Zurich Z-Travel Gold

Don't sweat the small stuff when it comes to travelling as it could cost you the whole journey. Get compensated for unexpected expenses with Zurich Z-Travel Gold.

Zurich Z-Travel Gold
Personal Accident
up to RM1m
Medical Expenses
up to RM500k
Trip Cancellation
up to RM25k
Travel Delay
up to RM3.6k
Lost Baggage
up to RM7k
Cashless Medical Care
Not covered
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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
Zurich Hotline

Regions Covered

Which regions are covered by this plan?

Asia (Area 1)

Included Countries:

  • Australia
  • Brunei
  • Cambodia
  • China
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Korea
  • Laos
  • Macau
  • Maldives
  • Myanmar
  • New Zealand
  • Pakistan
  • Philippines
  • Singapore
  • Sri Lanka
  • Taiwan
  • Thailand
  • Vietnam

Excluded Countries:

  • Tibet
  • Mongolia and Malaysia
Worldwide (Area 2)

Excluded Countries:

  • USA
  • Canada
  • Mongolia
  • Nepal
  • Tibet
Worldwide (Area 3)


How much must I pay to be insured during my travels?

Premiums for Asia (Area 1)


What can I claim from this insurance policy?

Personal AccidentAsia (Area 1)
Accidental Death and Permanent Disability
  • RM - all
  • RM300k per adult
  • RM75k per child
Personal Liability
RM1m for all
Medical RelatedAsia (Area 1)
Overseas Medical Expenses
RM500k for all
Follow-up Treatment in Malaysia
Your treatment and recovery might take a while
RM50k for all
Traditional or Alternative Medicine
When conventional treatment is just too mainstream
RM500 for all
Daily Hospital Income
RM15k for all
Child Care Benefit
RM10k for all
Compassionate Visitation
RM10k for all
Emergency Medical Evacuation
Unlimited for all
Emergency Medical Repatriation
Unlimited for all
Repatriation of Mortal Remains
Unlimited for all
Special Coverage Amateur Sports
RM300k for all
Travel InconvenienceAsia (Area 1)
Travel Cancellation
Cover for an unexpected incident that forces you to cancel your trip
RM25k for all
Travel Alteration
RM25k for all
Trip Curtailment
RM25k for all
Travel Interruption
Nobody likes a holiday cut short - get paid if it happens to you!
RM1.5k for all
Missed Connecting Flight or Transport
Don't worry about the cost of missing the next connection
RM600 for all
Travel Delay (Overseas)
RM3.6k for all
Travel Delay (Malaysia)
RM450 for all
Travel Re-route
Flight diversions add unnecessary expense - get yourself covered
RM600 for all
Baggage Delay (Overseas)
RM800 for all
Baggage Delay (Malaysia)
RM200 for all
Loss or Damage of Personal Property and Baggage
RM7k for all
Personal Money
RM2k for all
Travel Documents
RM6k for all
Loss of Credit Card
Cover for purchases made after your card is stolen
RM1.5k for all
Home Care
Loss or damage to your home and contents when you are away
RM3k for all
Pet Care
Covers pet medical costs while you are away on your trip
RM1k for all
Rental Car Excess
RM3k for all
Emergency Telephone Charges
RM200 for all
Badal Haji (for Muslim only)
RM3k for all
Wakaf (for Muslim only)
RM1k for all
Qurban (for Muslim only)
RM1k for all
Emergency Cash (for non-Muslim only)
RM5k for all

Fees & Charges

Stamp Duty Fee


Are you eligible to apply for this insurance?

Single Trip For IndividualsFor Insured and SpouseFor FamiliesFor Seniors
   Between 30 days and 70 years of ageBetween 30 days and 70 years of ageBetween 30 days and 70 years of ageBetween 71 and 85 years of age
Annual Plan For IndividualsFor Seniors
   Between 30 days and 70 years of ageBetween 71 and 85 years of age
Children Travelling With Family Per Child
   Between 30 days and 23 years of age

More Information

Who will benefit from Zurich Z-Travel Gold travel insurance?

When you need a peaceful holiday, don't take chances by skipping a travel insurance plan. 

Unexpected expenses arising from trip cancellation, missing passport or meeting with an accident during your holiday can ruin the experience.

Z-Travel Gold by Zurich is designed for any type of traveller - whether you're planning for a leisure holiday or adventurous activities such as bungee jumping and scuba diving.

With this travel insurance plan, you, your spouse and family (including grandparents) will be compensated in the event of accidental death or injury that leads to total permanent disability,

On top of personal accident coverage, Zurich also provides travel inconvenience benefits and medical-related benefits.

For accidental death and permanent disability, you will be insured for up to RM300,000, whereas for personal liability is up to RM1 million, and unlimited coverage for emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains.

Who can apply for Zurich Z-Travel Gold travel insurance?

    Any individuals, whether you are a Malaysian and non-Malaysian with permanent resident status, valid student or work permit or Malaysia My Second Home status, can apply for this travel insurance plan. 

    The age requirement to apply for Z-Travel Gold is:

  • For Individual, Couple and Family Plan: 30 days - 70 years old
  • For Senior Plan: 71 - 85 years old
  • For Child covered under Family Plan: 30 days - 23 years old (full-time student)
  • For Annual Plan: 30 days - 70 years old

What are the areas covered by Zurich Z-Travel Gold travel insurance?

Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam (excluding Tibet, Malaysia and Mongolia)

Area 2: Worldwide (Canada, Mongolia, Nepal, Tibet and USA)

Area 3: Worldwide

The premium rates on the table above are for Area 1 and Area 3.

What is some other unique coverage provided by Zurich travel insurance?

Zurich Z-Travel Gold offers some unique coverage for your home and pet when you are not around. 

You will also be covered for the loss of your credit card and travel document, amateur sports, rental car excess, terrorism, emergency cash and liability.

For certain events such as hospitalisation and emergency case, your Zurich travel insurance plan will be extended up to 30 days automatically, without extra cost.

What is the claim process for Zurich Z-Travel Gold?

To claim your compensation under the Zurich Z-Travel Gold travel insurance plan, you need to provide full disclosure of details of the accident and any expenses incurred to Zurich.

This information must be sent together with a claim form and relevant supporting documents to the Head Office or at any Zurich branches.

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