Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich Z-Travel Diamond

From medical expenses in the event of extreme sports, permanent disability to baggage loss, Zurich Z-Travel Diamond will ensure you have a financial backup when unexpected things happen while travelling.

    • Individual
    • Insured and Spouse
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • View

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  03-2109 6000
  • Zurich Hotline
  •  1-300-888-622
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 80.00
    RM 151.00
    RM 200.00
    6 - 10 days
    RM 99.00
    RM 187.00
    RM 247.00
    11 - 15 days
    RM 169.00
    RM 320.00
    RM 419.00
    16 - 20 days
    RM 222.00
    RM 419.00
    RM 547.00
    Additional Week
    RM 42.00
    RM 80.00
    RM 103.00
    Annual Plan
    RM 489.00
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 112.00
    RM 211.00
    RM 278.00
    6 - 10 days
    RM 140.00
    RM 263.00
    RM 344.00
    11 - 15 days
    RM 240.00
    RM 449.00
    RM 587.00
    16 - 20 days
    RM 316.00
    RM 589.00
    RM 768.00
    Additional Week
    RM 61.00
    RM 145.00
    Not insured
    Annual Plan
    RM 683.00
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
    Not covered
  • RM 500000 per adult
  • RM 125000 per child
  • RM 500000 per adult
  • RM 125000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

    Not covered
  • RM 1000000
  • RM 1000000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Overseas Medical Expenses
    Not covered
  • Unlimited
  • Unlimited
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 50000
  • RM 50000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 1000
  • RM 1000
  • Daily Hospital Income
    Not covered
  • RM 30000
  • RM 30000
  • Child Care Benefit
    Not covered
  • RM 15000
  • RM 15000
  • Compassionate Visitation
    Not covered
  • RM 15000
  • RM 15000
  • Emergency Medical Evacuation
    Not covered
  • Unlimited
  • Unlimited
  • Emergency Medical Repatriation
    Not covered
  • Unlimited
  • Unlimited
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited
  • Unlimited
  • Special Coverage Amateur Sports
    Not covered
  • RM 500000
  • RM 500000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 30000
  • RM 30000
  • Travel Alteration
    Not covered
  • RM 30000
  • RM 30000
  • Trip Curtailment
    Not covered
  • RM 30000
  • RM 30000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 3000
  • RM 3000
  • Travel Delay (Overseas)
    Not covered
  • RM 7200
  • RM 7200
  • Travel Delay (Malaysia)
    Not covered
  • RM 900
  • RM 900
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 1200
  • RM 1200
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 1200
  • RM 1200
  • Baggage Delay (Overseas)
    Not covered
  • RM 2000
  • RM 2000
  • Baggage Delay (Malaysia)
    Not covered
  • RM 800
  • RM 800
  • Loss or Damage of Personal Property and Baggage
    Not covered
  • RM 10000
  • RM 10000
  • Personal Money
    Not covered
  • RM 3000
  • RM 3000
  • Travel Documents
    Not covered
  • RM 8000
  • RM 8000
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 3000
  • RM 3000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 5000
  • RM 5000
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 1000
  • RM 1000
  • Rental Car Excess
    Not covered
  • RM 5000
  • RM 5000
  • Emergency Telephone Charges
    Not covered
  • RM 500
  • RM 500
  • Badal Haji (for Muslim only)
    Not covered
  • RM 3000
  • RM 3000
  • Wakaf (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Qurban (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Emergency Cash (for non-Muslim only)
    Not covered
  • RM 5000
  • RM 5000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 30 days and 70 years of age
    For Insured and Spouse
    Between 30 days and 70 years of age
    For Families
    Between 30 days and 70 years of age

    Annual Plan
    For Individuals
    Between 30 days and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Zurich Z-Travel Diamond

    Things you might want to know

    What is Zurich Z-Travel Diamond travel insurance?

    Booked your flight? Great, now be sure to get yourself financially covered with travel insurance for a worry-free holiday! 

    Z-Travel Diamond by Zurich Insurance Malaysia Berhad is a travel insurance protection plan specifically designed for travellers going overseas.

    This Zurich travel insurance plan provides compensation to policy holders in the event of injuries, disabilities or death caused by accident. 

    Besides that, you are also covered for the medical expenses incurred as a result of accident or illness, as well as travel inconvenience during your overseas journey.

    What is so special about Zurich Z-Travel Diamond insurance?

    This Zurich travel insurance provides unique coverage to ensure you have peace of mind throughout your trip.

    Some of the unique, unexpected events that are covered by Zurich are:

    • rental car excess
    • protection for amateur sports
    • automatic extension of insurance period (up to 30 days)
    • terrorism
    • home care
    • pet care
    • personal liability
    • travel alteration
    • emergency telephone and internet usage
    • emergency

    Z-Travel Special Coverage for Amateur Sports

    Zurich will pay for your expenses if you suffer any injury caused by one of the unexpected things listed below:

    • aerial activities
    • abseiling
    • bungee jumping
    • hang gliding
    • parachuting
    • paragliding
    • hot air ballooning
    • mountaineering above 3,000 meters
    • scuba diving
    • surfing
    • windsurfing
    • winter sport

    Please be noted that if you suffer more than one injury, Zurich will only reimburse the expense of one injury.

    Is there any additional coverage for Hajj & Umrah purpose?

    Yes! For Muslims who are travelling overseas for Hajj and Umrah purpose, Z-Travel Diamond provides coverage for Badal Haji, Wakaf and Qurban.

    Can I cancel the travel insurance policy?

    Unfortunately, once you've purchased the Single Trip policy, cancellation is not allowed.

    For Annual Trip policy, you will be charged a certain amount of money depending on the cancellation period, as follows:

    Period policy is in forceAnnual premium to be charged
    2 months (minimum)40%
    3 months50%
    4 months60%
    5 months70%
    6 months75&
    over 6 months100%

    What is the maximum coverage period of Z-Travel Diamond?

    If you wish to be covered by Zurich, make sure that your trip does not exceed 200 consecutive days for a Single Trip plan. 

    For an Annual Trip plan, this Zurich travel insurance plan can cover you for up to 100 consecutive days per journey.

    Please take note that Zurich Z-Travel Diamond is a travel protection plan for travellers who are travelling overseas only. 

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