Maybank Islamic Zest-i Account

This is a Shariah-compliant investment account that pays out profits based on the Mudarabah principle and rewards you with unique prizes all year long! Enjoy the convenience of online checking with no introducer required.

Maybank Islamic Zest-i Account
Min. Deposit
Daily Return
Early Withdrawal

Return Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodProjected Net Return
min. RM50no lock-in period0.05% p.a.

Fees & Charges

There are no fees associated with this product.


Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Permanent residents

More Information

What is Maybank Islamic Zest-i Account?

Also known as Net-i Account, this investment account allows you to deposit and withdraw funds at your convenience, apart from providing you with the flexibility of utilising its checking facilities, subject to fees and charges. 

How does this Maybank Islamic Zest-i Account work?

Since it is operating under the Shariah contract of Mudarabah, you as an account holder (rabbul mal) are providing the mandate to the Bank (mudarib or fund manager) to invest in their selected portfolio of Shariah-compliant assets, which may result in giving you potentially higher returns.

However, it is worth noting that the returns that you may get from investing in this account are not guaranteed by the Bank due to they are solely tied to the performance of the underlying assets.

What benefits can I get from this investment account?

This investment account has features made available to you such as a chequebook and an ATM/debit Visa or Mastercard for your payment convenience.

What's more, you can link your account to Maybank2u online banking to simplify your money management.

Cash deposits and withdrawals are also made easy for you as Maybank has over 2,900 ATMs throughout Malaysia and Singapore and over 2,500 MEPS ATMs nationwide.

To top it off, you can also stand a chance to win awesome prizes all year long; monthly, quarterly, half-yearly and annually. Simply invest as low as RM200 and maintain a certain Month End Balance (MEB) amount to be in the running.

Win awesome prizes all year long!

Are you up for some challenge? While you save and invest, why not try to bring home exclusive prizes? 

By investing a minimum deposit of RM200 to your Zest-i Account, you may stand a chance to win awesome prizes all year long, subject to the Average Daily Balance (ADB) and Monthly End Balance (MEB) in your account. 

Check out the table below for more details.

CategoryPrizesMinimum ADB for One (1) EntryMinimum MEB
Monthly8X First Prize: 
Apple Macbook Air
8X Second Prize:
Samsung Galaxy Z Flip 3 (5G) 128 GB
24X Third Prize:
RM1,000 Cash credited to your Zest-i Account
Quarterly1X Grand Prize:
Honda City Hatchback 1.5L (V)
24X Consolation Prize:
RM1,000 Cash credited to your Zest-i Account
Half-Yearly1X Grand Prize:
30g Maybank Islamic Gold Account-i
32X Consolation Prize:
RM1,000 Cash credited to your Zest-i Account
Grand Prize1X Grand Prize:
1kg Maybank Islamic Gold Account-i
8X Consolation Prize:
10g Maybank Islamic Gold Account-i

Is it safe to keep my money in this investment account?

It is practically safe to keep your money in a bank account. However, since this is an investment account, your deposit will not be guaranteed by Perbadanan Insurans Deposit Malaysia (PIDM).

Rest assured that your profit and loss are shared with the Bank based on the Mudarabah contract.

Who can apply for Maybank Islamic Zest-i Account?

Any individuals residing in Malaysia or non-residents with working permits aged 18 years and above can apply for this investment account.

Before making your way to the nearest Maybank branch for this personal or joint investment account opening, please make an appointment first and bring along the following documents.

  • IC for Malaysians and Passports for foreigners

Supporting documents:

  • Valid driving license
  • Utility bills in the name and address of the customer opening the account
  • Letter of employment
  • Credit card (if any)
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