Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich Z-Travel Silver

Whether you're travelling for leisure or amateur sports, Zurich Z-Travel Insurance (International) Silver Plan ensures that you travel with peace of mind.

    • Individual
    • Insured and Spouse
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • View

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  03-2109 6000
  • Zurich Hotline
  •  1-300-888-622
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 45.00
    RM 85.00
    RM 113.00
    6 - 10 days
    RM 56.00
    RM 104.00
    RM 138.00
    11 - 15 days
    RM 95.00
    RM 175.00
    RM 232.00
    16 - 20 days
    RM 124.00
    RM 228.00
    RM 302.00
    Additional Week
    RM 24.00
    RM 42.00
    RM 57.00
    Annual Plan
    RM 300.00
    Not insured
    Not insured
    Worldwide
    Individual
    Insured and Spouse
    Family
    1 - 5 days
    RM 63.00
    RM 118.00
    RM 156.00
    6 - 10 days
    RM 77.00
    RM 146.00
    RM 192.00
    11 - 15 days
    RM 132.00
    RM 248.00
    RM 326.00
    16 - 20 days
    RM 173.00
    RM 323.00
    RM 425.00
    Additional Week
    RM 34.00
    RM 61.00
    RM 80.00
    Annual Plan
    RM 406.00
    Not insured
    Not insured

    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death and Permanent Disability
    Not covered
  • RM 300000 per adult
  • RM 75000 per child
  • RM 300000 per adult
  • RM 75000 per child
  • Personal Liability
    Not covered
  • RM 1000000
  • RM 1000000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Overseas Medical Expenses
    Not covered
  • RM 300000
  • RM 300000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 50000
  • RM 50000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500
  • RM 500
  • Daily Hospital Income
    Not covered
  • RM 15000
  • RM 15000
  • Child Care Benefit
    Not covered
  • RM 7000
  • RM 7000
  • Compassionate Visitation
    Not covered
  • RM 7000
  • RM 7000
  • Emergency Medical Evacuation
    Not covered
  • Unlimited
  • Unlimited
  • Emergency Medical Repatriation
    Not covered
  • Unlimited
  • Unlimited
  • Repatriation of Mortal Remains
    Not covered
  • Unlimited
  • Unlimited
  • Special Coverage Amateur Sports
    Not covered
  • RM 300000
  • RM 300000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 20000
  • RM 20000
  • Travel Alteration
    Not covered
  • RM 20000
  • RM 20000
  • Trip Curtailment
    Not covered
  • RM 20000
  • RM 20000
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 1000
  • RM 1000
  • Travel Delay

    Get compensated for late arrival at your holiday destination

    Not covered
  • RM 3600
  • RM 3600
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 400
  • RM 400
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 400
  • RM 400
  • Baggage Delay (Overseas)
    Not covered
  • RM 800
  • RM 800
  • Baggage Delay (Malaysia)
    Not covered
  • RM 200
  • RM 200
  • Loss or Damage of Personal Property and Baggage
    Not covered
  • RM 5000
  • RM 5000
  • Personal Money
    Not covered
  • RM 1000
  • RM 1000
  • Travel Documents
    Not covered
  • RM 5000
  • RM 5000
  • Loss of Credit Card

    Cover for purchases made after your card is stolen

    Not covered
  • RM 1000
  • RM 1000
  • Pet Care

    Covers pet medical costs while you are away on your trip

    Not covered
  • RM 1000
  • RM 1000
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 2000
  • RM 2000
  • Rental Car Excess
    Not covered
  • RM 2000
  • RM 2000
  • Emergency Telephone Charges
    Not covered
  • RM 100
  • RM 100
  • Badal Haji (for Muslim only)
    Not covered
  • RM 3000
  • RM 3000
  • Wakaf (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Qurban (for Muslim only)
    Not covered
  • RM 1000
  • RM 1000
  • Emergency Cash (for non-Muslim only)
    Not covered
  • RM 5000
  • RM 5000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 30 days and 70 years of age
    For Insured and Spouse
    Between 30 days and 70 years of age
    For Families
    Between 30 days and 70 years of age

    Annual Plan
    For Individuals
    Between 30 days and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Zurich Z-Travel Silver

    Things you might want to know

    What does Z-Travel Silver travel insurance cover?

    Z-Travel Insurance (International) Silver Plan by Zurich Insurance Malaysia Berhad is an insurance protection plan for traveller embarking on an international or overseas trip only. 

    This Zurich travel insurance product provides compensation to policyholders in the event of injuries, disabilities or death caused by accident.

    Besides, you are also covered for the medical expenses incurred as a result of accident or illness, amateur sports (scuba diving, winter sports, bungee jumping, etc) and travel inconvenience during your overseas journey.

    Who can apply for Zurich Z-Travel Silver travel insurance plan?

    Z-Travel Silver is offered to all Malaysians and non-Malaysians with permanent resident status, valid student or work permit or Malaysia My Second Home status. 

    The age requirement to apply for this Zurich travel insurance plan is based on the type of cover such as:

    • For Individual, Couple and Family Plan: 30 days - 70 years old
    • For Senior Plan: 71 - 85 years old
    • For Child covered under Family Plan: 30 days - 23 years old (full-time student)
    • For Annual Plan: 30 days - 70 years old

    In which countries does Zurich travel insurance cover?

    The coverage provided in this Zurich travel insurance plan is valid in selected countries in Asia and worldwide such as below:

    Area 1: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam (excluding Tibet, Malaysia and Mongolia)

    Area 2: Worldwide (excluding Canada, Mongolia, Nepal, Tibet and USA)

    Area 3: Worldwide

    The premium rates on the table above are for Area 1 and Area 3.

    What events are not covered by Zurich Z-Travel Silver travel insurance?

    Here are some of the exclusions under this Zurich travel insurance:

    • War or any act of wars
    • Your participation in strikes or riots
    • Murder, intentional self-injury, suicide or attempted suicide 
    • Deliberate exposure to exceptional danger (except for saving human's life)
    • Traveling to get overseas medical treatments, check-ups or advice
    • Pre-existing conditions
    • Mountaineering or any activity above 3,000 meters height

    How can I claim for accident and compensation under Zurich Z-Travel Silver?

    To claim your compensation under the Z-Travel Silver travel insurance plan, you need to provide full disclosure of details of the accident and any expenses incurred to Zurich. 

    This information must be sent together with a claim form and relevant supporting documents to the Head Office or at any Zurich branches.

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