AIA A-LifeLink

Get protection, savings and additional coverage all in one comprehensive life insurance plan. Customise A-LifeLink to meet your needs and get bonus coverage and benefits the longer you stay with the plan.

AIA A-LifeLink
Increasing Sum Assured
Min Sum Assured
Entry Age
16 years - 70 years
Max Coverage
100 years
No Lapse Benefit


Cover Term
Protection up to age 100
Premium Type
Flat rate. Stays the same throughout coverage term.
Loyalty Bonus
Up to 1% 1% increase every year from the 2nd year of Policy Term up to 20% maximum of coverage amount
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will AIA help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 16 up to 100  years old
  • Yes , up to 100% sum insured  
Accidental Death
  • from 16 up to 55  years old
  • Yes , up to 100% sum insured   optional benefit
Total and Permanent Disability (TPD)
  • from 16 up to 70  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Personal Accident
Hospital Cash Benefit
Accidental Death or Dismemberment

How to Claim

Who do I contact if I have a question or emergency?

AIA Customer Care Hotline

If you need to make a claim or request a payout, download and fill up the claims form on AIA official website or visit an AIA branch.

Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is AIA A-LifeLink?

A-LifeLink is a life protection plan offered by AIA Vitality that offers you coverage of up to 100 years old. The plan can be purchase via an AIA Life Planner making it easier for you to handle your policy and its details. A-LifeLink is a flexible investment-linked plan, that will protect both you and your loved ones with both savings and coverage.

The plan can be customised to meet your needs and ever-changing lifestyles.

How does the protection work?

With A-LifeLink you will get both protection and savings. AIA offers you both coverage for Death and Total and Permanent Disability, coverage amounts are based on your needs and abilities with a maximum sum assured of RM100,000. You can even apply a cover booster of up to 20% without having to pay additional premium. This booster will be especially useful if you become permanently disabled.

A-LifeLink also offers you flexibility with a wide range of optional benefits and riders that you can choose from to further enhance your coverage. These benefits include medical, critical illness, accidental and disability covers.

As mentioned, this plan comes with a savings plan, where you as the policy holder can choose how much of the premium you would like to be allocated in the savings portion. This savings plan is different to the investment plan option that is also open to you, both will work in tandem with each other, so you don’t have to pick one over the other unless you want to.

Is there a premium or coverage Bonus?

Aside from the coverage booster that you can apply with no additional premium, there is the benefit of an Anniversary Bonus. The Anniversary Bonus will increase your coverage amount by 1% every year that no claims are made. This bonus will kick in on the second year of your coverage period.

The bonus can be applied up to 120% of your coverage amount or up to a maximum coverage amount of RM500,000 per policy.

What are the requirements?

To be eligible for the purchase of this plan you will need to be at least 16 years of age. Parents please take note of this if you wish to take out an independent life insurance for your child.

Application for this plan is open to anyone up to the age of 70 years old, on your next birthday. After which the policy will run on a renewal basis. AIA A-LifeLink is open to Malaysians only.

Can I withdraw my savings?

When you indeed have extra money that you want to go into the savings you can do so by adding it to your premiums, however the money is for you. Which means that when you need it, you are entitled to withdraw the saved amount.

What other benefits are there?

A-LifeLink is an insurance plan offered by AIA Vitality. Get additional coverage upon Death and Total and Permanent Disability when you sign up as an AIA Vitality member. Additional coverage can go up to a maximum of RM50,000 on top of your existing amount.

AIA is moving to make your life easier, and you can manage your insurance policy completely online, with AIA Vitality you can also download the app and make tracking your policy and savings plan easier as well.

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