Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich Z-Travel Gold

Don't sweat the small stuff when it comes to travelling as it could cost you the whole journey. Get compensated for unexpected expenses with Zurich Z-Travel Gold.

    • Individual
    • Insured and Spouse
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • View

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  03-2109 6000
  • Zurich Hotline
  •  1-300-888-622
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 52.00
    RM 97.00
    RM 128.00
    6 - 10 days
    RM 65.00
    RM 121.00
    RM 161.00
    11 - 15 days
    RM 111.00
    RM 207.00
    RM 278.00
    16 - 20 days
    RM 146.00
    RM 271.00
    RM 365.00
    Additional Week
    RM 28.00
    RM 51.00
    RM 70.00
    Annual Plan
    RM 345.00
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 73.00
    RM 136.00
    RM 180.00
    6 - 10 days
    RM 89.00
    RM 168.00
    RM 223.00
    11 - 15 days
    RM 152.00
    RM 286.00
    RM 379.00
    16 - 20 days
    RM 198.00
    RM 374.00
    RM 496.00
    Additional Week
    RM 38.00
    RM 70.00
    RM 93.00
    Annual Plan
    RM 483.00
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
    Not covered
  • RM 300000 per adult
  • RM 75000 per child
  • RM 300000 per adult
  • RM 75000 per child
  • Personal Liability
    Not covered
  • RM 1000000
  • RM 1000000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Overseas Medical Expenses
    Not covered
  • RM 500000
  • RM 500000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 50000
  • RM 50000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500
  • RM 500
  • Daily Hospital Income
    Not covered
  • RM 15000
  • RM 15000
  • Child Care Benefit
    Not covered
  • RM 10000
  • RM 10000
  • Compassionate Visitation
    Not covered
  • RM 10000
  • RM 10000
  • Emergency Medical Evacuation
    Not covered
  • Unlimited
  • Unlimited
  • Emergency Medical Repatriation
    Not covered
  • Unlimited
  • Unlimited
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited
  • Unlimited
  • Special Coverage Amateur Sports
    Not covered
  • RM 300000
  • RM 300000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 25000
  • RM 25000
  • Travel Alteration
    Not covered
  • RM 25000
  • RM 25000
  • Trip Curtailment
    Not covered
  • RM 25000
  • RM 25000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 1500
  • RM 1500
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 600
  • RM 600
  • Travel Delay (Overseas)
    Not covered
  • RM 3600
  • RM 3600
  • Travel Delay (Malaysia)
    Not covered
  • RM 450
  • RM 450
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 600
  • RM 600
  • Baggage Delay (Overseas)
    Not covered
  • RM 800
  • RM 800
  • Baggage Delay (Malaysia)
    Not covered
  • RM 200
  • RM 200
  • Loss or Damage of Personal Property and Baggage
    Not covered
  • RM 7000
  • RM 7000
  • Personal Money
    Not covered
  • RM 2000
  • RM 2000
  • Travel Documents
    Not covered
  • RM 6000
  • RM 6000
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 1500
  • RM 1500
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 3000
  • RM 3000
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 1000
  • RM 1000
  • Rental Car Excess
    Not covered
  • RM 3000
  • RM 3000
  • Emergency Telephone Charges
    Not covered
  • RM 200
  • RM 200
  • Badal Haji (for Muslim only)
    Not covered
  • RM 3000
  • RM 3000
  • Wakaf (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Qurban (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Emergency Cash (for non-Muslim only)
    Not covered
  • RM 5000
  • RM 5000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 30 days and 70 years of age
    For Insured and Spouse
    Between 30 days and 70 years of age
    For Families
    Between 30 days and 70 years of age

    Annual Plan
    For Individuals
    Between 30 days and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Zurich Z-Travel Gold

    Things you might want to know

    Who will benefit from Zurich Z-Travel Gold travel insurance?

    When you need a peaceful holiday, don't take chances by skipping a travel insurance plan. 

    Unexpected expenses arising from trip cancellation, missing passport or meeting with an accident during your holiday can ruin the experience.

    Z-Travel Gold by Zurich is designed for any type of traveller - whether you're planning for a leisure holiday or adventurous activities such as bungee jumping and scuba diving.

    With this travel insurance plan, you, your spouse and family (including grandparents) will be compensated in the event of accidental death or injury that leads to total permanent disability,

    On top of personal accident coverage, Zurich also provides travel inconvenience benefits and medical-related benefits.

    For accidental death and permanent disability, you will be insured for up to RM300,000, whereas for personal liability is up to RM1 million, and unlimited coverage for emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains.

    Who can apply for Zurich Z-Travel Gold travel insurance?

      Any individuals, whether you are a Malaysian and non-Malaysian with permanent resident status, valid student or work permit or Malaysia My Second Home status, can apply for this travel insurance plan. 

      The age requirement to apply for Z-Travel Gold is:

    • For Individual, Couple and Family Plan: 30 days - 70 years old
    • For Senior Plan: 71 - 85 years old
    • For Child covered under Family Plan: 30 days - 23 years old (full-time student)
    • For Annual Plan: 30 days - 70 years old

    What are the areas covered by Zurich Z-Travel Gold travel insurance?

    Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam (excluding Tibet, Malaysia and Mongolia)

    Area 2: Worldwide (Canada, Mongolia, Nepal, Tibet and USA)

    Area 3: Worldwide

    The premium rates on the table above are for Area 1 and Area 3.

    What is some other unique coverage provided by Zurich travel insurance?

    Zurich Z-Travel Gold offers some unique coverage for your home and pet when you are not around. 

    You will also be covered for the loss of your credit card and travel document, amateur sports, rental car excess, terrorism, emergency cash and liability.

    For certain events such as hospitalisation and emergency case, your Zurich travel insurance plan will be extended up to 30 days automatically, without extra cost.

    What is the claim process for Zurich Z-Travel Gold?

    To claim your compensation under the Zurich Z-Travel Gold travel insurance plan, you need to provide full disclosure of details of the accident and any expenses incurred to Zurich.

    This information must be sent together with a claim form and relevant supporting documents to the Head Office or at any Zurich branches.

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