Zurich Travel Safe, Shariah-based annual travel insurance for overseas trips
Regardless of your religion, avid travellers who prefer overseas trips to domestic trips will benefit from Zurich Travel Safe - Shariah-based travel insurance.
The Zurich travel insurance protects you annually, therefore, you no longer have to buy travel insurance every time you travel overseas.
Talking about saving money and time!
On top of offering personal accident, medical-related and travel inconveniences coverage, the annual travel insurance provides coverage for your travel arrangements and belongings as well.
The applicable Shariah concepts in the travel insurance
Below are the applicable Shariah concepts in this overseas annual insurance, for your reference:
- Takaful
- Wakalah
- Tabarru'
- Hibah
- Ju'alah
- Qard
Who can apply for this Zurich annual travel insurance?
Zurich Travel Safe is open for Malaysians and everyone who holds Permanent Resident pass or legally employed in Malaysia.
How much is the annual overseas premium rate?
The Zurich travel insurance is available for individual, couple and family, with premium rates as follow:
| Individual (RM) | Couple (RM) | Family (RM) | |
| Asia | 305 | 543 | 686 |
| Worldwide (excl. USA & Canada) | 358 | 656 | 894 |
| Worldwide | 421 | 785 | 1092 |
What are the highlights of the annual overseas travel insurance?
There are some highlights of this Zurich annual overseas travel insurance, such as:
- RM2,000,000 - Repatriation of Mortal Remains
- RM1,000,000 - Personal Liability
- RM300,000 - each for Personal Accident and Medical Expenses
- RM30,000 - Follow Up Medical Expenses
- RM18,000 - each for Trip Cancellation and Trip Curtailment
- RM15,000 - Loss of Deposit
- RM5,000 - Hospital Cash Benefit
- RM1,000 - Hijacking and Terrorism
Free-look period and cancellation of Zurich Travel Safe
Should you change your mind after purchasing Zurich Travel Safe, you can return the Annual Trip Cover certificate to Zurich within 15 days from the date it is delivered to you.
Don't worry, Zurich will refund any contribution that you have made.
If you wish to cancel the Takaful annual travel insurance, you must give written notice to the Takaful Operator.
