What is Zurich Z-Travel Diamond travel insurance?
Booked your flight? Great, now be sure to get yourself financially covered with travel insurance for a worry-free holiday!
Z-Travel Diamond by Zurich Insurance Malaysia Berhad is a travel insurance protection plan specifically designed for travellers going overseas.
This Zurich travel insurance plan provides compensation to policy holders in the event of injuries, disabilities or death caused by accident.
Besides that, you are also covered for the medical expenses incurred as a result of accident or illness, as well as travel inconvenience during your overseas journey.
What is so special about Zurich Z-Travel Diamond insurance?
This Zurich travel insurance provides unique coverage to ensure you have peace of mind throughout your trip.
Some of the unique, unexpected events that are covered by Zurich are:
- rental car excess
- protection for amateur sports
- automatic extension of insurance period (up to 30 days)
- terrorism
- home care
- pet care
- personal liability
- travel alteration
- emergency telephone and internet usage
- emergency
Z-Travel Special Coverage for Amateur Sports
Zurich will pay for your expenses if you suffer any injury caused by one of the unexpected things listed below:
- aerial activities
- abseiling
- bungee jumping
- hang gliding
- parachuting
- paragliding
- hot air ballooning
- mountaineering above 3,000 meters
- scuba diving
- surfing
- windsurfing
- winter sport
Please be noted that if you suffer more than one injury, Zurich will only reimburse the expense of one injury.
Is there any additional coverage for Hajj & Umrah purpose?
Yes! For Muslims who are travelling overseas for Hajj and Umrah purpose, Z-Travel Diamond provides coverage for Badal Haji, Wakaf and Qurban.
Can I cancel the travel insurance policy?
Unfortunately, once you've purchased the Single Trip policy, cancellation is not allowed.
For Annual Trip policy, you will be charged a certain amount of money depending on the cancellation period, as follows:
| Period policy is in force | Annual premium to be charged |
| 2 months (minimum) | 40% |
| 3 months | 50% |
| 4 months | 60% |
| 5 months | 70% |
| 6 months | 75& |
| over 6 months | 100% |
What is the maximum coverage period of Z-Travel Diamond?
If you wish to be covered by Zurich, make sure that your trip does not exceed 200 consecutive days for a Single Trip plan.
For an Annual Trip plan, this Zurich travel insurance plan can cover you for up to 100 consecutive days per journey.
Please take note that Zurich Z-Travel Diamond is a travel protection plan for travellers who are travelling overseas only.
