Zurich General Takaful

Underwritten by Zurich General Takaful Malaysia Berhad

Zurich Travel Safe

Zurich Travel Safe is Shariah-based annual travel insurance for overseas trips with up to RM300,000 coverage for medical expenses and personal accident.

    • Islamic
    • Individual
    • Insured and Spouse
    • Family
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Zurich General Takaful Hotline
  •  1300888622
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 305.00
    RM 543.00
    RM 686.00
    Worldwide
    Individual
    Insured and Spouse
    Family
    Annual Plan
    RM 421.00
    RM 785.00
    RM 1092.00

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

    Not covered
  • RM 300000 individual
  • RM 300000 Insured and Spouse
  • RM 300000 family
  • RM 30000 per child
  • RM 300000 individual
  • RM 300000 Insured and Spouse
  • RM 300000 family
  • RM 30000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 300000 individual
  • RM 300000 Insured and Spouse
  • RM 30000 per child
  • RM 300000 individual
  • RM 300000 Insured and Spouse
  • RM 300000 family
  • RM 30000 per child
  • Funeral Expenses
    Not covered
  • RM 5000
  • RM 5000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses and Evacuation
    Not covered
  • RM 300000
  • RM 300000
  • Follow-up Treatment
    Not covered
  • RM 30000
  • RM 30000
  • Compassionate Visitation
    Not covered
  • RM 5000
  • RM 5000
  • Repatriation of Mortal Remains
    Not covered
  • RM 2000000
  • RM 2000000
  • Return of Children
    Not covered
  • RM 5000 family
  • RM 5000 family
  • Hospital Allowance
    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss or Damage of Personal Property and Baggage
    Not covered
  • RM 5000
  • RM 5000
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 800
  • RM 800
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 800
  • RM 800
  • Loss of Travel Documents
    Not covered
  • RM 5000
  • RM 5000
  • Personal Liability
    Not covered
  • RM 1000000
  • RM 1000000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 2500
  • RM 2500
  • Trip Cancellation
    Not covered
  • RM 18000
  • RM 18000
  • Trip Curtailment
    Not covered
  • RM 18000
  • RM 18000
  • Loss of Deposit
    Not covered
  • RM 15000
  • RM 15000
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 1000
  • RM 1000
  • Overbooked Flight
    Not covered
  • RM 1000
  • Not covered
    Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 1000
  • RM 1000
  • Rental Car Excess
    Not covered
  • RM 1000
  • RM 1000
  • Hijacking and Terrorism

    It could never happen to you, right? But what if it did?

    Not covered
  • RM 1000
  • RM 1000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Overboooked Flight
    Not covered
  • RM 1000
  • RM 1000
  • Requirements

    Are you eligible to apply for this insurance?

    Annual Plan
    For Individuals
    Between 16 and 79 years of age
    For Insured and Spouse
    Between 16 and 79 years of age
    For Families
    Between 30 days and 79 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Zurich Travel Safe

    Things you might want to know

    Zurich Travel Safe, Shariah-based annual travel insurance for overseas trips

    Regardless of your religion, avid travellers who prefer overseas trips to domestic trips will benefit from Zurich Travel Safe - Shariah-based travel insurance. 

    The Zurich travel insurance protects you annually, therefore, you no longer have to buy travel insurance every time you travel overseas. 

    Talking about saving money and time!

    On top of offering personal accident, medical-related and travel inconveniences coverage, the annual travel insurance provides coverage for your travel arrangements and belongings as well.

    The applicable Shariah concepts in the travel insurance

    Below are the applicable Shariah concepts in this overseas annual insurance, for your reference:

    • Takaful
    • Wakalah
    • Tabarru'
    • Hibah
    • Ju'alah
    • Qard

    Who can apply for this Zurich annual travel insurance?

    Zurich Travel Safe is open for Malaysians and everyone who holds Permanent Resident pass or legally employed in Malaysia. 

    How much is the annual overseas premium rate?

    The Zurich travel insurance is available for individual, couple and family, with premium rates as follow:


    Individual
    (RM) 
    Couple
    (RM)
    Family
    (RM)
    Asia305543686
    Worldwide (excl. USA & Canada)358656894
    Worldwide4217851092

    What are the highlights of the annual overseas travel insurance?

    There are some highlights of this Zurich annual overseas travel insurance, such as:

    • RM2,000,000 - Repatriation of Mortal Remains
    • RM1,000,000 - Personal Liability
    • RM300,000 - each for Personal Accident and Medical Expenses
    • RM30,000 - Follow Up Medical Expenses
    • RM18,000 - each for Trip Cancellation and Trip Curtailment
    • RM15,000 - Loss of Deposit
    • RM5,000 - Hospital Cash Benefit
    • RM1,000 - Hijacking and Terrorism

    Free-look period and cancellation of Zurich Travel Safe

    Should you change your mind after purchasing Zurich Travel Safe, you can return the Annual Trip Cover certificate to Zurich within 15 days from the date it is delivered to you. 

    Don't worry, Zurich will refund any contribution that you have made.

    If you wish to cancel the Takaful annual travel insurance, you must give written notice to the Takaful Operator.

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