AIA A-Life Signature Beyond 2

Protect your family and preserve your legacy with this life coverage plan that equips you for life's uncertainties. Join AIA Vitality and upgrade your knowledge on how to prolong your journey the healthy way.

AIA A-Life Signature Beyond 2
Increasing Sum Assured
Min Sum Assured
Entry Age
18 years - 70 years
Max Coverage
100 years
No Lapse Benefit
Not applicable


Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will AIA help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 18 up to 100  years old
  • Yes , up to 100% sum insured  
Accidental Death
  • from 18 up to 70  years old
  • Yes , up to 200% sum insured  
Public Conveyance Death
  • from 18 up to 70  years old
  • Yes , up to 300% sum insured  
Total and Permanent Disability (TPD)
  • from 18 up to 70  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Early Payout for Critical Illness

How to Claim

Who do I contact if I have a question or emergency?

AIA Customer Care Hotline

If you need to make a claim or request a payout, download and fill up the claims form on AIA official website or visit an AIA branch.

Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is AIA A-Life Signature Beyond 2?

A-Life Signature Beyond 2 is an investment-linked plan offered by AIA, that gives you wider coverage of up to 100 years old and peace of mind that your loved ones will be taken care of.

How does the protection work?

With A-Life Signature Beyond 2, this plan will guarantee that upon your death or if you suffer total and permanent disability, your family will receive 100% payout of your sum assured. 

Step 1: Choosing your coverage amount. With the minimum coverage amount at RM500,000 you have your choice of maximum limits based on the plan you select.

Step 2: Choosing your coverage and premium term. After selecting your coverage amount, you can also choose your coverage term. You can choose to cover yourself up to the age of 70, 80 or till 100 years of age.

Then pick your premium payment terms which can be renewed, so you can always take a second look at your options when it's time for policy renewal. You can select payment terms of 5 years, 10 years, 20 years and even a Full Coverage Term.

Step 3: Choose your optional benefits. Once that’s done, you can pick your optional benefits from a wide range of benefits to attach onto your plan such as Extra coverage for Death, Critical Illnesses, coverage for your Spouse, or more covers for Total and Permanent Disability. The choice is yours.

Voila you have your perfect plan.

What is AIA Vitality and Signature Boost?

Signature Boost is an additional benefit given to you when you sign up as an AIA Vitality member upon the purchase of the A-Life Signature Beyond 2. It provides you additional account value and is subject to a maximum of 20% of your basic plan's coverage amount.

AIA Vitality is a health programme offered by AIA which promotes healthy choices and rewards you with Signature Boost Percentage

The initial Signature Boost Percentage starts from 20%. For each subsequent year, your Signature Boost Percentage may increase, decrease or remain the same based on your AIA Vitality Status at every Signature Boost Anniversary.

AIA Vitality StatusChange in Signature Boost Percentage
Platinum+1% from the previous year
GoldNo Change from the previous year
Silver-2% from the previous year
Bronze-4% from the previous year

The total accumulated Signature Boost Percentage will be locked-in at age 55 or on the 20th Signature Boost Anniversary, whichever is later.

The more engaged you are with AIA Vitality, the higher your Signature Boost percentage will be. If you are inactive, you may lose this benefit.

Essentially, Signature Boost will ensure that when your plan matures, your payout increases.

What are the requirements?

To be eligible for the purchase of this plan you will need to be at least 18 years of age. If you are a parent, please take note of this if you wish to take out an independent life insurance for your child.

Application for this plan is open to anyone up to the age of 70 years old, on your next birthday. After which the policy will run on a renewal basis. A-Life Signature Beyond 2 is open to Malaysians only.

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