Zurich Z-Travel Diamond

Coverage

What can I claim from this insurance policy?

Personal Accident	Malaysia	Asia	Worldwide
Accidental Death and Permanent Disability	Not covered	RM 500000 per adult RM 125000 per child	RM 500000 per adult RM 125000 per child
Permanent Disability An accident that leaves you unable to work or care for your family	Not covered	RM 1000000	RM 1000000
Medical Related	Malaysia	Asia	Worldwide
Overseas Medical Expenses	Not covered	Unlimited	Unlimited
Follow-up Treatment in Malaysia Your treatment and recovery might take a while	Not covered	RM 50000	RM 50000
Traditional or Alternative Medicine When conventional treatment is just too mainstream	Not covered	RM 1000	RM 1000
Daily Hospital Income	Not covered	RM 30000	RM 30000
Child Care Benefit	Not covered	RM 15000	RM 15000
Compassionate Visitation	Not covered	RM 15000	RM 15000
Emergency Medical Evacuation	Not covered	Unlimited	Unlimited
Emergency Medical Repatriation	Not covered	Unlimited	Unlimited
Repatriation of Mortal Remains	Not covered	Unlimited	Unlimited
Special Coverage Amateur Sports	Not covered	RM 500000	RM 500000
Travel Inconvenience	Malaysia	Asia	Worldwide
Travel Cancellation Cover for an unexpected incident that forces you to cancel your trip	Not covered	RM 30000	RM 30000
Travel Alteration	Not covered	RM 30000	RM 30000
Trip Curtailment	Not covered	RM 30000	RM 30000
Travel Interruption Nobody likes a holiday cut short - get paid if it happens to you!	Not covered	RM 3000	RM 3000
Travel Delay (Overseas)	Not covered	RM 7200	RM 7200
Travel Delay (Malaysia)	Not covered	RM 900	RM 900
Missed Connecting Flight or Transport Don't worry about the cost of missing the next connection	Not covered	RM 1200	RM 1200
Travel Re-route Flight diversions add unnecessary expense - get yourself covered	Not covered	RM 1200	RM 1200
Baggage Delay (Overseas)	Not covered	RM 2000	RM 2000
Baggage Delay (Malaysia)	Not covered	RM 800	RM 800
Loss or Damage of Personal Property and Baggage	Not covered	RM 10000	RM 10000
Personal Money	Not covered	RM 3000	RM 3000
Travel Documents	Not covered	RM 8000	RM 8000
Loss of Credit Card Cover for purchases made after your card is stolen	Not covered	RM 3000	RM 3000
Home Care Loss or damage to your home and contents when you are away	Not covered	RM 5000	RM 5000
Pet Care Covers pet medical costs while you are away on your trip	Not covered	RM 1000	RM 1000
Rental Car Excess	Not covered	RM 5000	RM 5000
Emergency Telephone Charges	Not covered	RM 500	RM 500
Badal Haji (for Muslim only)	Not covered	RM 3000	RM 3000
Wakaf (for Muslim only)	Not covered	RM 1000	RM 1000
Qurban (for Muslim only)	Not covered	RM 1000	RM 1000
Emergency Cash (for non-Muslim only)	Not covered	RM 5000	RM 5000