Zurich Z-Travel Diamond

From medical expenses in the event of extreme sports, permanent disability to baggage loss, Zurich Z-Travel Diamond will ensure you have a financial backup when unexpected things happen while travelling.

Zurich Z-Travel Diamond
Personal Accident
up to RM1m
Medical Expenses
Not covered
Trip Cancellation
up to RM30k
Travel Delay
up to RM7.2k
Lost Baggage
up to RM10k
Cashless Medical Care
Not covered
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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
Zurich Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam

Excluded Countries:

  • Tibet and Mongolia
Worldwide (Area 2)

Excluded Countries:

  • USA
  • Canada
  • Mongolia
  • Nepal
  • Tibet
Worldwide (Area 3)


How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)


What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death and Permanent Disability
  • RM - all
  • RM500k per adult
  • RM125k per child
Permanent Disability
An accident that leaves you unable to work or care for your family
RM1m for all
Medical RelatedAsia (Area 1)
Overseas Medical Expenses
Unlimited for all
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
RM50k for all
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
RM1k for all
Daily Hospital Income
RM30k for all
Child Care Benefit
RM15k for all
Compassionate Visitation
RM15k for all
Emergency Medical Evacuation
Unlimited for all
Emergency Medical Repatriation
Unlimited for all
Repatriation of Mortal Remains
Unlimited for all
Special Coverage Amateur Sports
RM500k for all
Travel InconvenienceAsia (Area 1)
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
RM30k for all
Travel Alteration
RM30k for all
Trip Curtailment
RM30k for all
Travel Interruption
Nobody likes a holiday cut short - get paid if it happens to you!
RM3k for all
Travel Delay (Overseas)
RM7.2k for all
Travel Delay (Malaysia)
RM900 for all
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM1.2k for all
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
RM1.2k for all
Baggage Delay (Overseas)
RM2k for all
Baggage Delay (Malaysia)
RM800 for all
Loss or Damage of Personal Property and Baggage
RM10k for all
Personal Money
RM3k for all
Travel Documents
RM8k for all
Loss of Credit Card
Cover for purchases made after your card is stolen
RM3k for all
Home Care
Loss or damage to your home and contents when you are away
RM5k for all
Pet Care
Covers pet medical costs while you are away on your trip
RM1k for all
Rental Car Excess
RM5k for all
Emergency Telephone Charges
RM500 for all
Badal Haji (for Muslim only)
RM3k for all
Wakaf (for Muslim only)
RM1k for all
Qurban (for Muslim only)
RM1k for all
Emergency Cash (for non-Muslim only)
RM5k for all

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For IndividualsFor Insured and SpouseFor FamiliesFor Seniors
   Between 30 days and 70 years of ageBetween 30 days and 70 years of ageBetween 30 days and 70 years of ageBetween 71 and 85 years of age
Annual Plan For IndividualsFor Seniors
   Between 30 days and 70 years of ageBetween 71 and 85 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

What is Zurich Z-Travel Diamond travel insurance?

Booked your flight? Great, now be sure to get yourself financially covered with travel insurance for a worry-free holiday! 

Z-Travel Diamond by Zurich Insurance Malaysia Berhad is a travel insurance protection plan specifically designed for travellers going overseas.

This Zurich travel insurance plan provides compensation to policy holders in the event of injuries, disabilities or death caused by accident. 

Besides that, you are also covered for the medical expenses incurred as a result of accident or illness, as well as travel inconvenience during your overseas journey.

What is so special about Zurich Z-Travel Diamond insurance?

This Zurich travel insurance provides unique coverage to ensure you have peace of mind throughout your trip.

Some of the unique, unexpected events that are covered by Zurich are:

  • rental car excess
  • protection for amateur sports
  • automatic extension of insurance period (up to 30 days)
  • terrorism
  • home care
  • pet care
  • personal liability
  • travel alteration
  • emergency telephone and internet usage
  • emergency

Z-Travel Special Coverage for Amateur Sports

Zurich will pay for your expenses if you suffer any injury caused by one of the unexpected things listed below:

  • aerial activities
  • abseiling
  • bungee jumping
  • hang gliding
  • parachuting
  • paragliding
  • hot air ballooning
  • mountaineering above 3,000 meters
  • scuba diving
  • surfing
  • windsurfing
  • winter sport

Please be noted that if you suffer more than one injury, Zurich will only reimburse the expense of one injury.

Is there any additional coverage for Hajj & Umrah purpose?

Yes! For Muslims who are travelling overseas for Hajj and Umrah purpose, Z-Travel Diamond provides coverage for Badal Haji, Wakaf and Qurban.

Can I cancel the travel insurance policy?

Unfortunately, once you've purchased the Single Trip policy, cancellation is not allowed.

For Annual Trip policy, you will be charged a certain amount of money depending on the cancellation period, as follows:

Period policy is in forceAnnual premium to be charged
2 months (minimum)40%
3 months50%
4 months60%
5 months70%
6 months75&
over 6 months100%

What is the maximum coverage period of Z-Travel Diamond?

If you wish to be covered by Zurich, make sure that your trip does not exceed 200 consecutive days for a Single Trip plan. 

For an Annual Trip plan, this Zurich travel insurance plan can cover you for up to 100 consecutive days per journey.

Please take note that Zurich Z-Travel Diamond is a travel protection plan for travellers who are travelling overseas only. 

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