Zurich Z-Travel Silver

Whether you're travelling for leisure or amateur sports, Zurich Z-Travel Insurance (International) Silver Plan ensures that you travel with peace of mind.

- Individual
- Insured and Spouse
- Family
- Personal Accidents
- Medical Related
- Travel Inconvenience
Region Region covered by this plan? Excluded Countries
Malaysia
None
Asia
View
Tibet
Mongolia and Malaysia
Worldwide
View
Canada
Mongolia
Nepal
Tibet and USA

Contact Info
Premiums & Fees
Coverage
Requirements
Guide / FAQ

Apply online now for Zurich Z-Travel Silver

RinggitPlus will help you every step of the way.

I want to get travel insurance coverage from Zurich.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

View product disclosure sheet.

Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services: 03-2109 6000
Zurich Hotline: 1-300-888-622

Premiums

How much must I pay to be insured during my travels?

Across Asia	Individual	Insured and Spouse	Family
1 - 5 days	RM 45.00	RM 85.00	RM 113.00
6 - 10 days	RM 56.00	RM 104.00	RM 138.00
11 - 15 days	RM 95.00	RM 175.00	RM 232.00
16 - 20 days	RM 124.00	RM 228.00	RM 302.00
Additional Week	RM 24.00	RM 42.00	RM 57.00
Annual Plan	RM 300.00	Not insured	Not insured
Worldwide	Individual	Insured and Spouse	Family
1 - 5 days	RM 63.00	RM 118.00	RM 156.00
6 - 10 days	RM 77.00	RM 146.00	RM 192.00
11 - 15 days	RM 132.00	RM 248.00	RM 326.00
16 - 20 days	RM 173.00	RM 323.00	RM 425.00
Additional Week	RM 34.00	RM 61.00	RM 80.00
Annual Plan	RM 406.00	Not insured	Not insured

Fees & Charges

There are always fees but how much are they?

Stamp Duty Fee: RM10

Coverage

What can I claim from this insurance policy?

Personal Accident	Malaysia	Asia	Worldwide
Accidental Death and Permanent Disability	Not covered	RM 300000 per adult RM 75000 per child	RM 300000 per adult RM 75000 per child
Personal Liability	Not covered	RM 1000000	RM 1000000
Medical Related	Malaysia	Asia	Worldwide
Overseas Medical Expenses	Not covered	RM 300000	RM 300000
Follow-up Treatment in Malaysia Your treatment and recovery might take a while	Not covered	RM 50000	RM 50000
Traditional or Alternative Medicine When conventional treatment is just too mainstream	Not covered	RM 500	RM 500
Daily Hospital Income	Not covered	RM 15000	RM 15000
Child Care Benefit	Not covered	RM 7000	RM 7000
Compassionate Visitation	Not covered	RM 7000	RM 7000
Emergency Medical Evacuation	Not covered	Unlimited	Unlimited
Emergency Medical Repatriation	Not covered	Unlimited	Unlimited
Repatriation of Mortal Remains	Not covered	Unlimited	Unlimited
Special Coverage Amateur Sports	Not covered	RM 300000	RM 300000
Travel Inconvenience	Malaysia	Asia	Worldwide
Travel Cancellation Cover for an unexpected incident that forces you to cancel your trip	Not covered	RM 20000	RM 20000
Travel Alteration	Not covered	RM 20000	RM 20000
Trip Curtailment	Not covered	RM 20000	RM 20000
Travel Interruption Nobody likes a holiday cut short - get paid if it happens to you!	Not covered	RM 1000	RM 1000
Travel Delay Get compensated for late arrival at your holiday destination	Not covered	RM 3600	RM 3600
Missed Connecting Flight or Transport Don't worry about the cost of missing the next connection	Not covered	RM 400	RM 400
Travel Re-route Flight diversions add unnecessary expense - get yourself covered	Not covered	RM 400	RM 400
Baggage Delay (Overseas)	Not covered	RM 800	RM 800
Baggage Delay (Malaysia)	Not covered	RM 200	RM 200
Loss or Damage of Personal Property and Baggage	Not covered	RM 5000	RM 5000
Personal Money	Not covered	RM 1000	RM 1000
Travel Documents	Not covered	RM 5000	RM 5000
Loss of Credit Card Cover for purchases made after your card is stolen	Not covered	RM 1000	RM 1000
Pet Care Covers pet medical costs while you are away on your trip	Not covered	RM 1000	RM 1000
Home Care Loss or damage to your home and contents when you are away	Not covered	RM 2000	RM 2000
Rental Car Excess	Not covered	RM 2000	RM 2000
Emergency Telephone Charges	Not covered	RM 100	RM 100
Badal Haji (for Muslim only)	Not covered	RM 3000	RM 3000
Wakaf (for Muslim only)	Not covered	RM 1000	RM 1000
Qurban (for Muslim only)	Not covered	RM 1000	RM 1000
Emergency Cash (for non-Muslim only)	Not covered	RM 5000	RM 5000

Requirements

Are you eligible to apply for this insurance?

Single Trip

For Individuals: Between 30 days and 70 years of age
For Insured and Spouse: Between 30 days and 70 years of age
For Families: Between 30 days and 70 years of age

Annual Plan

For Individuals: Between 30 days and 70 years of age

Children Travelling With Family

Per Child: Between 30 days and 23 years of age

Frequently Asked Questions about Zurich Z-Travel Silver

Things you might want to know

What does Z-Travel Silver travel insurance cover?

Z-Travel Insurance (International) Silver Plan by Zurich Insurance Malaysia Berhad is an insurance protection plan for traveller embarking on an international or overseas trip only.

This Zurich travel insurance product provides compensation to policyholders in the event of injuries, disabilities or death caused by accident.

Besides, you are also covered for the medical expenses incurred as a result of accident or illness, amateur sports (scuba diving, winter sports, bungee jumping, etc) and travel inconvenience during your overseas journey.

Who can apply for Zurich Z-Travel Silver travel insurance plan?

Z-Travel Silver is offered to all Malaysians and non-Malaysians with permanent resident status, valid student or work permit or Malaysia My Second Home status.

The age requirement to apply for this Zurich travel insurance plan is based on the type of cover such as:

For Individual, Couple and Family Plan: 30 days - 70 years old
For Senior Plan: 71 - 85 years old
For Child covered under Family Plan: 30 days - 23 years old (full-time student)
For Annual Plan: 30 days - 70 years old

In which countries does Zurich travel insurance cover?

The coverage provided in this Zurich travel insurance plan is valid in selected countries in Asia and worldwide such as below:

Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam (excluding Tibet, Malaysia and Mongolia)

Area 2: Worldwide (excluding Canada, Mongolia, Nepal, Tibet and USA)

Area 3: Worldwide

The premium rates on the table above are for Area 1 and Area 3.

What events are not covered by Zurich Z-Travel Silver travel insurance?

Here are some of the exclusions under this Zurich travel insurance:

War or any act of wars
Your participation in strikes or riots
Murder, intentional self-injury, suicide or attempted suicide
Deliberate exposure to exceptional danger (except for saving human's life)
Traveling to get overseas medical treatments, check-ups or advice
Pre-existing conditions
Mountaineering or any activity above 3,000 meters height

How can I claim for accident and compensation under Zurich Z-Travel Silver?

To claim your compensation under the Z-Travel Silver travel insurance plan, you need to provide full disclosure of details of the accident and any expenses incurred to Zurich.

This information must be sent together with a claim form and relevant supporting documents to the Head Office or at any Zurich branches.