What is PrimeLegacy?
Allianz PrimeLegacy is an investment-linked life protection plan offered to you by Allianz Insurance, made to offer a contingency in the compromise of your safety, health and wealth. The plan gives you protection for the future with the seeds that you sow today.
This plan provides you with high insurance coverage during your income earning years, enabling you to grow your wealth safely and ensure that your loved ones are not on the receiving end of a financial decline.
What benefits are there?
You will have coverage for Death, Accidental Death and Death by Public Conveyance. These benefits will come in two tier coverage offering you up to 5x your selected Insured Amount, if you pass away before your 71st birthday.
Along with that you will get an additional benefit in the form of coverage for Total and Permanent Disability. This additional benefit has no impact on the Prevailing Insured Amount but offers you a 100% payout up to a maximum of RM4 million per life.
What are the pay term options?
Pay term is the policy term and premium allocation that you can choose to adopt when you sign up for this protection plan. The options are as follows;
Based on the term you select, investment-linked premium allocation can go from 70% up to 100% of your annual premium.
Who can apply?
Registration for this insurance plan requires a minimum age of 18 years old. You can continue to registration anytime between the age 18 and 70. It is only if you have already purchased the policy before your 70th birthday that you can extend coverage from this plan till the age of 100.