Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich TravelPAC Gold Annual

Enjoy comprehensive travel coverage with Zurich, and ease the financial costs with this year-long insurance policy without having to worry about renewals - it's the perfect travel insurance plan for the frequent business traveller and backpacker!

    • Individual
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Zurich Hotline
  •  1300888622
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    Annual Plan
    RM 245
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    Annual Plan
    RM 365
    Not insured
    Not insured

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

    Not covered
  • RM 300000 individual
  • RM 300000 individual
  • Child Education
    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 300000 individual
  • RM 300000 individual
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 30000 individual
  • RM 30000 individual
  • Outpatient Treatment
    Not covered
  • RM 500 individual
  • RM 500 individual
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 10500 individual
  • RM 10500 individual
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 21000 individual
  • RM 21000 individual
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 8000 individual
  • RM 8000 individual
  • Medical Evacuation

    Fees can be astronomical - better to be safe at home than broke

    Not covered
  • RM 1000000 individual
  • RM 1000000 individual
  • Emergency Transportation to Malaysia

    For when you need to go home: right now!

    Not covered
  • RM 1000000 individual
  • RM 1000000 individual
  • Funeral In Malaysia

    Bringing your body back home for burial

    Not covered
  • RM 50000 individual
  • RM 50000 individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 7500 individual
  • RM 7500 individual
  • Loss of Passport and Money

    Every traveller's worst nightmare covered

    Not covered
  • RM 7500 individual
  • RM 7500 individual
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 1600 individual
  • RM 1600 individual
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 6000 individual
  • RM 6000 individual
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 250 individual
  • RM 250 individual
  • Loss of Travel Deposit due to Airline Bankruptcy

    Probably not a wise choice to fly with this airline again

    Not covered
  • RM 10000 individual
  • RM 10000 individual
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 10000 individual
  • RM 10000 individual
  • Personal Liability
    Not covered
  • RM 1000000 individual
  • RM 1000000 individual
  • Emergency Mobile Phone Fees

    Get money back for charges on your mobile phone when calling for help

    Not covered
  • RM 300 individual
  • RM 300 individual
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 3000 individual
  • RM 3000 individual
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Outstanding Credit Card Expenses

    Get your card debt cleared if you die or become disabled

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • RM 100000 individual
  • RM 100000 individual
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

    Not covered
  • RM 3000 individual
  • RM 3000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Annual Plan
    For Individuals
    Between 16 and 79 years of age

    Frequently Asked Questions about Zurich TravelPAC Gold Annual

    Things you might want to know

    Why should I get Zurich TravelPAC Gold Annual cover?

    If you’re are an avid backpacker or busy business traveller, Zurich TravelPAC Gold Annual is the perfect travel insurance policy for you. Save on your insurance premiums while you travel solo in multiple countries, without having to worry about renewing your policy each time the travel bug hits.

    What’s covered by this annual travel insurance policy?

    Zurich TravelPAC Gold Annual is a comprehensive travel plan that covers all the essentials, including your medical bills while abroad and follow-up treatment in Malaysia, travel inconveniences and loss of travel documents, personal credit card theft, emergency phone charges, accidental death & permanent disablement and much more.

    But it’s not just your travel affairs that Zurich has got covered! Several unique benefits are also bundled in this plan – child care benefits, compassionate visit, and domestic pet care – so that that home will be just the same way you left it.

    Is there a limit for the number of trips covered?

    There’s no limit at all, so you can make as many trips and detours as you wants on a single condition, each trip cannot exceed 90 consecutive days.

    Will I be covered if I travel within Malaysia?

    You’re only eligible for all the benefits offered by TravelPAC Gold Annual if you are travelling from East Malaysia to West Malaysia and the other way around.

    What’s not covered by Zurich TravelPAC Gold Annual?

    Not all situations can be accounted for, which is why Zurich has exclusions for the following events:

    • War, civil war, riot and civil commotion
    • Accidents as a result of radioactive and nuclear weapon materials
    • Sexual transmitted infection such as HIV and AIDS
    • Childbirth, miscarriage and pregnancy

    What fees and charges do I have to pay besides my premiums?

    Your annual premium will cost either RM245 or RM365 depending on whether you’re getting coverage in Asian and pacific regions, or worldwide coverage.In addition to your premiums, you’ll also have to pay:

    • Stamp duty – RM10
    • Insurance agent commission – 25% of your gross premium
    • Goods and Services Tax ( GST) – 6%

    Am I allowed to cancel my travel insurance policy?

    You may cancel your policy anytime by giving a written notice to Zurich. Your refund will be based on your premium payments after deduction of the expenses incurred by Zurich.

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