FWD Insurance WealthLink

Protect yourself, your life, and your dreams financially with WealthLink. This regular premium investment-linked plan from FWD Insurance not only gives you coverage but also savings and investment opportunities. Unique in its own right, WealthLink also gives you perks increasing your coverage by 10% every 5 years, up to 50% of your original coverage.

FWD Insurance WealthLink
Increasing Sum Assured
Min Sum Assured
Entry Age
14 days - 70 years
Max Coverage
100 years
No Lapse Benefit


Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will FWD Insurance help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • up to 100  years old
  • Yes , up to 100% sum insured  and investment account value (if any)
Total and Permanent Disability (TPD)
  • up to 75  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Early Payout for Critical Illness
Permanent Disability Indemnity
Personal Accident
Hospital Cash Benefit
Premium Waiver
Medical Rider

How to Claim

Who do I contact if I have a question or emergency?

FWD Insurance Customer Care Hotline

If you need to make a claim with FWD Insurance you can always head on over to their Claims page for more information.

Remember to first check your policy, to ensure you are indeed covered for the incident that you need to make a claim for. Then double-check your payments for the premiums so that there are no financial roadblocks and finally, contact FWD Insurance with your claim requests.

You will need to submit a Notice of Claims form that you can download. Contact FWD Insurance for the documents that you might need to submit and once you have everything ready, head on over to the nearest branch to make your claims.


Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is FWD Insurance WealthLink?

FWD WealthLink is a regular premium investment-linked plan that gives you insurance, protection, and opportunities to benefit from investment funds. Protect yourself today against all unexpected life events and give your loved ones some peace of mind. 

WealthLink is unique as well, in that it gives you an additional 10% coverage every 5 years, up to 50% of your original coverage if you continue to hold the plan. This life insurance is designed to protect you and your dependents regardless of which stage of life you are in, having a contingency plan is always helpful. 

What coverage do I get?

The plan offers you coverage for Death and Total and Permanent Disability, up to 100 years old. As for Total and Permanent Disability, you will be covered up to the age of 75 years old. In either case, 100% of the Basic Sum Assured shall be payable. However, for Death, the Investment Account Value (if any) shall be payable based on the Net Asset Value per unit at the next valuation date. 

On top of this, you can add-on coverage for Critical Illnesses, Personal Accidents, Hospital and Surgical Benefits, and Waiver of Premiums. The following is a list of FWD Insurance Riders you can choose from to add on to this life insurance plan for your perusal;

1) FWD Medi First
3) FWD IL Living Extra (WOP - Waiver Of Premium)
5) FWD CI Intense Shield

Who can apply?

Eligibility for this insurance plan begins at 14 days old. Parents you can purchase this plan for your child from then on, it would be a great way to help your child gain investment profits when they get older. 

Of course, if you are purchasing this insurance for yourself, you must at least be 18 years old. After which, you will continue to be covered up to the maximum age of 100 years old. 

What are the Investment-Linked funds?

There are indeed a few funds you can choose from with FWD Insurance. The following is a list of four funds that are currently active. 

Please take note that this list could change and evolve, so remember to confirm with your agent what is available to you;

  1. FWD Invest Dividend Fund
  2. FWD Invest ASEAN Discovery Fund
  3. FWD Invest Income Extra Fund
  4. FWD Invest Bond Fund
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