Allianz PremierLink

Stretch your ringgit with the Allianz PremierLink, this plan offers you a high Sum Assured, but with affordable premiums. Pick that plan that you feel most suited to and get additional coverage on the way.

Allianz PremierLinkAffordable cover
Increasing Sum Assured
No
Min Sum Assured
Not applicable
Entry Age
18 years - 65 years
Max Coverage
100 years
No Lapse Benefit
Not applicable

Features

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Coverage

How will Allianz help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
Death
  • from 18  years old
  • Yes, up to 100% sum insured  
Total and Permanent Disability
  • from 18 up to 65  years old
  • Yes, up to RM4m  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Yes

How to Claim

Who do I contact if I have a question or emergency?

Allianz Customer Care Hotline

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in. You can contact Allianz Customer Service Hotline for all the required documents and Claim Forms that you might need.

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.

Requirements

Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is Allianz PremierLink?

PremierLink is a life insurance protection plan offered by Allianz Insurance to help you stretch your ringgit. It comes with a high Sum Assured to accommodate all your needs, but at the same time give you protection for less, with affordable premiums.

What coverage do I get?

This plan comes with coverage for Death and Total and Permanent Disability where, if you as the policy holder befall either of these perils, Allianz will release a full coverage amount payout to your family. Death benefits will extend to your time of death, whenever that may be. However, the benefit for Total and Permanent Disability will cover you till the age of 65 on your next birthday.

Allianz PremierLink comes with a high coverage amount, with RM500,000 being the minimum amount you can purchase. You have the option to increase your coverage amount to more than RM4 million. With that in mind, following the terms of the payout, in the case of Total and Permanent Disability. If your coverage amount exceeds, RM4 million, then the remainder of the payout will only be paid upon your death.

How do the premiums work?

PremierLink essentially allows you to choose your own premiums and allows you the flexibility of picking them based on your financial needs and commitments. You mad however, need to top up your premium rates for continued coverage till the age of 100.

What benefits do I get?

You will get a loyalty bonus with this plan, if you stick with it long enough. PremierLink members will get an additional 1% of your insurance premium beginning on the 11th year of your policy. Since this is also an investment savings plan. You will also be able to partially withdraw funds from the account, if you need to.

Can I attach riders?

Yes, you can. With PremierLink you can attach up to 4 riders with this plan to cover different aspects of your life. Get additional coverage for critical illnesses, medical issues and so on and so forth. You can always check with your Allianz insurance agent, on how best to customize your plan.