Gibraltar BSN GoProtect

Protect yourself, your life, and your dreams financially with GoProtect. This regular investment-linked life protection plan from Gibraltar BSN not only gives you coverage, but savings and investment opportunities. Unique in its own right, GoProtect also gives you perks increasing your coverage by 5% every 5 years.

Gibraltar BSN GoProtect
Increasing Sum Assured
Min Sum Assured
Not applicable
Entry Age
30 days - 69 years
Max Coverage
100 years
No Lapse Benefit


Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Gibraltar BSN help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • up to 100  years old
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • up to 70  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Early Payout for Critical Illness
Personal Accident
Accidental Death or Dismemberment

How to Claim

Who do I contact if I have a question or emergency?

Gibraltar BSN Customer Care Hotline

If you need to make a claim with Gibraltar BSN you can always head on over to their Claim Support page for more information.

Remember to first check your policy, to ensure you are indeed covered for the incident that you need to make a claim for. Then double check your payments for the premiums so that there are no financial road blocks and finally then, contact Gibraltar BSN with your claim requests.

You will need to submit a Notice of Claims form that you can download. Contact Gibraltar BSN for the documents that you might need to submit and once you have everything ready, head on over to the nearest branch to make your claims.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 69 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is Gibraltar BSN GoProtect?

GoProtect is a regular premium investment-linked that gives you insurance, protection, and opportunities to benefit from investment funds. Protect yourself today against all unexpected life events and give your loved ones some peace of mind. GoProtect is unique as well, in that it gives you additional 5% coverage every 5 years that you continue to hold the plan. This life insurance is designed to protect you and your dependents regardless of which stage of life you are in, having a contingency plan is always helpful. 

What coverage do I get?

The plan offers you coverage for Death, Accidental Death and Total and Permanent Disability. Both the Death benefit and Accidental Death benefit offer you coverage up to the point or till the age of 100 years old. As for Total and Permanent Disability, you will be covered up to the age of 70 years old. In either case, 100% of the Basic Sum Assured shall be payable. However for both Death and Accidental Death, the Investment Account Value (if any) shall be payable based on the Unit Price at the next valuation date. 

On top of this there are several add-on coverage riders that you can definitely attach to your insurance plan to enhance it further. You can add-on coverage for Critical-Illnesses, Personal Accident, Hospital Benefit, and Accidental Death and Dismemberment. The following is a list of Gibraltar BSN Riders you can choose from to add-on to this life insurance plan at your perusal;

1) Smart Health
2) Gibraltar BSN IL PA
3) Hospital Income Rider
4) CI Intense Shield
5) Critical Illness (Additional)
6) Critical Illness (Accelerated)
7) Payor Benefit
8) Waiver of Premium (WOP)

Who can apply?

Eligibility for this insurance plan begins at 30 days old. Parents you can purchase this plan for your child from then on, it would be a great way to help your child gain investment profits when they get older. Of course if you are purchasing this insurance for yourself, you must be between 18 and 69 years old. After which, you will continue to be covered until the maximum age of 100 years old

What are the packages available?

Gibraltar BSN has already set up some packaged options you can think about when purchasing this plan. There are 4 packages to choose from; Prime Medi, Prime CI, Premier, and Platinum. Coverage benefits are different for each plan, and can be found in the table below. These plans are affordable with their lowest premium starting at RM200. 

Package NameDeath &TPDAccidental Death &TPDRoom & Board
CI Coverage
Waiver of Premium
Prime Medi
Not Available CoveredFrom RM200
Prime CIRM100K
Not Available
CoveredCoveredFrom RM200
CoveredCoveredFrom RM300
From RM500

What are the Investment-Linked funds?

There are indeed a few funds you can choose from with Gibraltar BSN. The following is a list of four funds that are currently active. Please take note that this list could change and evolve, so remember to confirm with your agent on what is available to you;

  1. Gibraltar BSN Strategic Fund
  2. Gibraltar BSN Aggressive Fund
  3. Gibraltar BSN AsiaEquity Fund
  4. Gibraltar BSN Bond Fund
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