Zurich Z-Travel Gold

Don't sweat the small stuff when it comes to travelling as it could cost you the whole journey. Get compensated for unexpected expenses with Zurich Z-Travel Gold.

- Individual
- Insured and Spouse
- Family
- Personal Accidents
- Medical Related
- Travel Inconvenience
Region Region covered by this plan? Excluded Countries
Malaysia
None
Asia
View
Tibet
Mongolia and Malaysia
Worldwide
View
USA
Canada
Mongolia
Nepal
Tibet

Contact Info
Premiums & Fees
Coverage
Requirements
Guide / FAQ

Apply online now for Zurich Z-Travel Gold

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I want to get travel insurance coverage from Zurich.

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services: 03-2109 6000
Zurich Hotline: 1-300-888-622

Premiums

How much must I pay to be insured during my travels?

Across Asia	Individual	Insured and Spouse	Family
1 - 5 days	RM 52.00	RM 97.00	RM 128.00
6 - 10 days	RM 65.00	RM 121.00	RM 161.00
11 - 15 days	RM 111.00	RM 207.00	RM 278.00
16 - 20 days	RM 146.00	RM 271.00	RM 365.00
Additional Week	RM 28.00	RM 51.00	RM 70.00
Annual Plan	RM 345.00	Not insured	Not insured
Worldwide	Individual	Insured and Spouse	Family
1 - 5 days	RM 73.00	RM 136.00	RM 180.00
6 - 10 days	RM 89.00	RM 168.00	RM 223.00
11 - 15 days	RM 152.00	RM 286.00	RM 379.00
16 - 20 days	RM 198.00	RM 374.00	RM 496.00
Additional Week	RM 38.00	RM 70.00	RM 93.00
Annual Plan	RM 483.00	Not insured	Not insured

Fees & Charges

There are always fees but how much are they?

Stamp Duty Fee: RM10

Coverage

What can I claim from this insurance policy?

Personal Accident	Malaysia	Asia	Worldwide
Accidental Death and Permanent Disability	Not covered	RM 300000 per adult RM 75000 per child	RM 300000 per adult RM 75000 per child
Personal Liability	Not covered	RM 1000000	RM 1000000
Medical Related	Malaysia	Asia	Worldwide
Overseas Medical Expenses	Not covered	RM 500000	RM 500000
Follow-up Treatment in Malaysia Your treatment and recovery might take a while	Not covered	RM 50000	RM 50000
Traditional or Alternative Medicine When conventional treatment is just too mainstream	Not covered	RM 500	RM 500
Daily Hospital Income	Not covered	RM 15000	RM 15000
Child Care Benefit	Not covered	RM 10000	RM 10000
Compassionate Visitation	Not covered	RM 10000	RM 10000
Emergency Medical Evacuation	Not covered	Unlimited	Unlimited
Emergency Medical Repatriation	Not covered	Unlimited	Unlimited
Repatriation of Mortal Remains	Not covered	Unlimited	Unlimited
Special Coverage Amateur Sports	Not covered	RM 300000	RM 300000
Travel Inconvenience	Malaysia	Asia	Worldwide
Travel Cancellation Cover for an unexpected incident that forces you to cancel your trip	Not covered	RM 25000	RM 25000
Travel Alteration	Not covered	RM 25000	RM 25000
Trip Curtailment	Not covered	RM 25000	RM 25000
Travel Interruption Nobody likes a holiday cut short - get paid if it happens to you!	Not covered	RM 1500	RM 1500
Missed Connecting Flight or Transport Don't worry about the cost of missing the next connection	Not covered	RM 600	RM 600
Travel Delay (Overseas)	Not covered	RM 3600	RM 3600
Travel Delay (Malaysia)	Not covered	RM 450	RM 450
Travel Re-route Flight diversions add unnecessary expense - get yourself covered	Not covered	RM 600	RM 600
Baggage Delay (Overseas)	Not covered	RM 800	RM 800
Baggage Delay (Malaysia)	Not covered	RM 200	RM 200
Loss or Damage of Personal Property and Baggage	Not covered	RM 7000	RM 7000
Personal Money	Not covered	RM 2000	RM 2000
Travel Documents	Not covered	RM 6000	RM 6000
Loss of Credit Card Cover for purchases made after your card is stolen	Not covered	RM 1500	RM 1500
Home Care Loss or damage to your home and contents when you are away	Not covered	RM 3000	RM 3000
Pet Care Covers pet medical costs while you are away on your trip	Not covered	RM 1000	RM 1000
Rental Car Excess	Not covered	RM 3000	RM 3000
Emergency Telephone Charges	Not covered	RM 200	RM 200
Badal Haji (for Muslim only)	Not covered	RM 3000	RM 3000
Wakaf (for Muslim only)	Not covered	RM 1000	RM 1000
Qurban (for Muslim only)	Not covered	RM 1000	RM 1000
Emergency Cash (for non-Muslim only)	Not covered	RM 5000	RM 5000

Requirements

Are you eligible to apply for this insurance?

Single Trip

For Individuals: Between 30 days and 70 years of age
For Insured and Spouse: Between 30 days and 70 years of age
For Families: Between 30 days and 70 years of age

Annual Plan

For Individuals: Between 30 days and 70 years of age

Children Travelling With Family

Per Child: Between 30 days and 23 years of age

Frequently Asked Questions about Zurich Z-Travel Gold

Things you might want to know

Who will benefit from Zurich Z-Travel Gold travel insurance?

When you need a peaceful holiday, don't take chances by skipping a travel insurance plan.

Unexpected expenses arising from trip cancellation, missing passport or meeting with an accident during your holiday can ruin the experience.

Z-Travel Gold by Zurich is designed for any type of traveller - whether you're planning for a leisure holiday or adventurous activities such as bungee jumping and scuba diving.

With this travel insurance plan, you, your spouse and family (including grandparents) will be compensated in the event of accidental death or injury that leads to total permanent disability,

On top of personal accident coverage, Zurich also provides travel inconvenience benefits and medical-related benefits.

For accidental death and permanent disability, you will be insured for up to RM300,000, whereas for personal liability is up to RM1 million, and unlimited coverage for emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains.

Who can apply for Zurich Z-Travel Gold travel insurance?

Any individuals, whether you are a Malaysian and non-Malaysian with permanent resident status, valid student or work permit or Malaysia My Second Home status, can apply for this travel insurance plan.

The age requirement to apply for Z-Travel Gold is:

For Individual, Couple and Family Plan: 30 days - 70 years old
For Senior Plan: 71 - 85 years old
For Child covered under Family Plan: 30 days - 23 years old (full-time student)
For Annual Plan: 30 days - 70 years old

What are the areas covered by Zurich Z-Travel Gold travel insurance?

Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam (excluding Tibet, Malaysia and Mongolia)

Area 2: Worldwide (Canada, Mongolia, Nepal, Tibet and USA)

Area 3: Worldwide

The premium rates on the table above are for Area 1 and Area 3.

What is some other unique coverage provided by Zurich travel insurance?

Zurich Z-Travel Gold offers some unique coverage for your home and pet when you are not around.

You will also be covered for the loss of your credit card and travel document, amateur sports, rental car excess, terrorism, emergency cash and liability.

For certain events such as hospitalisation and emergency case, your Zurich travel insurance plan will be extended up to 30 days automatically, without extra cost.

What is the claim process for Zurich Z-Travel Gold?

To claim your compensation under the Zurich Z-Travel Gold travel insurance plan, you need to provide full disclosure of details of the accident and any expenses incurred to Zurich.

This information must be sent together with a claim form and relevant supporting documents to the Head Office or at any Zurich branches.