Zurich Travel Safe

Zurich Travel Safe is Shariah-based annual travel insurance for overseas trips with up to RM300,000 coverage for medical expenses and personal accident.

Zurich Travel Safe
Personal Accident
up to RM300k
Medical Expenses
up to RM300k
Trip Cancellation
up to RM18k
Travel Delay
up to RM2.5k
Lost Baggage
up to RM5k
Cashless Medical Care
Not covered
Buy Online

Contact Info

Who do I contact for any inquiries?

Zurich General Takaful Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • (Singapore
  • Brunei
  • Thailand
  • Philippines
  • Myanmar
  • Nepal
  • Cambodia
  • Laos
  • China
  • India
  • Japan
  • Korea
  • Pakistan
  • Sri Lanka
  • Taiwan
  • Vietnam
  • Hong Kong & Macau
Worldwide (Area 2)

Excluded Countries:

  • USA
  • Canada
Worldwide (Area 3)


How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)


What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death
The worst thing that could ever happen while you're on holiday
  • RM300k individual
  • RM0 per adult
  • RM30k per child
  • RM300k couple
  • RM300k family
Permanent Disability
An accident that leaves you unable to work or care for your family
  • RM300k individual
  • RM0 per adult
  • RM30k per child
  • RM300k couple
Funeral Expenses
RM5k for all
Medical RelatedAsia (Area 1)
Medical Expenses and Evacuation
RM300k for all
Follow-up Treatment
RM30k for all
Compassionate Visitation
RM5k for all
Repatriation of Mortal Remains
RM2m for all
Return of Children
  • RM5k family
  • RM0 per adult
  • RM0 per child
Hospital Allowance
RM5k for all
Travel InconvenienceAsia (Area 1)
Loss or Damage of Personal Property and Baggage
RM5k for all
Luggage Delay
You might arrive safely at your destination, but will your suitcase?
RM800 for all
Loss of Money
Carrying a lot of cash is risky. Don't keep it all in once place!
RM800 for all
Loss of Travel Documents
RM5k for all
Personal Liability
RM1m for all
Travel Delay
Get compensated for late arrival at your holiday destination
RM2.5k for all
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
RM18k for all
Trip Curtailment
RM18k for all
Loss of Deposit
RM15k for all
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM1k for all
Overbooked Flight
RM1k for all
Missed Departure
Been left behind thanks to public transport being late? Get money back
RM1k for all
Rental Car Excess
RM1k for all
Hijacking and Terrorism
It could never happen to you, right? But what if it did?
RM1k for all
Home Care
Loss or damage to your home and contents when you are away
RM1k for all
Overboooked Flight
RM1k for all

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Annual Plan For IndividualsFor Insured and SpouseFor Families
   Between 16 and 79 years of ageBetween 16 and 79 years of ageBetween 30 days and 79 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

Zurich Travel Safe, Shariah-based annual travel insurance for overseas trips

Regardless of your religion, avid travellers who prefer overseas trips to domestic trips will benefit from Zurich Travel Safe - Shariah-based travel insurance. 

The Zurich travel insurance protects you annually, therefore, you no longer have to buy travel insurance every time you travel overseas. 

Talking about saving money and time!

On top of offering personal accident, medical-related and travel inconveniences coverage, the annual travel insurance provides coverage for your travel arrangements and belongings as well.

The applicable Shariah concepts in the travel insurance

Below are the applicable Shariah concepts in this overseas annual insurance, for your reference:

  • Takaful
  • Wakalah
  • Tabarru'
  • Hibah
  • Ju'alah
  • Qard

Who can apply for this Zurich annual travel insurance?

Zurich Travel Safe is open for Malaysians and everyone who holds Permanent Resident pass or legally employed in Malaysia. 

How much is the annual overseas premium rate?

The Zurich travel insurance is available for individual, couple and family, with premium rates as follow:

Worldwide (excl. USA & Canada)358656894

What are the highlights of the annual overseas travel insurance?

There are some highlights of this Zurich annual overseas travel insurance, such as:

  • RM2,000,000 - Repatriation of Mortal Remains
  • RM1,000,000 - Personal Liability
  • RM300,000 - each for Personal Accident and Medical Expenses
  • RM30,000 - Follow Up Medical Expenses
  • RM18,000 - each for Trip Cancellation and Trip Curtailment
  • RM15,000 - Loss of Deposit
  • RM5,000 - Hospital Cash Benefit
  • RM1,000 - Hijacking and Terrorism

Free-look period and cancellation of Zurich Travel Safe

Should you change your mind after purchasing Zurich Travel Safe, you can return the Annual Trip Cover certificate to Zurich within 15 days from the date it is delivered to you. 

Don't worry, Zurich will refund any contribution that you have made.

If you wish to cancel the Takaful annual travel insurance, you must give written notice to the Takaful Operator.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product