Allianz PrimeLegacy

Get High Insurance Coverage where you are protected during your income earning years ensuring the health of your wealth. Leave behind a sufficient legacy for your children to enjoy in whatever situation they may be in.

Allianz PrimeLegacyHigh Coverage
Increasing Sum Assured
No
Min Sum Assured
RM10k
Entry Age
16 years - 70 years
Max Coverage
100 years
No Lapse Benefit
Not applicable

Features

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Coverage

How will Allianz help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
Death
  • from 16 up to 70  years old
  • from 71 up to 99  years old
  • Yes , up to 500% sum insured  
  • Yes , up to 100% sum insured  
Accidental Death
  • from 16 up to 70  years old
  • from 71 up to 99  years old
  • Yes , up to 400% sum insured   (excluding death in Public conveyance or Elevator or burning Public Building)
  • Yes , up to 100% sum insured   (excluding death in Public conveyance or Elevator or burning Public Building)
Public Conveyance Death
  • from 16 up to 70  years old
  • from 71 up to 99  years old
  • Yes , up to 500% sum insured  
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • from 16 up to 71  years old
  • Yes , up to 100% sum insured   Additional Benefit

How to Claim

Who do I contact if I have a question or emergency?

Allianz Customer Care Hotline

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in. You can contact Allianz Customer Service Hotline for all the required documents and Claim Forms that you might need. 

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is PrimeLegacy?

Allianz PrimeLegacy is an investment-linked life protection plan offered to you by Allianz Insurance, made to offer a contingency in the compromise of your safety, health and wealth. The plan gives you protection for the future with the seeds that you sow today.

This plan provides you with high insurance coverage during your income earning years, enabling you to grow your wealth safely and ensure that your loved ones are not on the receiving end of a financial decline.

What benefits are there?

You will have coverage for Death, Accidental Death and Death by Public Conveyance. These benefits will come in two tier coverage offering you up to 5x your selected Insured Amount, if you pass away before your 71st birthday.

Along with that you will get an additional benefit in the form of coverage for Total and Permanent Disability. This additional benefit has no impact on the Prevailing Insured Amount but offers you a 100% payout up to a maximum of RM4 million per life.

What are the pay term options?

Pay term is the policy term and premium allocation that you can choose to adopt when you sign up for this protection plan. The options are as follows;

  • 3-Pay
  • 6-Pay
  • 10-Pay
  • 20-Pay

Based on the term you select, investment-linked premium allocation can go from 70% up to 100% of your annual premium.

Who can apply?

Registration for this insurance plan requires a minimum age of 18 years old. You can continue to registration anytime between the age 18 and 70. It is only if you have already purchased the policy before your 70th birthday that you can extend coverage from this plan till the age of 100.