Gibraltar BSN

Underwritten by Gibraltar BSN Life Bhd.

Gibraltar BSN GoProtect

Protect yourself, your life, and your dreams financially with GoProtect. This regular investment-linked life protection plan from Gibraltar BSN not only gives you coverage, but savings and investment opportunities. Unique in its own right, GoProtect also gives you perks increasing your coverage by 5% every 5 years.

    • Add-on Critical Illness Coverage
    • TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Get covered now with Gibraltar BSN GoProtect

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What makes this Gibraltar BSN insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Gibraltar BSN help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
up to 100 years oldYes, up to 100% of sum assured
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
up to 70 years oldYes, up to 100% of sum assured
Enjoy the full benefits of your insurance plan with great add-on coverage
Add-on Coverage
Am I Protected?
Critical Illness Coverage
Protection against serious diseases such as cancer, heart attack, stroke, kidney failure or heart bypass surgery
Early Payout for Critical Illness
Extra cash to help during early stages of a major disease
Personal Accident
It’s dangerous to even step out of your front door. Get protected from injury!
Accidental Death or Dismemberment
Protection for when you die or lose a limb due to an accident

How to Claim

If you need to make a claim with Gibraltar BSN you can always head on over to their Claim Support page for more information.

Remember to first check your policy, to ensure you are indeed covered for the incident that you need to make a claim for. Then double check your payments for the premiums so that there are no financial road blocks and finally then, contact Gibraltar BSN with your claim requests.

You will need to submit a Notice of Claims form that you can download. Contact Gibraltar BSN for the documents that you might need to submit and once you have everything ready, head on over to the nearest branch to make your claims.

Gibraltar BSN Customer Care Hotline

Age Requirements

Am I eligible to apply for this Gibraltar BSN insurance?

Minimum Age
at least 30 days of age
Maximum Age
at most 69 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about Gibraltar BSN GoProtect

Things you might want to know

What is Gibraltar BSN GoProtect?

GoProtect is a regular premium investment-linked that gives you insurance, protection, and opportunities to benefit from investment funds. Protect yourself today against all unexpected life events and give your loved ones some peace of mind. GoProtect is unique as well, in that it gives you additional 5% coverage every 5 years that you continue to hold the plan. This life insurance is designed to protect you and your dependents regardless of which stage of life you are in, having a contingency plan is always helpful. 

What coverage do I get?

The plan offers you coverage for Death, Accidental Death and Total and Permanent Disability. Both the Death benefit and Accidental Death benefit offer you coverage up to the point or till the age of 100 years old. As for Total and Permanent Disability, you will be covered up to the age of 70 years old. In either case, 100% of the Basic Sum Assured shall be payable. However for both Death and Accidental Death, the Investment Account Value (if any) shall be payable based on the Unit Price at the next valuation date. 

On top of this there are several add-on coverage riders that you can definitely attach to your insurance plan to enhance it further. You can add-on coverage for Critical-Illnesses, Personal Accident, Hospital Benefit, and Accidental Death and Dismemberment. The following is a list of Gibraltar BSN Riders you can choose from to add-on to this life insurance plan at your perusal;

1) Smart Health
2) Gibraltar BSN IL PA
3) Hospital Income Rider
4) CI Intense Shield
5) Critical Illness (Additional)
6) Critical Illness (Accelerated)
7) Payor Benefit
8) Waiver of Premium (WOP)

Who can apply?

Eligibility for this insurance plan begins at 30 days old. Parents you can purchase this plan for your child from then on, it would be a great way to help your child gain investment profits when they get older. Of course if you are purchasing this insurance for yourself, you must be between 18 and 69 years old. After which, you will continue to be covered until the maximum age of 100 years old

What are the packages available?

Gibraltar BSN has already set up some packaged options you can think about when purchasing this plan. There are 4 packages to choose from; Prime Medi, Prime CI, Premier, and Platinum. Coverage benefits are different for each plan, and can be found in the table below. These plans are affordable with their lowest premium starting at RM200. 

Package NameDeath & TPDAccidental Death & TPDRoom & Board
CI Coverage
Waiver of Premium
Prime Medi
Not Available CoveredFrom RM200
Prime CIRM100K
Not Available
CoveredCoveredFrom RM200
CoveredCoveredFrom RM300
From RM500

What are the Investment-Linked funds?

There are indeed a few funds you can choose from with Gibraltar BSN. The following is a list of four funds that are currently active. Please take note that this list could change and evolve, so remember to confirm with your agent on what is available to you;

  1. Gibraltar BSN Strategic Fund
  2. Gibraltar BSN Aggressive Fund
  3. Gibraltar BSN AsiaEquity Fund
  4. Gibraltar BSN Bond Fund

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