for an Annual Plan?
Yes you will. In fact, the more you travel and the longer your stay, the more you will save! For example, travelling to China 5 times a year for a period of 11-18 days on a single trip plan would cost you roughly RM310 (RM62 per trip x 5) however, opting for an annual plan would have only cost you RM224. That's a savings of RM86!
Can I travel without my insurance documents?
Yes you can. All that is required is an identification number or passport number for proof of insurance when travelling. However, it is recommended that you take the Emergency Travel Assistance with their helpline number with you when you travel.
What are the main exclusions under this policy?
This policy does not cover death of injury caused by the following events:
- War risks
- Suicide and insanity
- Self-inflicted injuries
- AIDS or any related diseases
- Provoked murder or assault
- Hazardous sports
These are just some of the main exclusions listed under the policy and is by no means a complete list.
How do I cancel my policy and get a refund of the premiums paid?
You may cancel your policy by giving written notice to the company. Unfortunately, no refunds will be given on the premiums paid.